Naples Guide to Real Estate

This is a Real Estate blog that acts as a comprehensive guide to Naples, Florida. As experienced agents, our mission is to connect you to the Florida real estate scene, and to provide you with an intimate view of Naples from every perspective.

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Naples, Florida's Growing Economy

(Naples, Florida)  A Prospering Economy

Over the last decade, Naples's economy has continued to flourish. Tourism, by far is one of Naples most prosperous industries. Naples attracts more than 1.44 million people from all over the world on a yearly basis. The tourism alone has raked in more than 1.3 billion dollars, greatly impacting the economy. In response, businesses that involve leisure and hospitality  employ 22,000 in the off season, and about 26,000 during the peak season to accommodate vacationers.  

Two popular hotels in Naples are the Ritz Carlton Naples, and the Waldorf Astoria Naples. They are known for being huge employers in the area, with approximately 1,000 employees  each. 

Real estate and construction are two other major industries that profit the Naples economy. Naples is known as the land of vacation homes, and second houses-meaning that the real estate and construction industries go hand in hand. In fact, it wasn't so long ago that homes couldn't be built fast enough to meet the growing demand of buyers looking in the Naples area. 

As of 2012, the population of Naples has grown to 20,115, and will continue to grow an estimated 5 percent each year. During the economic recession from 2010-2011, the population in Naples wasn't growing as quickly due to the scarceness of jobs, and Naples's major industries suffered some serious blows. However, by 2012 the population began to grow more steadily again, and the Real estate and construction industries began to recover nicely. 

With the increasing recovery of the economy in Naples, efforts have been made to more diversify the economy in order to rely less on real estate and construction. Rising industries now include, computer software and services, distribution, and health/life services. 

The Greater Naples Chamber of Commerce established The Partnership for Collier's Future Economy, to help support a business climate that is conducive to growth. Recently, banks, private equity, and hedge fund firms are favoring doing business in the Naples area. The Tax Foundation has stated that Florida is the fifth most-favorable state to do business in, while in comparison New York is at the bottom of the list. Florida is most likely favorable for businesses relocating due to a lack of state income tax.   

Efforts to diversify the economy of Naples seem to be yielding great results. Although Real Estate and Construction are still major industries in Naples, today some of the top companies in the area are now healthcare-related operations and tech firms. Over all, Naples economy has continued to flourish, and is showing an even more promising future as it's industries are more diversified. 

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Source:Shivers, Alysia. Moving to Naples: The Un-tourist Guide. S.l.: Voyager Media, 2013. Print.

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From Dreams of Florida's Endless Summer-to your new Lifestyle

Ever gone somewhere on vacation for a period of time and felt like you could literally get used to this place? Often times, those feelings sound nice, but in the end may seem unattainable. When vacation is over, you reluctantly go right back to work, secretly dreaming of a permanent change in scenery.

Believe it or not, Realty Solutions has been there. The owner of Realty Solutions, Dave Eldredge felt the same way about thirty years ago upon visiting the sunshine state his first time. His dreams led to the opening of our first Real Estate office in Naples, Florida.

 The richness of one’s life is defined by a person’s commitment to pursue both their personal ideas of happiness & healthiness. Essentially, life is what you make of it. Many times, people base important life choices on what seems easiest at the time or the decisions that were made before them. Taking risks may feel scary in its uncertainty; however Dave has found that without taking any risks, the real loss is never trying.

As an employee at Realty Solutions, I had my own experience on vacation in Florida recently. As the U.S. Airways plane I was on began taking off out of Miami International Airport, I couldn’t help but feel a sinking tinge of regret.  Yes, I was excited to see my family after being away, yet I couldn't grasp the thought of leaving a place that had become my personal Nirvana in just five short days.

I firmly believe that where you live represents a crucial part of you, and it’s a hard pill to swallow when you feel a deep connection somewhere thousands of miles away.  The diverse culture, beautiful atmosphere, and endless list of activities to do in Florida inspire me to the core. I felt like I was a little kid again, and had discovered ice cream for the first time. Although my vacation is over, and I am currently back in my home town of Falmouth, Massachusetts I have an internal glimmer of hope.

