hello.

I had a dream the Rap God visited me in the form of School Boy Q. I rapped for him. It sucked. As he turned away from me, he looked back, "Keep going". That's when I knew, I had to get started on this journey. BOOMSHAKALAKA

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Is any1 still out there?

sheesh! I’ve known some of you for 11 years! Been a min since i hopped on

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Yes, I get free stocks too. No, I wouldn’t promote this if I didn’t think it was worth it for every single person to do 🚀 🏦 This is the greatest most accessible referral on the block right now. Takes 4 minutes, you get 4 free stocks, AND access to paper trading/Roth Ira, regular investing, options (stay away), cryptocurrency, etc. 🏦 It only lasts until the end of tomorrow so make sure to deposit the $100 as soon as you make an account! (You get 2 free stocks before the deposit is made, usually valued less and then 2 more after! Valued $8-$1200) Follow @funancialism for investing content —- 🍎 LINK IN BIO to FREE investing videos: how I saved $100K in college, how to make a Roth IRA, when to sell a stock (I had 12K profit) . Disclaimer: not a advice, just a random persons internet opinion . . #funancialism #savingmoney #extremecouponing #financialindependence #neverpayretail #couponingcommunity #neverpayfullprice #personalfinance #bcba #stockstowatch #financialgoals #daveramsey #debtfree #debtfreecommunity #debtfreejourney #babystep3 #stockmarket #budgeting #investments #homedecoration #investing101 #budgetplanner #resellercommunity #nurselife #softwaretesting #appliedbehavioranalysis #financialindependenceretireearly #budget #teachersofinstagram (at Los Angeles, California) https://www.instagram.com/p/CJcXKiUHA3t/?igshid=1i1gtmipm5brk

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As a long term investor, when I speak with folks I quickly do the math and realize you’re 7 behavioral changes and 2 decades away from your first million 😎🥳 . Follow @funancialism for investing content —- 🍎 LINK IN BIO to FREE investing videos: how I saved $100K in college, how to make a Roth IRA, when to sell a stock (I had 12K profit) . Disclaimer: not a advice, just a random persons internet opinion . . #funancialism #savingmoney #extremecouponing #financialindependence #neverpayretail #couponingcommunity #neverpayfullprice #personalfinance #bcba #stockstowatch #financialgoals #daveramsey #debtfree #debtfreecommunity #debtfreejourney #babystep3 #newknowledge #budgeting #investments #homedecoration #ilearned #investing101 #budgetplanner #resellercommunity #teacherlife #nursesrock #budget #teachersofinstagram https://www.instagram.com/p/CJXRE1_HxlV/?igshid=1nk39115znwks

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A stock increases in price because of profits generated; bitcoin increases in price because people want it to 🤓 . 🚀 Okay, in reality stocks can go up in price for many reasons BUT if there is no support for the price, most of the time the stock price will crash . 🏦 Bitcoin, on the other hand, produces no profits. It doesn’t represent a company, instead it’s an idea; an idea that individuals all around the 🌍 don’t need permission from their governments to engage in trade. That being said, the only way it’ll go up in price is if someone pays more for it than you (stocks are based on future value, bitcoin is based on future price; price and value are not the same) . 🎨 Like art, Pokémon cards, and other rare items: that falls under the area of speculation rather than investment. I personally own Cryptocurrency: Ethereum, Litecoin, & I have exposure through companies like Overstock, Square, and PayPal . Follow @funancialism for investing content AND @jaymillennial AND @yoquierodineropodcast —- 🍎 LINK IN BIO to FREE investing videos: how I saved $100K in college, how to make a Roth IRA, when to sell a stock (I had 12K profit) . Disclaimer: not a advice, just a random persons internet opinion . . #funancialism #savingmoney #extremecouponing #financialindependence #neverpayretail #couponingcommunity #neverpayfullprice #personalfinance #bcba #stockstowatch #financialindependenceretireearly #softwareengineer #softwareengineering #financialgoals #daveramsey #debtfree #debtfreecommunity #debtfreejourney #babystep3 #appliedbehavioranalysis #cryptocurrency #budgeting #homedecoration #investing101 #budgetplanner #resellercommunity #nursesofinstagram #retirementplanning #budget #teachersofinstagram (at Los Angeles, California) https://www.instagram.com/p/CJUsUZGnbDG/?igshid=mxuuarbrc52j

