I have no idea what I'm doing...

Call me Astrid, a Queer They/Them, 30s, no tagging system proceed with caution. I'm astrocat013 on most other socials.

[cannibalchicken]

[serethespider]

the tension between the genuine cleverness of the joke and the incompetence implied by putting it on two-sentence horror is what makes this for me

[thundergrace]

If you live in Detroit, it is strongly recommended that you don't breathe.

[missanniewhimsy]

As someone in WI, this whole region is awful so please be careful friends! (7/16/2026)

[nyantara]

Please put on your N95s. The same ones used for covid will filter particulate pollution. I lived in a city with yearly winter pollution levels like this. If you can pay for it, you might as well get an indoor air filter to sleep in.

[garbage-empress]

If you can't afford a proper air purifier or can't find one in stock, these are sometimes cheaper to build:

Corsi–Rosenthal Box - Wikipedia

Make sure you get the best rated furnace filters you can. If getting all those is too expensive, even one of those furnace filters taped tightly to a box fan (to force the air through the filters so it doesn't come in through the cracks) can help pretty substantially in a small room.

[bitchesgetriches]

Everything Is Becoming a Bank

Most major corporations — from airlines to social media platforms — now aspire to become unregulated banks. Bankification today accounts for

[apatosaurus]

This is a long read, but worth it. Some takeaways:

-Don’t use “buy now pay later.” The fine print isn’t what it seems.

-The fine print on medical financing, store credit cards, and contactless payment is also not what it seems.

-Payday loans are still predatory, even when offered by your employer

-Rewards programs are an income stream for the companies that run them. The points systems are manipulated so that the house always wins. They depend on people leaving money in rewards accounts and not in interest-bearing traditional bank accounts.

-Electronic payment apps like VenMo are not banks. You don’t earn interest. Your money is not protected.

-Your financial information is not private if your money is not kept in a regulated bank.

-None of this is regulated by the FDIC. Your money is not protected if it is held by a non-bank doing banking business. Our economy is not protected from the collapse of financial institutions that are not banks.

-The Biden administration was making progress in increasing accountability for non-banks operating as predatory financial services providers. The current administration is reversing those protections to favor corporations.

[mierac]

Oh boy.

 A third of younger Americans hold their savings on nonbank tech platforms like Venmo

PEOPLE! DO NOT LEAVE YOUR MONEY IN VENMO OR APPLE PAY OR ANY OF THIS SHIT. FOR THE LOVE OF GOD GO FIND A REAL BANK OR A CREDIT UNION.

If Venmo were to close tomorrow all your money would vanish. There's no insurance or guarantee on any of these things. I know banks aren't great but legit banks will have the "FDIC insured" logo on their doors and websites, which means if my bank goes under tomorrow I still get my money back. Also I guarantee you there is a credit union somewhere in your town, go find it.

You can leave some money in Venmo or Apple pay or whatever, but NOT ALL OF IT for the love of God.

[jenniferdub]

FYI this is what the logo looks like and Apple Cash is FDIC insured.

[idroolinmysleep]

No, it's misleading. Go to Green Dot's T&Cs, search for "FDIC," and you'll come across this:

your funds are insured up to $250,000 by the FDIC in the event Green Dot Bank fails

In the event Green Dot Bank fails. Meaning the only time your money is protected is if Green Dot goes under. Not if Apple goes under (unlikely, granted). Or if Apple changes its terms (entirely possible). Or if you got scammed. Or if Apple freezes your account because they think you're the one scamming. Or any of the other countless mishaps your money could suffer. Green Dot is insured, but Apple Cash is not.

This is the disclaimer (highlighted) you see before you set up Apple Cash:

[heywriters]

I really need my followers, especially younger ones, to read this.

And DO NOT get store credit cards, they are money sucks and difficult to cancel.

[julevanwilde]

As someone who's worked in the industry for a decade now, here's a quick rundown (US specific,) of what your schools and parents didn't teach you:

For the love of god get an account at a federally insured institution. Look for FDIC (banks) or NCUA (credit unions) insured and regulated financial institution. They are legally required to have this status publicly available and accessible so it's not hard to find.

The FDIC and/or NCUA will insure your accounts up to $250,000 PER AUTHORIZED SIGNER and per account type. These are factors to max your coverage to even higher than $250k but the key point is that if something happens to your bank or accounts there, that first $250k of your money is secured anyway.