Realty Solutions as a company makes it their mission to honor the hopes and dreams of individuals. Although, Reality Solutions is a locally run small business in Massachusetts, Dave Eldredge has pushed boundaries in order to open and operate offices in Florida including Naples, Sarasota, and Venice. This unique position, allows Realty Solutions to help make the transition of moving across the country that much more smoothly for clients.

For now, I am content staying in Massachusetts to spend time with family and to finish my education. However, with complete confidence I can say that my dream of living in Florida one day is not out of reach and nor is it for anyone else.

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Real Estate Is a Better Investment than Gold

[05/12/2014]

      Almost every day, I hear advertisements about buying gold because it is such a great investment. As I have heard these claims, I have wondered how real estate stacks up to gold as an investment.

Surprisingly, some correlations exist between buying gold and buying real estate. Both investments are considered a good hedge against inflation and fluctuations that occur when the government overspends and the Federal Reserve weakens the value of the dollar. Both have intrinsic value, meaning their price never goes to zero like some stock investments have done. Both are considered long-term buy-and-hold investments. Both require insurance to protect against risk of loss. Both claim to offer price stability, meaning their prices are less volatile than stocks.

Admittedly, over the past 40 years, gold has performed extremely well. From 1974 through 2013, gold increased in value from $158.93 an ounce to $1,356.30, an average annual increase of 5.51 percent. From 2006 through 2011, when real estate was experiencing its worst performance of the past 40 years with an average annual decline in value of -2.19 percent, gold was soaring at an average annual increase of 17.30 percent. During that period, gold increased in value 260.42 percent. Gold seems to perform better during periods of economic decline when stocks are experiencing a bear market.

However, from an appreciation perspective, over the past 40 years, real estate has more than held its own, increasing an average annual rate of 5.43 percent, which includes the great recession years of 2006 through 2011. From a pure appreciation standpoint, gold beat real estate over the period from 1974 through 2013 by an average annual appreciation of 0.08 percent, a virtual dead heat between average gold prices and average prices of new home sales.

Unlike gold, however, appreciation in value is not the end of the story for real estate; it’s only the beginning. Real estate far outperforms gold in all of the following metrics: cash flow, leverage, equity buildup, tax benefits, stability and control. Although income-producing real estate requires more intense management, most projects generate annual cash flows of 5 to 10 percent of the equity invested. Gold offers no annual cash flow on the equity invested.

Leverage:

Leverage, Just One of the Benefits of Real Estate Investing Real estate has the ability to leverage an investor’s capital, meaning an investor who buys real estate does not have to pay all cash to purchase the asset. Investors in gold have to pay all cash when buying gold.Banks will lend at least 75 percent of the money required to purchase a real estate investment. In using the bank’s money, an investor leverages his investment by putting down a small down payment and borrowing the rest of the money to acquire the property. With positive leverage, an investor can actually supercharge his or her return because the entire property appreciates in value not just the cash invested.

Equity and Cash Flow from Real Estate:

From 1994 through 2013, gold had an annual appreciation rate of 6.51 percent. During the same time period, a real estate investor who bought an average-price new home for $154,500 put down 25 percent equity of $38,625 and paid interest of 5 percent on a 30-year amortized loan would have had an annual return on the appreciation of his capital investment in the home of 7.64 percent. Another benefit of income-producing real estate is that while the tenant is paying rent, which goes to pay the monthly mortgage payments, the debt on the property is reducing. An average new home that cost $154,500 in 1994, based on a 75 percent loan-to-value ratio, would have a mortgage of $115,875. Over the next 20 years, the principal loan balance would be paid down to $58,647. The tenant, by paying rent, would have paid down the mortgage balance by $57,228. The increase in equity from the reduction in the principal balance of the loan was paid by the tenant’s rental payments. When combining a 5 percent cash flow with equity buildup and appreciation over 20 years, the overall return on this modest real estate investment would be 10.79 percent; a whopping 4.28 percent higher return than an investment in gold!

Tax Benefits of Real Estate:

Besides cash flow, leverage, equity buildup and appreciation, a real estate investor also experiences favorable tax benefits while owning real estate. Although real estate actually appreciates in value, for tax purposes, the government permits an investor to depreciate the asset over either 27 ½ years or 39 years, depending on whether the property is residential or commercial. This tax break enables the investor to shelter most of his cash flow without having to recognize it as income. Additionally, when a real estate investment is sold, the gain on the sale is taxed at a 15 percent rate, depending on the investor’s adjusted gross income.

