Aye I made a card with all the places you can find me at \o/
cherry valley forever
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❣ Chile in a Photography ❣
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@spaceygh0st
Aye I made a card with all the places you can find me at \o/
While the giant bill was fake, it represented a very real accomplishment. The group raised more than $17,000, which purchased more than $1.6 million in medical debt owed by Philadelphians, according to their nonprofit partner RIP Medical Debt.
keep reading
This is a great way to undermine the system that we are trapped in
The fact that this can be done at all shows how utterly bullshit the entire system is. There was literally no reason for that medical debt to exist in the first place.
Let's say you owe a private hospital ten thousand dollars, but you have very few assets, so they're pretty sure they're never getting any of that back. There's ninety nine other people who also each owe the hospital ten thousand dollars. (It doesn't have to be a hospital; any debt can be sold this way.) The hospital has shit to do and the low chances of you paying them mean it's an unnecessary drain on their time and resources to hound you all for it. But they can get *some* money, by selling your debt to a third party.
Let's say the sell each ten thousand dollar debt for ten dollars (I'm making all these numbers up for simplicity). So a third party gives the hospital one thousand dollars, and now all hundred of you owe that third party ten thousand instead! You're in the clear with the hospital, you owe it to these guys now! And their job is to hound and harrass you for the money you owe. If one of you pays up more than a thousand dollars, you've covered their initial investment. These guys are gambling on the likelihood that enough of you can pay your debts that you make it worth the time they spend tracking you and harrassing you.
Or, instead of trying to get the money out of you, they can just... decide you don't owe them. Why not? They own the debt. They can fork out a thousand bucks, buy a million in debt, and forgive it. That's what these guys did. (This is also a favourite move of John Oliver; if you ever see headlines about John Oliver forgiving debt, this is what he's doing). A small payment can take a massive weight off the shoulders of a lot of struggling people.
Again, I made up the numbers to simplify the math. But this is how the process works.
seventeen thousand dollars to buy SIXTEEN MILLION DOLLARS OF DEBT. Absolutely FUCKED at how cheap our misery and servitude is.
thing is, the debt companies *hate* this, because it means that it gives hope to people saddled with unimaginable debt that someone will come along and buy that debt and cancel it. So more people don't pay their debts, and they lose money. Debt buying companies do their *damnedest* to keep people like these philadelphhians and john oliver from doing exactly this.
you can do this too! Follow OP's link to https://ripmedicaldebt.org/ and donate whatever you can. For every $1 you donate, they buy $100 of debt and cancel it. I donate $10 each month just to get that amazing email that says I've been personally responsible for cancelling $1000 of medical debt - it's genuinely the best $10 I spend each month 😊
ok!
they have since changed the name, it's now undue medical debt
Undue Medical Debt makes it easy for donors to make an impactful difference in the lives of those struggling with medical debt.
Happy Pride Month
CAN SOMEONE EXPLAIN TO ME HOW THE FUCK DANNY PHANTOM’S SKIN GETS MORE TAN WHEN HE TURNS INTO A MOTHERFUCKIN GHOST
Electricity. He burn.
him toasty
extra crispy
aesthetics
I hope this clears things up
Oh how I missed this poast…
My favourite thing is when the pixel art videogame lets you walk on the bed and it makes it look like you are under the blankie
"we need more weird gays" you can't handle aces & aros. you can't handle queer-platonic relationships. you can't handle it/its users. you can't handle neopronouns and xenogenders. you can't handle polyamory.
rocky horror picture show asks what would happen if frankenstein’s creature knew its purpose from birth. it also asks “what if victor frankenstein did drag and a lot of cocaine” which is a frankly more important question
mutuals i am handing u this rn
I usually view February as having no holidays and it’s always a surprise to remember that to many many people, February is one of the most holiday-filled months, containing both Valentines Day and Football Day
and that one holiday with the rodent that determines the weather
and that one holiday with the rodent that determines the weather
HAPPY 10 YEARS OF THE MOST TRANSGENDER POKEMON
please be patient with me im from the 1900s
there are corners of this website where the year is still 2013. and sometimes, on beautiful nights when the veil is thin, you can find them . if you know where to look
It’s this time of the year again!
This is the only day you can reblog this.
Radio station WJLX can no longer broadcast its AM programming since the incident.
“What do you mean the tower is gone? Are you sure you’re in the right place? I actually used more colorful words than that,” Brett Elmore recounted to NBC News. “He said there’s wires all over the ground and the tower is gone.”