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I have had 5 different investing groups piloted in 2020, hundreds of people started investing comfortable with the process. I don’t let arbitrary dates dictate my goals the same way I don’t allow the news media/Wall Street propaganda influence my investing decisions. So it’s completely coincidental that the Stock Market 101: The Laziest Path to Wealth will he launching in 2021, PSYCH!!!! You thought, huh? It’s launching in 2020 😂 . 🏋️‍♀️ Every night after work I have been constructing this course. Every time I thought I was done, I realized it can be enhanced even more with deeper data. I had to stop myself when I started going into the portfolios of billionaires and analyzing them . 👉 This course will not only teach you about building wealth the Laziest path possible; it will also talk about the ethical implications of investing. These aren’t stocks we are buying, BUT COMPANIES. This isn’t just OUR early retirement, but our COMMUNITIES opting out of a system that hates them. Perhaps it’s not the system, but the people running it. The answer to that question is the difference between knowledge and wisdom . 🗝 Excited to share this with you ASAP . Follow @funancialism for investing content —- 🍎 LINK IN BIO to FREE investing videos: how I saved $100K in college, how to make a Roth IRA, when to sell a stock (I had 12K profit) . Disclaimer: not a advice, just a random persons internet opinion . . #funancialism #savingmoney #extremecouponing #financialindependence #neverpayretail #couponingcommunity #financialfreedom #neverpayfullprice #personalfinance #bcba #appliedbehavioranalysis #financialindependenceretireearly #financialgoals #daveramsey #debtfree #debtfreecommunity #debtfreejourney #babystep3 #stockmarket #teacherlife #budgeting #investments #homedecoration #investing101 #budgetplanner #budgettips #budgetplanner #teachersofinstagram (at Los Angeles, California) https://www.instagram.com/p/CJR949Tn2dx/?igshid=3o092lvrna8r

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The 🇺🇸 has more prisoners per capital than the next 5 nations combined 🤦‍♀️ . 🦹‍♂️ The US is 5% of the world’s population and holds 25% of the prisoners. I thought it was land of the free? . 🦹‍♂️ Did you know corporations profit off prison labor? Well, yes and no. Based on some google searches, it actually the prison that withholds the wage to “cover costs”. We have inmates making cents per hour . 🧝‍♀️ There is some progress being made. The growth rate has reduced in the last few years. This means more families being together over the holidays. But it also means we are just getting started in cleaning up the mess of the past generations (oh wait, they are still here. Hi guys 👋) . Follow @funancialism for investing content —- 🍎 LINK IN BIO to FREE investing videos: how I saved $100K in college, how to make a Roth IRA, when to sell a stock (I had 12K profit) . Disclaimer: not a advice, just a random persons internet opinion . . #funancialism #prisonreform #prisonindustrialcomplex #schooltoprisonpipeline #financialindependence #neverpayretail #couponingcommunity #neverpayfullprice #personalfinance #bcba #mechanicalengineering #softwareengineering #financialgoals #daveramsey #debtfree #debtfreecommunity #debtfreejourney #babystep3 #stockmarket #professorlife #budgeting #nurselife #homedecoration #statistics #investing101 #budgetplanner #resellercommunity #appliedbehavioranalysis #budget #teachersofinstagram (at Los Angeles, California) https://www.instagram.com/p/CJOl9xgHFVL/?igshid=1fxtot96tr82t

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Most people are going to be fine, most people will recover, most people may read this post and start investing 🤒 . 🤾‍♂️ I love this nation (the people living in it), I love the efforts of so many politicians, nurses, teachers, scientists teaming up to come up with practical solutions - maybe looking back we could’ve seen all the pieces. I am not in support of stimulus checks going to people who’s lives didn’t change (people like me). We have an obligation to donate 100% of our check to someone who NEEDS it . 🤾‍♂️ Certain people just do not need a stimulus check. There’s a large enough minority that lost everything, that KEEPS losing everything . 🤾‍♂️ I am thankful evictions we’re stopped in Los Angeles, home of one of the largest populations of folks without shelter (no pun intended, cmon guys stop). There’s just no going back. A rich and powerful capitalist country should NOT have cracks large enough for folks to slip through so far down . #USA🇺🇸 . Follow @funancialism for investing content —- 🍎 LINK IN BIO to FREE investing videos: how I saved $100K in college, how to make a Roth IRA, when to sell a stock (I had 12K profit) . Disclaimer: not a advice, just a random persons internet opinion . . #funancialism #stimuluscheck #extremecouponing #financialindependence #neverpayretail #couponingcommunity ##neverpayfullprice #personalfinance #bcba #nurselife #teacherlife #financialgoals #daveramsey #debtfree #debtfreecommunity #debtfreejourney #babystep3 #borutomanga #401K #budgeting #homedecoration #dfc #investing101 #budgetplanner #resellercommunity #appliedbehavioranalysis #stimuluscheck #budget #teachersofinstagram (at Los Angeles, California) https://www.instagram.com/p/CJMFXsnHrUV/?igshid=crbnsngv7cuz