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A Guide to Buying a Second Home:

Do you dream of buying a second home? Maybe a cottage on Cape Cod, or maybe a home in Florida that you can escape to during the winter months? Buying a second home is a great investment whether you plan on renting it out, or decide that it's the perfect place for you and your family to eventually retire to. The process of buying a second home seems incredibly difficult, but during the right time, and in a prospering market, it could be the most rewarding financial decision you will ever make. 

If you have been toying with the idea of buying a second home, now could be a good time to take the leap. Interest rates are still low by historic standards, and home prices are recovering from the bust but aren't out of reach.

"What our customers tell us, and what the data tell us, is that for an individual who is well-qualified and who clearly wants to purchase that second home, this is an outstanding time to buy," says Edward Achtner, a Bank of America regional sales executive overseeing the Northern California and Oakland market.

Scouting the market

One way to start off the search for a second home is to find a real estate agent who is familiar with your desired location. This partner could fill you in on aspects such as weather and traffic patterns, help you evaluate the location and amenities of a property and provide information about comparable sales.

And, with an eye to the long-term value of the property, the agent could fill you in on historical prices and how comparable sales have fared, as well as resale prospects. Factors that tend to have a positive impact are proximity to a major metropolitan area, ease of access and availability of four-season amenities.

Gauging your return

With the motivation of quick property flipping largely behind us, second-home buyers nowadays are more geared to enjoying their property rather than looking for a quick return on investment.

"Everybody hopes that properties will appreciate over the course of time," says Bill Banfield, a Quicken Loans vice president. "By and large, though, people want to spend time in that locale and take their families and enjoy it."

Still, you should consider that you will be away from the property much of the time and factor in additional maintenance costs, such as having a management company check for water leaks or frozen pipes.

Insurance considerations

If you are considering a second home on the beach, factor in the cost of flood insurance in addition to your home insurance.

"It is becoming increasingly difficult to obtain flood insurance in coastal communities. And from a cost perspective, it has grown exponentially in some markets," says Bob Cabrera, national consumer lending sales manager with Regions Mortgage.

Achtner cautions that getting insurance for a second home, depending on the location, "may be much more challenging than for a primary residence because of the lack of geographical proximity and the concern of the insurance company that the home will not be properly maintained."

Mortgage requirements

As for obtaining mortgage financing, lenders look for the same factors as they do for a mortgage on a primary residence. The difference is that you have to qualify for a second-home mortgage in addition to any mortgage debt on your primary home.

Typically, you will need to come up with a down payment of at least 10 percent to 20 percent, meet credit standards and debt-to-income requirements, and provide documents for income and asset verification. If you have a good relationship with the mortgage lender on your primary residence, that might be a good place to start your quest for a second-home mortgage.

Try Bankrate'sloan qualification calculatorand checkmortgage interest ratesavailable in your area.

"It is relatively easy to qualify for a second-home financing," Banfield says. "There is still a 10 percent down financing option. You can even get cash-out on a second home. There is jumbo financing for a second home. It is a very liquid market."

If you are looking to tap into any home equity you have accumulated on your primary residence to fund your second-home purchase, keep in mind that if you need the equity for an emergency situation, you may not be able to access it. Also, the days of leveraging one property to buy another with a minimal down payment are gone.

Tax implications

Take into account the tax implications of your purchase. If you use your home as a true second home, you could get a tax deduction on mortgage interest payments, on the same terms as for your first mortgage, as well as for the property taxes.

If you rent out your second home, you will have to consider additional tax ramifications, particularly if the rental period extends beyond 14 days a year.

Also, in some states, taxes on a second home could be higher if the second home is not assessed on a homestead basis.

Ease your doubts

She also recommends that you request photos of the property taken during different seasons. If you go house-hunting in the Hamptons during the winter, neighboring houses might seem too close because of the lack of leaves on the trees. A picture taken during the summer, when you'll spend most of your time there, can allay your fears of being crowded by your neighbors.

Saatchi adds that you should ask around for a trustworthy real estate agent to show you around -- someone who will tell you about the all-night parties that are often held on a particular stretch of beach, or about the next-door neighbors who plan to build a tennis court just a few feet from your bedroom.

