Yeah alright that's fine @patchworkbunbun-blog - Tumblr Blog

Me, talking about whatever I'm hyperfocused on: *very excited and happy to talk about said thing, is genuinely enjoying the conversation*

Friend: *says nothing, does not respond, doesn't react in anyway*

Me, wringing my hands nervously: so um, anyways, let's talk about Normal Stuff(TM)

#oh fu k #me #except i excuse myself and cry

ohnips-deactivated20181230

It’s high noon.

#mmMmmMmMMMmm #overwatch

bluedawnflower

venting online is an important and legitimate outlet that mentally ill kids use to cope with their illness reblog if you agree

padalickingood

-slides in- I hear there’s a werewolf!McCree AU???? :3c

Just gonna casually post this with the headcanon that instead of McCree leaving BlackWatch both he and Reyes get involved with Talon experiments (not sure if the same as Canon Talon),Turning Reyes into Reaper and McCree all feral wolf-like. He resents reaper for it since it was unwillingly done to him and has a p big grudge, but he has to keep his emotions in check lest he lose control

-back flips away-

#shit boi....:........#this is my kink........#overwatch

httpbittersweet

#yeha

I love casey a lot shes so good and sweet and she helps me more than she has to and i cant thank her enough

#i love my casey #talking to anyone else outside of us or our friend group is really weird and i dont like it #but i love casey a lot #just a psa #i hope she sees this when she wakes up and is happy

deandrepage

Deep conversations with someone who understands you is everything.

#casey

onlytwitterpics

#:')

martyrinsomnia-archive-blog-dea

when I see my NOTP on my dash

- I do nothing

- I keep scrolling

- I don’t send that person hate

- it costs you 0$ to be a decent human being.

micdotcom

black-ish will take on police brutality tonight

While black-ish has had compelling episodes, including tackling the use of the n-word earlier this season, its episode airing Wednesday night will confront its most important issue to date: police brutality. The difficult question for black families at the heart of the episode.

thefandomdropout

loveniaimani

deletingthisgottago-deactivated

PLEASE support this show not only this episode the entire series is great ✊🏾

herdreadsrock-deactivated202401

This episode was amazing. And yes this is a good ass show I’ve seen every episode

luchia13

hey guys psa regarding hospital bills

don’t just pay it. do not automatically pay the hospital bill when you receive it. call your health insurance provider and POLITELY say, “excuse me, i just received a bill for $1200 for my hospital visit/ER visit/etc., is that the correct amount i’m supposed to pay?” because hospitals bill you before your health insurance and they will take your money no matter how the amount due may change based on your health insurance looking at it. 90% of the time, if your health insurance is in any way involved in the payment of that bill, you do not have to pay as much as the hospital is billing you for. call your health insurance provider first, and POLITELY request clarification, always remember that the person you are talking to is human and this is just their job, and then you will very likely find out you actually only owe $500.

don’t shout at anyone about it, don’t get mad, just understand that this is The Way Things Are right now and call your health insurance provider before paying the bill your hospital just sent you. there’s a chance the hospital bill might be correct, true, but call your health insurance provider.

smallercomfort

THIS IS SUPER IMPORTANT. after my car accident last year the hospital billed me ~$8000. They sent me letters asking me to pay, and I called them back saying my insurance was processing the claim. This is also what I told the collection agency when they kept calling me about the $1000 emergency room fee (billed separately from the hospital fee, mind you). Once everything got straightened out, all I was actually liable for was my $200 emergency copay.

thevelvetdevil

!!!!!!! things my ass didn’t know !!!!!!!!

anamatics

Yes this is a life lesson my adulting ass didn’t know I needed and I’m out 80 bucks for an anti-nausea pill. 😒😒😒😒😒

elodieunderglass

Reblogging for American friends.

Also, it is important [for people receiving medical care in the USA] to carefully read all of the items on the medical bill and look for errors and overcharges. I know that the normal feelings of avoidance and dread can make it hard to look at scary hospital bills, and that’s okay! But as the OP mentions, private orgs like hospitals don’t monitor overpayment of bills - they are motivated to charge you extra - and it is basically impossible to get your money back. Read the bill carefully and make sure that the charges are correct, using the links below for help if you need. If they haven’t sent you an itemized list, you can ask for one. Sometimes you will be charged extra for items or treatment you didn’t receive. Most people don’t know that you can dispute medical bills! But in 2009, Consumer Reports stated that 8 out of 10 medical bills scrutinized by a watchdog had errors, and generally you are not obligated to pay for someone else’s error.

You may be charged for using medication that you actually brought into the hospital with you - that’s easy to dispute! You may be charged for the consumables used during your stay such as sheets, gloves, gowns, etc - the hospital should actually cover that under its running budget. You may be charged for a brand name drug if the generic was available for cheaper - the links below explain how and when you can dispute this. You may be charged a surprisingly expensive “oral administration fee” (where a nurse puts pills for you to take in a little clean paper cup and then hands it to you) but that’s worth disputing if you were actually able to take the pill out of a bottle and put it in your own mouth. And so on.

8 Things You Should Know About Challenging a Medical Bill (FORBES) (includes links to sites that help you calculate how much a procedure/treatment usually costs in your area, if the costs seem super high)

7 Tips for Fighting and Paying A Huge Medical Bill (FORBES) This explains briefly how to negotiate costs, and payment plans.

10 Common Medical Billing Overcharges You Can Prevent (Bill Advocates) A breakdown of errors and overcharges to double check.

Check medical bills for errors: Overcharges are fairly common, and correcting them can save you thousands of dollars (Consumer Reports) More of the same with links to some groups.