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Money in the bank missed out being x4 with index investing 🤯 . 🙀 If you had invested $10,000 into index funds at the start of 2010, it would’ve been around $38,358.62 at the end of 2020 . 😾 Money in the bank isn’t safe (no pun intended). It loses to inflation. These days even high interest savings accounts lose to inflation. The best way to beat inflation is to invest! You can also churn (take advantage of brokerages paying you for making accounts, LINK IN BIO) . 😿 It’s sad because $28,000 is a lot of trips around the world (shoutout flat earth gang), experiences you sacrificed because you left your money in the bank to be used my others . Follow @funancialism for investing content —- 🍎 LINK IN BIO to FREE investing videos: how I saved $100K in college, how to make a Roth IRA, when to sell a stock (I had 12K profit) . Disclaimer: not a advice, just a random persons internet opinion . . #funancialism #savingmoney #extremecouponing #appliedbehavioranalysis #financialindependence #neverpayretail #couponingcommunity #neverpayfullprice #personalfinance #bcba #stockstowatch #financialgoals #daveramsey #debtfree #debtfreecommunity #debtfreejourney #babystep3 #stockmarket #budgeting #investments #homedecoration #investing101 #budgetplanner #resellercommunity #budget #teachersofinstagram #investingforbeginners #hollywoodundead #jid #nurselife (at Los Angeles, California) https://www.instagram.com/p/CJG2qNmHWS7/?igshid=40koff84msfw

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Who’s inner voice is this? Please tag them 🤔 . Follow @funancialism for investing content —- 🍎 LINK IN BIO to FREE investing videos: how I saved $100K in college, how to make a Roth IRA, when to sell a stock (I had 12K profit) . Disclaimer: not a advice, just a random persons internet opinion . . #funancialism #savingmoney #extremecouponing #financialindependence #neverpayretail #couponingcommunity #neverpayfullprice #personalfinance #bcba #stockstowatch #teacherlife #appliedbehavioranalysis #financialgoals #daveramsey #debtfree #debtfreecommunity #debtfreejourney #babystep3 #rnlife #budgeting #investments #homedecoration #nurselife #investing101 #budgetplanner #resellercommunity #newyearsresolution #budget #teachersofinstagram (at Los Angeles, California) https://www.instagram.com/p/CJBo7yfH2FN/?igshid=qub9eoim3hmm

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When people on their death bed where interviewed, they all had 1 similar regret: not taking enough risk 🤕 . 🤑 Money in the bank can only lose value. Remember that big of chips that used to cost $0.79? It’s nearly two bucks now! Why? The value of your money is decreasing . 🤑 If your money was invested in stocks then it would have a high chance of increasing in value (the market increases 66% of the days; in fact there were only 2 negative years this decade) . 🤑 Imagine you took $1,000 10 years ago into anything with half of these returns. Even if you invested into the general stock market, your money would have an infinitely higher chance of growing than compared to sitting in the bank; what do you think the bank is doing with your money? It rhymes with “testing” . 😇 PS: Oh yeah, that is Tesla’s unadjusted price without the split . 😇 PPS: perhaps these weren’t the best investments, but the assets that grew the most. Is there a difference? . Follow @yoquierodineropodcast @spacecitymoney @everydayfinancegal For incredible wealth growth content . Follow @funancialism for investing content —- 🍎 LINK IN BIO to FREE investing videos: how I saved $100K in college, how to make a Roth IRA, when to sell a stock (I had 12K profit) . Disclaimer: not a advice, just a random persons internet opinion . . #funancialism #tesla #extremecouponing #financialindependence #neverpayretail #couponingcommunity #neverpayfullprice #personalfinance #bcba #pokemoncommunity #nursesofinstagram #financialgoals #daveramsey #debtfree #debtfreecommunity #debtfreejourney #babystep3 #howtoberich #teacherlife #budgeting #investingforbeginners #homedecoration #rarepokemoncards #investing101 #budgetplanner #resellercommunity #charizard #budget #teachersofinstagram (at Los Angeles, California) https://www.instagram.com/p/CI_GZ5zHfWU/?igshid=1m4hltte3tjto