Finally, she says, make sure you can get the insurance you need, particularly if you want to buy a home near the beach. "That's a good thing to know -- the availability and cost of insurance -- before you pay for legal fees and inspections," she says.

Financing the deal

OK, you have done the math, looked at year-round photos of the property, and thought it over for a while. You have decided that, yes, you want to buy that cabin in the mountains or that condo on the beach. If you don't have the cash to pay for it outright, the next step is to find a mortgage. The lender or broker who handled the mortgage on your primary home is an excellent place to start if you were satisfied with the service you got.

But you might have to shop around. Different lenders have different standards when it comes to mortgages on vacation homes, as Bill Andrus of Denver has discovered. He owns two condos in major ski areas, and rents them out as much as possible.

"Some lenders won't touch second or third homes, others solicit them, and yet others offer normal rates without the investor penalties, as long as we occupy them sometimes," Andrus says.

Walters says that the loan standards for primary and secondary homes are virtually identical, especially for conventional loans -- in other words, loans for amounts under the jumbo limit (in 2005, that's 359,650). Rates are about the same, unless the lender considers the house an investment property. In that case, expect to pay an interest rate about 1.5 to 2 percentage points higher. As Andrus points out, some lenders might grant a lot of leeway when deciding whether a vacation home is an investment property.

When it's time to make a down payment on your second home, you can use the equity in your primary home. You can either extract the equity by doing a "cash-out" refinance, or by getting a home equity loan or an equity line of credit. You can use that equity to make all or some of the down payment on the second home.

There are complex tax implications to borrowing to buy a second home. Generally speaking, the interest is deductible from federal income taxes. But if you borrow from the equity on your first home to make a down payment on the second home, you can write off the interest on only the first $100,000 of equity debt.

If you rent out the second home, you have to spend a certain amount of time in the home every year to be able to deduct the interest. Your best bet is to readIRS Publication 936, Home Mortgage Interest DeductionandPublication 527, Residential Rental Property. Once those have confused you, consult an accountant.

Browse Homes in Florida

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10 Must-Have features in a New Home

In honor of April: New Homes Month, here is some information on the most coveted features in a new home. 

Buyers today want cost-effective architecture, plans that focus on spaces and not rooms and homes that are designed 'green' from the outset," she said. The key for home builders is "finding the balance between what buyers want and the price point."

For many buyers, their next house will be smaller than their current one, said Carol Lavender, president of the Lavender Design Group in San Antonio, Texas. Large kitchens that are open to the main family living area, old-fashioned bathrooms with clawfoot tubs and small spaces such as wine grottos are design features that will resonate today, she said.

"What we're hearing is 'harvest' as a home theme -- the feeling of Thanksgiving. It's all about family togetherness -- casual living, entertaining and flexible spaces," Lavender said.

Paul Cardis, CEO of AVID Ratings Co., which conducts an annual survey of home-buyer preferences, said there are 10 "must" features in new homes.

1. Large Kitchens, With an Island

"If you're going to spend design dollars, spend them where people want them -- spend them in the kitchen," McCune said. Granite countertops are a must for move-up buyers and buyers of custom homes, but for others "they are on the bubble," Cardis said.

2. Energy-Efficient Appliances, High-Efficiency Insulation and High Window Efficiency

Among the "green" features touted in homes, these are the ones buyers value most, he said. While large windows had been a major draw, energy concerns are giving customers pause on those, he said. The use of recycled or synthetic materials is only borderline desirable.

3. Home Office/Study

People would much rather have this space rather than, say, a formal dining room. "People are feeling like they can dine out again and so the dining room has become tradable," Cardis said. And the home theater may also be headed for the scrap heap, a casualty of the "shift from boom to correction," Cardis said.

4. Main-Floor Master Suite

This is a must feature for empty-nesters and certain other buyers, and appears to be getting more popular in general, he said. That could help explain why demand for upstairs laundries is declining after several years of popularity gains.

5. Outdoor Living Room

The popularity of outdoor spaces continues to grow, even in Canada, Cardis said. And the idea of an outdoor room is even more popular than an outdoor cooking area, meaning people are willing to spend more time outside.

