Fr. Jud Fan Club

Jin ✧ 30's ✧ she/her ✧ 🍉🕊 ✧ CPA ✧ dorthy day catholic ✧ reylo trash™ ✧ multi-fandom ✧ ship and let ship ✧ chronically reserved introvert ✧ tol dark & tragic stan ✧ defier of death and cynical narratives ✧ containing multitudes ✧ _lokidokie on 🐦 ✧ porgs on 🦋

[thiddleston]

[what-even-is-thiss]

I like the idea in fantasy that humans are better at maintaining things long term because they set up societies or professions to do it whereas dwarves and elves and stuff are like “just get bob to do it he’s got a good few hundred years left” and then bob doesn’t teach anyone else how to do it

[what-even-is-thiss]

Elf: How have you kept this castle maintained for a thousand years if your lives are so short?

Human: We just train new people how to do it?

Elf: *gears visibly turning in their head*

Human: Are you alright?

Elf: I just realized that we didn’t have to let that whole city fall to ruin just because my grandfather died.

Human: What?

[what-even-is-thiss]

Human: Wait that’s why there’s ruins of elven cities even though you live for so long? You just keep not asking people how to do things? How do you learn anything?

Elf: There’s a lot of “you’ve got time to figure it out on your own” attitudes floating around in our society that I’m starting to question somewhat.

[muirin007]

Remember when Agent of Asgard saved my soul?

[muirin007]

I just.

[keikomivra]

JURASSIC PARK (1993) Dir. Steven Spielberg

[bitchesgetriches]

Everything Is Becoming a Bank

Most major corporations — from airlines to social media platforms — now aspire to become unregulated banks. Bankification today accounts for

[apatosaurus]

This is a long read, but worth it. Some takeaways:

-Don’t use “buy now pay later.” The fine print isn’t what it seems.

-The fine print on medical financing, store credit cards, and contactless payment is also not what it seems.

-Payday loans are still predatory, even when offered by your employer

-Rewards programs are an income stream for the companies that run them. The points systems are manipulated so that the house always wins. They depend on people leaving money in rewards accounts and not in interest-bearing traditional bank accounts.

-Electronic payment apps like VenMo are not banks. You don’t earn interest. Your money is not protected.

-Your financial information is not private if your money is not kept in a regulated bank.

-None of this is regulated by the FDIC. Your money is not protected if it is held by a non-bank doing banking business. Our economy is not protected from the collapse of financial institutions that are not banks.

-The Biden administration was making progress in increasing accountability for non-banks operating as predatory financial services providers. The current administration is reversing those protections to favor corporations.

[mierac]

Oh boy.

 A third of younger Americans hold their savings on nonbank tech platforms like Venmo

PEOPLE! DO NOT LEAVE YOUR MONEY IN VENMO OR APPLE PAY OR ANY OF THIS SHIT. FOR THE LOVE OF GOD GO FIND A REAL BANK OR A CREDIT UNION.

If Venmo were to close tomorrow all your money would vanish. There's no insurance or guarantee on any of these things. I know banks aren't great but legit banks will have the "FDIC insured" logo on their doors and websites, which means if my bank goes under tomorrow I still get my money back. Also I guarantee you there is a credit union somewhere in your town, go find it.

You can leave some money in Venmo or Apple pay or whatever, but NOT ALL OF IT for the love of God.

[jenniferdub]

FYI this is what the logo looks like and Apple Cash is FDIC insured.

[idroolinmysleep]

No, it's misleading. Go to Green Dot's T&Cs, search for "FDIC," and you'll come across this:

your funds are insured up to $250,000 by the FDIC in the event Green Dot Bank fails

In the event Green Dot Bank fails. Meaning the only time your money is protected is if Green Dot goes under. Not if Apple goes under (unlikely, granted). Or if Apple changes its terms (entirely possible). Or if you got scammed. Or if Apple freezes your account because they think you're the one scamming. Or any of the other countless mishaps your money could suffer. Green Dot is insured, but Apple Cash is not.

This is the disclaimer (highlighted) you see before you set up Apple Cash:

[heywriters]

I really need my followers, especially younger ones, to read this.

And DO NOT get store credit cards, they are money sucks and difficult to cancel.

[julevanwilde]

As someone who's worked in the industry for a decade now, here's a quick rundown (US specific,) of what your schools and parents didn't teach you:

For the love of god get an account at a federally insured institution. Look for FDIC (banks) or NCUA (credit unions) insured and regulated financial institution. They are legally required to have this status publicly available and accessible so it's not hard to find.

