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@realsideofeccentric
hey guys psa regarding hospital bills
donât just pay it. do not automatically pay the hospital bill when you receive it. call your health insurance provider and POLITELY say, âexcuse me, i just received a bill for $1200 for my hospital visit/ER visit/etc., is that the correct amount iâm supposed to pay?â because hospitals bill you before your health insurance and they will take your money no matter how the amount due may change based on your health insurance looking at it. 90% of the time, if your health insurance is in any way involved in the payment of that bill, you do not have to pay as much as the hospital is billing you for. call your health insurance provider first, and POLITELY request clarification, always remember that the person you are talking to is human and this is just their job, and then you will very likely find out you actually only owe $500.
donât shout at anyone about it, donât get mad, just understand that this is The Way Things Are right now and call your health insurance provider before paying the bill your hospital just sent you. thereâs a chance the hospital bill might be correct, true, but call your health insurance provider.
THIS IS SUPER IMPORTANT. after my car accident last year the hospital billed me ~$8000. They sent me letters asking me to pay, and I called them back saying my insurance was processing the claim. This is also what I told the collection agency when they kept calling me about the $1000 emergency room fee (billed separately from the hospital fee, mind you). Once everything got straightened out, all I was actually liable for was my $200 emergency copay.
!!!!!!! things my ass didnât know !!!!!!!!
Yes this is a life lesson my adulting ass didnât know I needed and Iâm out 80 bucks for an anti-nausea pill. đđđđđ
Reblogging for American friends.
Also, it is important [for people receiving medical care in the USA] to carefully read all of the items on the medical bill and look for errors and overcharges. I know that the normal feelings of avoidance and dread can make it hard to look at scary hospital bills, and thatâs okay! But as the OP mentions, private orgs like hospitals donât monitor overpayment of bills - they are motivated to charge you extra - and it is basically impossible to get your money back. Read the bill carefully and make sure that the charges are correct, using the links below for help if you need. If they havenât sent you an itemized list, you can ask for one. Sometimes you will be charged extra for items or treatment you didnât receive. Most people donât know that you can dispute medical bills! But in 2009, Consumer Reports stated that 8 out of 10 medical bills scrutinized by a watchdog had errors, and generally you are not obligated to pay for someone elseâs error.
You may be charged for using medication that you actually brought into the hospital with you - thatâs easy to dispute! You may be charged for the consumables used during your stay such as sheets, gloves, gowns, etc - the hospital should actually cover that under its running budget. You may be charged for a brand name drug if the generic was available for cheaper - the links below explain how and when you can dispute this. You may be charged a surprisingly expensive âoral administration feeâ (where a nurse puts pills for you to take in a little clean paper cup and then hands it to you) but thatâs worth disputing if you were actually able to take the pill out of a bottle and put it in your own mouth. And so on.
8 Things You Should Know About Challenging a Medical Bill (FORBES)Â (includes links to sites that help you calculate how much a procedure/treatment usually costs in your area, if the costs seem super high)
7 Tips for Fighting and Paying A Huge Medical Bill (FORBES) This explains briefly how to negotiate costs, and payment plans.
10 Common Medical Billing Overcharges You Can Prevent (Bill Advocates) A breakdown of errors and overcharges to double check.
Check medical bills for errors:Â Overcharges are fairly common, and correcting them can save you thousands of dollars (Consumer Reports) More of the same with links to some groups.
âȘmy last braincell and my last serotonin molecule trying to figure what to do so I can have a decent day
The man is a legend agshjdjd
When boys show their emotions and not act closed off for no damn reason đ©đđđđđđđđđŻđŻđđœđđœđđœđđđŻđŻâ€ïžâ€ïžâ€ïžâ€ïžđđ đŠ need me a freak like that đđđđđđđŻđŻđŻđđœđđŠđ
which boys? link me
so I got into grad school today with my shitty 2.8 gpa and the moral of the story is reblog those good luck posts for the love of god
okay so i just got my dream job??? a week after applying to it?? and now iâm thinkingâŠ.maybe this is the good luck post
âŠ..not even six hours later i got an offer of a well paying full time long-term job with free room and board in queens in nyc, allowing me independence and a way to escape an abusive situation and an unhealthy environment
likes charge reblogs cast, folks, this is the good luck post
US Helplines:
Depression Hotline: 1-630-482-9696
Suicide Hotline: 1-800-784-8433
LifeLine: 1-800-273-8255
Trevor Project: 1-866-488-7386
Sexuality Support: 1-800-246-7743
Eating Disorders Hotline: 1-847-831-3438
Rape and Sexual Assault: 1-800-656-4673