6. Ceiling Fans

7. Master Suite Soaker Tubs

Whirlpools are still desirable for many home buyers, Cardis said, but "they clearly went down a notch," in the latest survey. Oversize showers with seating areas are also moving up in popularity.

8. Stone and Brick Exteriors

Stucco and vinyl don't make the cut.

9. Community Landscaping, With Walking Paths and Playgrounds

Forget about golf courses, swimming pools and clubhouses. Buyers in large planned developments prefer hiking among lush greenery.

10. Two-Car Garages

A given at all levels; three-car garages, in which the third bay is more often then not used for additional storage and not automobiles, is desirable in the move-up and custom categories, Cardis said.

***In addition, ample storage and space is still a key factor in what home-buyers look for. Walk-In closets, laundry-rooms, and finished basements are very desirable for the simple reason that buyers need their homes to be able to adapt to growing families and the many changes in life. 

Click here to Browse New Homes in Naples 

Click Here to Browse New Homes on Cape Cod

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Condos or Single-Family Home?

If you’re thinking about making a move, are you considering buying a condominium or single-family home?

The number of condominium owners has risen dramatically in the last few years. Condos are a popular option because they are often more affordable, require fewer maintenance and landscaping chores, suit busy lifestyles, and serve well as a first home or downsizing from a larger house. Here are some differences to consider:

We can help you make your decision by showing you condos and homes within your budget. 

Email: [email protected]

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Websites: http://www.floridasparadisehomes.com/

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10 posts!

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Affordable Luxury: Condos and Townhouses in Naples

Naples, Florida offers residents a wide variety of housing choices. Condos and Townhomes are both popular choices for many reasons. Often times they come with a lot of amenities such as a washer and dryer, a community pool, and fitness center, all at an affordable price. In addition, most of these communities are gated, which gives people that extra sense of security. For those that enjoy golfing, many communities even include memberships to beautiful golf courses right in the complex! If you dream of living right on the water, Naples has an abundance of beach front and bay side properties that come in every size and shape you can imagine. If you are an avid fisher, there are numerous properties situated right alongside the canal, which includes your very own boating dock in the back yard. The opportunities in Naples are endless.

               If you are working with a tight budget, believe it or not there are condos and townhomes in Naples that still offer a beautiful lifestyle and can also accommodate your budget. Usually the price of the property is associated with the location. Short distances to school districts, and popular shopping and dining destinations are all factors in highly priced communities. Exclusive neighborhoods west of U.S. 41 are referred to as Tamiami Trail, and are coveted for a close walk or bike ride to the beach. However, you don’t need to be a millionaire to live near the beach in Naples. There are a lot of affordable gated communities East of Tamiami Trail that are right near the beach as well. Whatever your preference or budget may be, if you dream of  living in a beautiful condo or townhouse in Naples, that dream is within reach. 

Naples Condos/Townhouses for Sale 

North Naples Condos

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Good News for Florida's Real Estate Market!

        Florida's housing market reported higher median prices, more new listings, fewer days on the market and a stable level of inventory in February, according to the latest housing data released by Florida Realtors®. Closed sales of single-family homes statewide totaled 15,826 last month, up 1.5 percent over the February 2013 figure.

"With a diminishing number of distressed properties listed for sale, the return of more traditional housing market conditions continues to spark sellers' interest," said 2014 Florida Realtors® President Sherri Meadows, CEO and team leader, Keller Williams, with market centers in Gainesville, Ocala and The Villages. "Statewide, new listings for single-family homes in February rose 11.6 percent year-over-year, while new townhouse-condo listings rose 4.2 percent.

"And last month's statewide data showed rising median sales prices for both single-family homes and townhome-condo properties, year-over-year – for the 27th month in a row."

The statewide median sales price for single-family existing homes last month was $165,000, up 10 percent from the previous year, according to data from Florida Realtors Industry Data and Analysis department in partnership with local Realtor boards/associations. The statewide median price for townhouse-condo properties in February was $132,500, up 15.2 percent over the year-ago figure. The median is the midpoint; half the homes sold for more, half for less.

According to the National Association of Realtors® (NAR), the national median sales price for existing single-family homes in January 2014 was $188,900, up 10.4 percent from the previous year; the national median existing condo price was $188,700. In California, the statewide median sales price for single-family existing homes in January was $410,990; in Massachusetts, it was $320,000; in New York, it was $238,500; and in Maryland, it was $235,872.