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This means 💰 you have at age 50 may represent 1% of the total wealth you can still acquire —- 🍎 It’s never to early to start, and it’s never too late either . 🍎 That Stock Market 101: The Laziest Path to Wealth course coming! . Follow @funancialism for investing content —- 🍎 LINK IN BIO to FREE investing videos: how I saved $100K in college, how to make a Roth IRA, when to sell a stock (I had 12K profit) . Disclaimer: not a advice, just a random persons internet opinion . . #funancialism #savingmoney #extremecouponing #financialindependence #neverpayretail #couponingcommunity #neverpayfullprice #personalfinance #bcba #stockstowatch #retirement #retirementplanning #nurselove #financialgoals #daveramsey #debtfree #debtfreecommunity #debtfreejourney #babystep3 #stockmarket #budgeting #investments #homedecoration #investing101 #budgetplanner #resellercommunity #budget #teachersofinstagram (at Los Angeles, California) https://www.instagram.com/p/CI58_VGnVyL/?igshid=18a54m9nwj6ks

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Challenge Accepted 🔮💰I also love my “Costco, Pharma, Amazon” etf I made on @m1_finance DM me for a referral code —- Follow @funancialism for investing content —- 🍎 LINK IN BIO to FREE investing videos: how I saved $100K in college, how to make a Roth IRA, when to sell a stock (I had 12K profit) . Disclaimer: not a advice, just a random persons internet opinion . . #funancialism #appliedbehavioranalysis #extremecouponing #financialindependence #neverpayretail #couponingcommunity #neverpayfullprice #personalfinance #bcba #stockstowatch #pharmacytechnician #401k #financialgoals #daveramsey #debtfree #debtfreecommunity #debtfreejourney #babystep3 #doctors #budgetingtips #budgeting #homedecoration #m1finance #investing101 #budgetplanner #resellercommunity #budget #teachersofinstagram #nurselife #teacherlife (at Los Angeles, California) https://www.instagram.com/p/CI3oxxOH2T3/?igshid=k2g8cmz10shn

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Did you know online shopping and investing both require the same exact behaviors? 🤫 . B4 we delve in, check out some of these behavioral experts! @drmonicagilbert @behaviorbitchespodcast @skinnerismybf . 🦸‍♀️ That’s right, clicking on a keyboard. Many believe you need a deep understanding of the economy before investing; let me ask you this: how long did you study before buying something online? . 🦸‍♀️ Did you consider the rate of depreciation on the clothes or tech you bought? No way! You just went for it. Investing doesn’t have to be different . 🦸‍♀️ As I tidy up “Funancialism’s Stock Market 101: The Laziest Path to Wealth” course, I want to restate that once you know the basics of investing that’s all you really need. The same truth from 40 years ago still persists today and leads to massive wealth growth. That’s what I aim to accomplish with this course! Provide you with all you need to invest for the rest of your life! . 🍎 LINK IN BIO to FREE investing videos: how I saved $100K in college, how to make a Roth IRA, when to sell a stock (I had 12K profit) . Disclaimer: not a advice, just a random persons internet opinion . . #funancialism #appliedbehavioranalysis #extremecouponing #amazondeals #financialindependence #neverpayretail #nurselifern #neverpayfullprice #personalfinance #bcba #stockstowatch #financialgoals #daveramsey #debtfree #debtfreecommunity #debtfreejourney #babystep3 #stockmarket #amazonfinds #budgeting #investingforbeginners #homedecoration #investing101 #behavioranalysis #budgetplanner #resellercommunity #bcba #budgeting #budget #teachersofinstagram (at Los Angeles, California) https://www.instagram.com/p/CI08h4zn-j3/?igshid=14xk08lelwsll

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Can our choices outweigh the impact of the choices made for us? 👇 . 🎰 We don’t often choose the family, neighborhood, biological health, or planet we are born on. There is luck outside of our control. It’s not your fault “Kim” has higher odds of being given the job than “Tyrone” (there are countless studies on this) . 🎰 We have to be conscious of how we don’t choose that type of luck, but we can influence another type of luck. The more side hustles you start, the more odds of success. The more you invest in stocks, the higher chances of increasing your net worth . 🎰 Some leaked lyrics from the FIRE ISLAND mixtape; “you say you wanna do it, but all you do is talk/ when it comes to success you build your own luck/ you can have 💵 but it doesn’t make you free/ unless you make it work, that’s while you sleep 😴” . 🍎 LINK IN BIO to FREE investing videos: how I saved $100K in college, how to make a Roth IRA, when to sell a stock (I had 12K profit) . Disclaimer: not a advice, just a random persons internet opinion . . #funancialism #charizardvmax #financialindependence #neverpayretail #couponingcommunity #neverpayfullprice #personalfinance #bcba #rothira #softwareengineer #financialgoals #lowes #debtfree #debtfreecommunity #debtfreejourney #investingforbeginners #stockmarket #401k #budgeting #investments #homedecoration #nurselife #investing101 #budgetplanner #resellercommunity #teacherlife #appliedbehavioranalysis #budget #teachersofinstagram (at Los Angeles, California) https://www.instagram.com/p/CIy4YO6nCh1/?igshid=85enxazcgkfz

