I think I've been scammed out of three weeks' salary.
I received a call from the bank, but it seems it wasn't from them after all.
I'm going to the bank tomorrow; I hope to get everything back.
Wish me luck
Well, I changed my card and password at the bank…. Unfortunately, the scammers blocked my access to customer service for 24 hours with fake login attempts… now I have to wait to report the money change…
I hope to recover everything… but honestly, I think I'll only get some of it back.
Does anyone know how to get extra money?…
I need it within a month.
Well, after 36 hours of struggling to contact the bank's call center, I finally got through…
Resolution… I'll have to pay transaction fees (almost half a week's salary).
The rest is in dispute, and I won't know for another two weeks whether I'll get the money back or if I'll have to pay it to my credit card company.
I'll start looking for ways to raise money, thinking the worst, because it will give me about a month to pay the disputed amount if I don't get it back and have to pay it myself.
(Unfortunately, selling my blood or plasma won't be an option. I've been trying to donate blood for years, and doctors have refused it for various reasons, so no selling plasma or blood.)
Please share, maybe it will reach someone who can help me in some way
Well, I'm still waiting for the resolution of the bank fraud transaction… Meanwhile, someone recommended I create a Ko-fi account to raise money…
The good thing is that I already have one, because I got confused at the time, so I just finished setting it up…
So I'm sharing it in case anyone wants to help me with money for a coffee…
Support Mikami1992
And if you can't, please share this post so it reaches those who can.
Meanwhile, I'm planning a raffle for a vinyl record player I own… but even if I sell all the tickets, I'll only raise a portion of the money.
Thanks to everyone who reads this post and has helped.
The current situation is worrying.
On one hand, I've managed to raise half the money needed to cover everything (between the raffle and my savings, I've raised about $300 of the original $600). But on the other hand, the resolution of the disputed money is taking forever. The way things are going, I might have to pay it back to the credit card company before I can even see if I'll get it back.
So I'm in a bind. For now, I'll just lower my fundraising goal on Ko-fi.
Honestly, I hope the resolution comes in my favor so I can pay without affecting my emergency funds.
I'll miss my vinyl record player.
Support Mikami1992
Update:
I lost all my money… and what's more, there's even more money to pay in hidden interest on top of the fees.
I seriously need help; the interest is going to kill me.
It's been a while since I updated the situation…
In the last update, I mentioned that I received the resolution regarding the disputed money…
And it wasn't in my favor, so I lost the money.
Between that, the transferred money, fees, and interest (they borrowed and transferred money from my credit), I lost three weeks' salary.
The good thing was that I had things to sell and raffle off.
A while ago, I got a vintage-style 5-in-1 record player (vinyl record, CD, cassette, radio, and auxiliary input) at a clearance sale. At the time, it was practically free, which is why I bought it, even though I ended up leaving it in its box for months without setting it up because I couldn't find the time to put it back together.
So I organized a raffle for my music player. If I managed to sell all the tickets, I would not only recover the money I'd spent on the three weeks, but I'd also recoup the cost of the player itself.
But to do this, I needed time, and the interest was growing every day…
It was thanks to a friend (who had been saving for a while for a planned expense) that he used his savings to help me pay off the bank account, preventing the debt from accruing further interest. Of course, he promised to pay it back before a certain date.
So I continued with the raffle and sought donations in case I didn't achieve the full results with just one activity…
And well, the raffle will take place this week. Despite only generating enough profit to cover two-thirds of the money I'd lost (and allowing me to pay my good friend on time), I still managed to secure a return on my investment.
The remaining third will be covered by donations I received on Ko-fi, the sale of some headphones, and my own savings.
But in the end, this will leave me completely broke by the end of the month, with no savings, but no debt either.
Honestly, this is one of the worst things that has ever happened to me financially, in the top five (extortion after a taxi accident is a close second).
So, thank you to everyone who donated and shared.