Looking at Florida's townhome-condo market, statewide closed sales totaled 7,578 last month, down 6.8 percent compared to February 2013. The closed sales data reflected fewer short sales last month: Short sales for condo-townhome properties declined 59.6 percent while short sales for single-family homes dropped 51.9 percent. Closed sales typically occur 30 to 90 days after sales contracts are written.

"The majority of results for the residential market paint a picture of a normal growing market," said Florida Realtors Chief Economist Dr. John Tuccillo. "The weaker results in sales for both single-family homes and townhouses and condos are solely the result of plummeting short sales. This is actually a good sign since short sales are falling because prices are rising, reducing the number of homes that fall into the potential short sales category."

Inventory was at a 5.7-months' supply last month for single-family homes and at a 6.1-months' supply for townhouse-condo properties, according to Florida Realtors.

According to Freddie Mac, the interest rate for a 30-year fixed-rate mortgage averaged 4.30 percent in February 2014, up from the 3.53 percent average recorded during the same month a year earlier.

To see the full statewide housing activity reports, go to Florida Realtors Media Center athttp://media.floridarealtors.org/ and look under Latest Releases, or download the February 2014 data report PDFs under Market Data at: http://media.floridarealtors.org/market-data

Florida Realtors®, formerly known as the Florida Association of Realtors®, serves as the voice for real estate in Florida. It provides programs, services, continuing education, research and legislative representation to its 127,000 members in 61 boards/associations. Florida Realtors® Media Center website is available at http://media.floridarealtors.org.

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10 Things Buyers Look for in a Home

While David Letterman’s Top 10 lists generally culminate in a No. 1 ranking, the following list includes in no particular order 10 things that are important to buyers today, especially Millennials who represent a significant buyer niche in today’s market.

Quality of the neighborhood – The National Association of Realtor’s 2012 Profile of Buyers and Sellersrevealed that neighborhoods are really important to buyers, but that neighborhood choice varies by household composition.

Convenience to job – Commuting is a necessary evil, but homes that are close to work enhance work-life balance, a growing priority for many Americans, especially Millennials.

Overall affordability of homes – With job markets tight and retirement funds depleted or eroded thanks to the great Recession, it has never been more important to keep housing related costs as low as possible, ideally no more than one third of your pre-tax income.

Quality of schools – A recent survey by realtor.com revealed that nearly 45 percent of today’s buyers are willing to pay a premium for quality schools

Homes suited for the next 15 years – Just five years ago, buyers were looking to stay in their home about 10 years.  Today, buyers expect to stay closer to 15, so it’s important to find a home that can support lifestyles as they evolve through that time period.

A mortgage – In today’s tight credit environment, getting a mortgage can be a challenge. Buyers should be willing to consider homes below what they may quality for in order to bump up the loan to value ratio.

Energy efficiency – The National Association of Homebuilders surveyed buyers to see what was most important to them in new home construction and energy efficiency topped the list.  Four of the top most wanted features involve saving energy: 94 percent of home buyers want energy-star rated appliances, 91 percent want an energy-star rating for the whole home, 89 percent want energy-star rated windows, and 88 percent want ceiling fans.

Open floor plans – Spaces that are great for entertaining mean quality time with friends and family, something especially important to Gen Y.

High ceilings – Taller ceilings are not only aesthetically pleasing in that they impart a grandness to the home, they also promote greater air circulation and more natural light than lower ceilings.

Technology – Can you run your home from a cell phone? Then market to a Millennial, who prizes a homes’ technological amenities prized over curb appeal.

What are YOU looking for in a home?  Did we leave something off the list? 

Find out the $$$ value of your home!!!

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The good life! Aqua Condos in North Naples, luxury at its finest! 

For more Condos in North Naples: North Naples Condos

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Luxury Condos in Naples

Aqua is a large luxury condo complex located in North Naples, at Pelican Isle. The Condos feature gorgeous views of North Naples, and deluxe amenities such as, a resort spa/pool, a movie theater, rooftop terrace, a private marina, and customized floor plans.

The condos are perfect for any life style, whether you are moving in together for the first time, or you want to move in with the whole family! These condos can accommodate up to 5 people or more depending on the floor plan. The condo even can come with a private guest suite, which includes a small kitchen for guests. 