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This is the formula for infinite money 🤫 —————————— Follow @funancialism for more investing content 👇 read on about infinite 💰 . 👸 This is just the tip of the iceberg of content my Stock Market 101: The Laziest Path to Wealth will cover. Spoiler alert: we are going to see if this formula can withhold if you need to withdraw more money and have it last 50 years! . 👸 What’s better 100% stocks? 75% stocks 25% bonds? Perhaps 130 years of data can tell us a bit about it . 👸 The course is under construction, so that gives you some time to save up so you can buy it for yourself and/or a loved one . 🍎 LINK IN BIO to FREE investing videos: how I saved $100K in college, how to make a Roth IRA, when to sell a stock (I had 12K profit) . Disclaimer: not a advice, just a random persons internet opinion . . #funancialism #hannukah #extremecouponing #financialindependence #neverpayretail #couponingcommunity #neverpayfullprice #personalfinance #bcba #stockstowatch #chanukah #jewishholidays #financialgoals #daveramsey #debtfree #debtfreecommunity #debtfreejourney #investingforbeginners #stockmarket #nurselife #budgeting #investments #homedecoration #financialindependence #investing101 #budgetplanner #softwareengineer #resellercommunity #debtfreejourney #stocks #nurselife💊💉 #teachersofinstagram https://www.instagram.com/p/CIv6JAdH1Hl/?igshid=1wid3aoac497e

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One of these can buy the other and still keep growing ✍️💵 . 🍎 Disclosure: I purchased around $10,000 of Apple stock in 2018 and today the growth allows to me go buy a new iPhone if I wanted and still have $5000 returns all for clicking a button . 🍎 In hindsight Apple seems like a great investment, in fact the numbers here represent buying Apple right before the Great Recession of 2008-09 which tanked the price of many stocks. The truth is no one saw this coming . 🍎 Perhaps around the time you upgraded to your 4th iPhone it would’ve been a little more obvious to buy SOME stock . 🍎 But this is the problem: for most folks an annual upgrade just means more debt and a novel liability. Buying company stock is a chance of growth, avoids new debt, and is way easier to do than to actually go and pick up a new phone . 🦹‍♂️ Also shoutout to @personalfinanceclub Who made the same post the same day talk about Illuminati . 🛎 Follow @funancialism for more investing content . 🍎 LINK IN BIO to FREE investing videos: how I saved $100K in college, how to make a Roth IRA, when to sell a stock (I had 12K profit) . Disclaimer: not a advice, just a random persons internet opinion . . #funancialism #savingmoney #iphone #financialindependence #neverpayretail #couponingcommunity #neverpayfullprice #personalfinance #bcba #stockstowatch #pharmacist #financialgoals #daveramsey #debtfree #debtfreecommunity #debtfreejourney #babystep3 #stockmarket #crypto #budgeting #investments #homedecoration #debtfreejourney #investing101 #budgetplanner #resellercommunity #budget #teachersofinstagram #investingforbeginners #nurselife #softwareengineer (at Los Angeles, California) https://www.instagram.com/p/CItW_IYnmP6/?igshid=1kcsv3vrzgmoo

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The most common horror story never told 👨‍🚀 . . 🧟‍♂️ If I had a dollar for every time this happened, I’d have retired last year . 🛎 Follow @funancialism for more investing content . 🍎 LINK IN BIO to FREE investing videos: how I saved $100K in college, how to make a Roth IRA, when to sell a stock (I had 12K profit) . Disclaimer: not a advice, just a random persons internet opinion . . #funancialism #savingmoney #extremecouponing #financialindependence #neverpayretail #couponingcommunity #neverpayfullprice #personalfinance #bcba #stockstowatch #investingforbeginners #financialgoals #daveramsey #debtfree #debtfreecommunity #debtfreejourney #babystep3 #stockmarket #crypto #budgeting #investments #stockmarket #homedecoration #investing101 #budgetplanner #nurselife #teacherlife #budget #teachersofinstagram https://www.instagram.com/p/CIoAV-an9_U/?igshid=1b78cdbn612gk