Banks are for profit. Credit Unions are exactly what it sounds like: unions. They are not for profit and member owned.

Bigger institutions have more money and resources at their disposal; they have the fancier apps, 24/7 phone banking and more locations. But watch out! They are no different than any other large corporation you've heard of when it comes to ethics. Smaller institutions have more limitations, and lesser size is not an indicator of morality, but it's something to consider when choosing where to keep your money.

These institutions, regardless of what kind you choose, will offer interest bearing accounts. Money Market Savings and Time Accounts (also called Certificates of Deposit,) are popular choices to put the money you already have to work for you. You can earn money just for having your money in an interest bearing account type.

All financial institutions charge fees of one sort or another. They are offering products and services, after all. Nothing is free! They will also disclose options to avoid paying those fees, usually based around meeting specific criteria such as minimum balances or direct deposits.

Take this information and do your own research so that you can make an informed decision. Now you know what to look for! Don't be taken advantage of!

[dayeadomingo]

We were so enthralled by this leaf on our walk back from dinner last night

[cabysoft]

[were--ralph]

Idk man the one thing that makes me dislike this site is the way people will sniff for mistakes like a shark for blood just to be all haughty and snooty

Like idk man people make mistakes

[were--ralph]

Like some weeks back a white coworker called a raccoon a "coon" and instead of jumping to racist conclusions I was just like "oh you can't say that it's an old slur for us" and we was like genuinely sorry. Like. People make mistakes. Not everyone on the internet is going to be like. Evil.

[lydiabrbpooping]

[lydiabrbpooping]

this reply made me laugh harder than any reply I think I've ever gotten

[aleshakills]

How did they find the worst audio ever made

[trans-mouse]

Yknow, I watched this without sound. And I saw "I hate you" as a reply, and assumed something awful happened at the end of the video. And then I scrolled down a bit further, and went back up, listened to the audio and I gotta say. I agree with found-sheep.

[ottermatopoeia]

Watching this without volume and then turning it on is like a sucker punch

[derinthescarletpescatarian]

This post always disappears for just long enough to make me forget what the audio is and then returns to punch me again

[captain-price-returns]

[egberts]

i deleted my blog and tumblr immediately asked me if i want to sign up again

[theauthoryperson]

and here you are

[eatsleepandsing]

another great ship dynamic is "characters who are deeply traumatized and haunted by nightmares are finally able to get a peaceful night of sleep in each other's arms"

[buttpoems]

[lovrboyx]

The Last Unicorn really said “There will be times when you can’t find other people like you and there will be times where you'll wonder if you're really the only person experiencing the world as you are and others will even try to take advantage of you through commodification and exploitation to the point where it starts to dilute your own sense of self and will make you question if you were ever you to begin with but it’s important for to resist the urge to assimilate and find community because there will always be people like you who will understand and have experienced these same things and the only way to combat a dark world who wants to smother your light is to FIGHT FIGHT RAGE AGAINST THE RED BULL DO NOT GO GENTLY INTO THAT OCEAN.”

And I just think there’s something beautifully and inextricably queer about that

[whaile]

late summer / early fall thoughts

[bedupolker]

Opposable thumbs are handy

[catmask]

me making ocs when i was 13: okay i want my character to be cool and different but not too different... i dont want anyone to call them a mary sue... or too edgy... or forced diverrsity.... and i have to draw good or else i could end up on a deviantart youtube video like my friend did that one time... this is hard...

me writing characters now: hes a wolf with blue hair and he has a chainsaw that can turn into a bass guitar. his name is road boy because three bikers found him on the road during the apocolypse and raised him to do stunt motorcycle tricks but they have no idea what his real name is hes bi and ace and his best friend is a trans woman and he lives in an abandoned mall

[iamthelowercase]

Hello, tumblr! I saw something on here the other day that worried me, so I decided to Do Science about it. But I can't do it alone: I need your help to build the dataset!

Here's what I need you to do:

If you see a post with a "mature content" label, and it's 2026, DM me a link to the post.

Yes, that's really it.

I am hoping to collect several thousand such posts, so that I have a decent sized dataset. I do not care what the post is about; if it's labeled as "mature content", I want to add it to my dataset.

If I get 10,000 posts in my dataset before August 31st 2026, I will post my preliminary findings then. I won't feel comfortable calling my findings "settled" before 2027, unless I get over 50,000 posts.

[effinbirds]