Aqua is also very convenient to shopping centers, golfing and recreation, schools, dining, and beautiful beaches! Although some say Aqua is such a beautiful complex you just might want to spend a lot more time at home! 

For more Condos in North Naples: North Naples Condos

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Another "tough" day at the office in Naples, Florida! 

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Highly-ranked Schools in Naples

Not only is Naples a beautiful place to raise a family, it also features excellent schools at all levels. Naples Florida  schools participate in the The Florida Comprehensive Assessment Test each year which helps the school system to make sure that students are progressing, and that teachers are using the best possible mechanisms to inspire students to achieve excellence. 

There are about 50 Elementary Schools, 33 Middle Schools, and 26 High Schools in Collier County. 48 schools are public, while 73 schools are private. The advantage of education in Naples, is there are so many great schools to pick from, and all of them are conveniently located. With so many options available, you will have the opportunity to pick the perfect school for your child. Below is a link of a website that has ratings and information on each school. 

http://www.trulia.com/real_estate/Naples-Florida/schools/

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“How’s the Weather?” … “Perfect”

In the winter and fall months, Naples experiences pretty comfortable weather. During the day the temperature is usually mild (about 50-70 degrees), while at night the temperature drops a little. Residents of Naples can simply wear a sweat shirt and jeans during these months, with no need for a heavy winter coat. In fact, the lowest ever recorded temperature in Naples was 26 degrees in January 1982. While in comparison, Boston, MA is about a frigid 20 degrees today! For those tired of such harsh winters, Naples may just be your answer! 

During the spring and summer months in Naples, the weather is known to be consistently rainy, with rising temperatures. When living in Naples, having air conditioning in your house is a must. Once someone has lived in Naples for some time, their body will adjust to the temperatures, and what once seemed as scorching hot, may very well become comfortable. Although the temperature is usually very high, Naples has never actually reached 100 degrees. Citizens of Naples are used to the summer heat and many people spend their time relaxing by a pool or on the beach. The ocean water in Naples is actually very warm (about 80 degrees) and very comfortable to swim in, verses the beaches found in California or New England.  

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“Location, Location, Location"

Naples is located in the largest county in Florida, Collier County. Naples residences make up a large portion of Collier County, however the city of Naples only accounts for a small section. North Naples is convenient to highly ranked schools, as well as popular stores such as Target, Trader Joe’s, Whole Foods, and Costco. In addition, locals can shop for all of their favorite brands at Mercato and Water Side Shops, which also include plenty of dining options. North Naples is an appealing place to live due to its reputation for beautiful gated communities just a short distance from many conveniences and amenities.  North Naples Homes

Old Naples is a very historical part of Naples. Although much of Old Naples has been updated, there is a sense of classic beauty to this part of town, as the winding streets are lined with vast banyan trees. Old Naples Homes For Sale  For those who enjoy a more contemporary lifestyle, Gulfshore Blvd. and Golfshore drive might be the place for you! The condominiums are built right alongside the beach, and the views are unbeatable. Not only do residents there enjoy a great beach-side location, but they are also pampered with deluxe amenities. More Condos For Sale in Naples

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“A Permanent Vacation”

Naples, Florida often times, is perceived exclusively as a vacation spot and only home to the rich and famous. On the contrary, Naples has much more to offer. Not only is Naples a thriving community, but Naples is also very affordable. In comparison to other major cities in the U.S. like Chicago and Manhattan, the cost of living in Naples is astronomically cheaper. The price of a cramped one bedroom apartment for instance, in New York City could actually buy you a beautiful three-bedroom home in Naples. In addition, the property tax in Naples is only about 1.2% of your home’s value, while property taxes in other states will virtually leave you with nothing. Affordable housing in Naples

Although Naples is an attractive destination to tourists and vacationers for its marvelous beaches, breath-taking scenery, and un-beatable weather, Naples is a great community to live year-round and ideal for all ages. In Naples, there is never a shortage of things to do. Whether you would like to spend your time out and about, our simply relaxing, the community of Naples caters to your needs. Naples is home to countless shopping centers, entertainment/attractions, restaurants, and activities. Also, Naples prides itself by being heavily immersed in culture and the arts.