The FDIC and/or NCUA will insure your accounts up to $250,000 PER AUTHORIZED SIGNER and per account type. These are factors to max your coverage to even higher than $250k but the key point is that if something happens to your bank or accounts there, that first $250k of your money is secured anyway.

Banks are for profit. Credit Unions are exactly what it sounds like: unions. They are not for profit and member owned.

Bigger institutions have more money and resources at their disposal; they have the fancier apps, 24/7 phone banking and more locations. But watch out! They are no different than any other large corporation you've heard of when it comes to ethics. Smaller institutions have more limitations, and lesser size is not an indicator of morality, but it's something to consider when choosing where to keep your money.

These institutions, regardless of what kind you choose, will offer interest bearing accounts. Money Market Savings and Time Accounts (also called Certificates of Deposit,) are popular choices to put the money you already have to work for you. You can earn money just for having your money in an interest bearing account type.

All financial institutions charge fees of one sort or another. They are offering products and services, after all. Nothing is free! They will also disclose options to avoid paying those fees, usually based around meeting specific criteria such as minimum balances or direct deposits.

Take this information and do your own research so that you can make an informed decision. Now you know what to look for! Don't be taken advantage of!

[manny-jacinto]

Pedro Pascal shares this picture for Oscar Isaac's birthday (March 9, 2025)

[billy-crudup]

[rrondo]

[raccoonmilf]

Chat, is it considered “abusive roommate behavior” to release a raccoon into the living space after you have asked your roommate for months to please clean up their messes (they do not pay any of the mortgage)

[raccoonmilf]

For context, when I used to live alone I would do something called “Princess Time” where I would do an initial sweep (to remove any significant hazards) and then I would release a raccoon into the living area and clean. This helped because I would 1) feel like a princess and 2) the raccoon would bring attention to things my ADHD brain had decided to ignore and I’d quickly clean that stuff up.

So like, if I’m expected to clean the house now, I will be doing it in the way that is most effective for me. And anything that has not been cleaned up after months of having sit-down talks and sending reminders and being promised things will change, might be deemed “trash” by the trash panda and thrown away.

[raccoonmilf]

We haven’t done since we moved into the house, because I didn’t want to cause my roommate or their cats destress or have their things destroyed by a raccoon

[raccoonmilf]

I am a raccoon biologist and one of the few people in the state allowed to take in captive bred raccoons that had been possessed illegally. The raccoon in the photos is Moonshine, but she is currently at the animal sanctuary where I work as I had been quarantining multiple new intakes from an abuse case. I still have two males (Rum Tum Tugger and Electra) left in my home enclosure as we are getting them neutered and then hopefully sending them to an AZA accredited zoo.

I wanna make things very clear that underneath all the whimsy, I am a trained professional.

[raccoonmilf]

Those vibes are likely because I’m the original creator of Dashcon and my personality has not changed since 2012 lmao

[fipindustries]

[sophsun1]

The Mummy (1999) dir. Stephen Sommers

[rypnami]

i’ve only had jimothy the short spined raccoon for a day and a half but if anything happened to him i would go ballistic

[onecells]

YOU🫵'RE 🫵 NE->XT.!! moTHERFUCKER!!!!

GET LOVED!!!!!!!!!!

[akindplace]

do you guys remember when we googled something and we would get results that were actually related to the things we searched

[dingdongyouarewrong]

man y’all remember when the avengers movie came out and everyone headcanoned that all the avengers would live together in the tower and had all these cute posts about various fun ways they could interact and then the movies literally never had any of them even be friends

[mycroftrh]

I want to state, for the record, that “all the avengers would live together in the tower” wasn’t collective headcanon, it was canon. The very last scene of Avengers (2012), the one they left us on, is Tony redesigning the tower, designing a living area for each Avenger. That was, canonically, what was supposed to happen, in canon, and they just changed their minds and decided to… not. For whatever goldarn reason.

[dingdongyouarewrong]

GHHFDGJHFDS THATS EVEN FUNNIER WHY IS MARVEL LIKE THIS

[copperbadge]

Also it was canon for literal decades in the comics. First it was Avengers Mansion which was Tony’s Manhattan family home and then Avengers Tower when Tony built it. At one point Avengers Mansion couldn’t get their trash carried away because in order to operate in the US they had to be an embassy and NYC trash carriers don’t service embassies.

[aurin-avenir]

📷 The Gathering Storm.

[kylieminvogue]

"STAR TREK: THE FINAL FRONTIER" 1989, dir. William Shatner

[evviejo]

STAR TREK: LOWER DECKS // S4E1 Twovix Today's, uh... frankly bizarre series of Voyager-themed obstacles only prove that you are all creative, accomplished officers.

[august-landry]

In short, the human brain is a mess. // Project Hail Mary // Andy Weir