Grief Support: 1-650-321-5272
Runaway: 1-800-843-5200, 1-800-843-5678, 1-800-621-4000
Exhale: After Abortion Hotline/Pro-Voice: 1-866-4394253
Child Abuse: 1-800-422-4453
UK Helplines:
Samaritans (for any problem): 08457909090 e-mail [email protected]
Childline (for anyone under 18 with any problem): 08001111
Mind infoline (mental health information): 0300 123 3393 e-mail: [email protected]
Mind legal advice (for people who need mental-health related legal advice): 0300 466 6463 [email protected]
b-eat eating disorder support: 0845 634 14 14 (only open Mon-Fri 10.30am-8.30pm and Saturday 1pm-4.30pm) e-mail: [email protected]
b-eat youthline (for under 25âs with eating disorders): 08456347650 (open Mon-Fri 4.30pm - 8.30pm, Saturday 1pm-4.30pm)
Cruse Bereavement Care: 08444779400 e-mail: [email protected]
Frank (information and advice on drugs): 0800776600
Drinkline: 0800 9178282
Rape Crisis England & Wales: 0808 802 9999 1(open 2 - 2.30pm 7 - 9.30pm) e-mail [email protected]
Rape Crisis Scotland: 08088 01 03 02 every day, 6pm to midnight
India Self Harm Hotline: 00 08001006614
India Suicide Helpline: 022-27546669
Kids Help Phone (Canada): 1-800-668-6868
FREE 24/7 suicide hotlines:
Argentina: 54-0223-493-0430
Australia: 13-11-14
Austria: 01-713-3374
Barbados: 429-9999
Belgium: 106
Botswana: 391-1270
Brazil: 21-233-9191
China: 852-2382-0000
(Hong Kong: 2389-2222)
Costa Rica: 606-253-5439
Croatia: 01-4833-888
Cyprus: 357-77-77-72-67
Czech Republic: 222-580-697, 476-701-908
Denmark: 70-201-201
Egypt: 762-1602
Estonia: 6-558-088
Finland: 040-5032199
France: 01-45-39-4000
Germany: 0800-181-0721
Greece: 1018
Guatemala: 502-234-1239
Holland: 0900-0767
Honduras: 504-237-3623
Hungary: 06-80-820-111
Iceland: 44-0-8457-90-90-90
Israel: 09-8892333
Italy: 06-705-4444
Japan: 3-5286-9090
Latvia: 6722-2922, 2772-2292
Malaysia: 03-756-8144
(Singapore: 1-800-221-4444)
Mexico: 525-510-2550
Netherlands: 0900-0767
New Zealand: 4-473-9739
New Guinea: 675-326-0011
Nicaragua: 505-268-6171
Norway: 47-815-33-300
Philippines: 02-896-9191
Poland: 52-70-000
Portugal: 239-72-10-10
Russia: 8-20-222-82-10
Spain: 91-459-00-50
South Africa: 0861-322-322
South Korea: 2-715-8600
Sweden: 031-711-2400
Switzerland: 143
Taiwan: 0800-788-995
Thailand: 02-249-9977
Trinidad and Tobago: 868-645-2800
Ukraine: 0487-327715
(Source)
ALWAYS REBLOG WHEN YOU SEE SOMETHING LIKE THIS PLEASE; ITS SO MUCH MORE THAN IMPORTANT TO PEOPLE. IT MEANS EVERYTHING TO SOMEBODY AND EVEN THOUGH YOU MIGHT NOT SEE THIS IN THE SAME LIGHT, SOMEONE MIGHT. INFACT YOU REBLOGGING THIS COULD STOP SOMEONE TAKING THEIR LIFE TONIGHT.
tumblr rule y'all
what i love the most about philâs vid is that it represents a queer narrative that is so common in experience but still so uncommon in media. a narrative about someone who knew they were gay from a young age, without question. who was closeted, but not in a significantly traumatic way. who was outed against their will, but took control of the situation.
it resonates for me in a completely different way than danâs video did. it resonates with the part of me that so desperately wants it to not matter that iâm queer. that wants to just live the simplicities of my life and know that other queer people are out there doing the same.
âiâm gay, itâs great, iâm happy.â
thatâs power.
Sonal Nathwani on Instagram / Society6
Follow So Super Awesome on Instagram
And leave all the homophic shit in the back
June was like 10 secs long.
me, typing all in lowercase and stroking a cat: am i gay or just a hipster? no one will ever know
she should have been rewarded.
Y'all got sources?
yeah so more information about this woman who leaked important information pertaining russiaâs involvement in the election:Â
Her name is âReality Leigh Winnerâ and she was a NSA Contractor. She passed a top secret NSA document to a news source (an article from The Intercept) that contains information about a Russian cyber-attack with one voting machine DAYS before the 2016 presidential election. This is considered the most detailed piece of proof regarding Russiaâs interference with the elections to date.Â
Hereâs how the NSA document described how the Russians did the hacking:Â
âAs described by the classified NSA report, the Russian plan was simple: pose as an e-voting vendor and trick local government employees into opening Microsoft Word documents invisibly tainted with potent malware that could give hackers full control over the infected computers.
But in order to dupe the local officials, the hackers needed access to an election software vendorâs internal systems to put together a convincing disguise. So on August 24, 2016, the Russian hackers sent spoofed emails purporting to be from Google to employees of an unnamed U.S. election software company, according to the NSA report. Although the document does not directly identify the company in question, it contains references to a product made by VR Systems, a Florida-based vendor of electronic voting services and equipment whose products are used in eight states.
The spear-phishing email contained a link directing the employees to a malicious, faux-Google website that would request their login credentials and then hand them over to the hackers. The NSA identified seven âpotential victimsâ at the company. While malicious emails targeting three of the potential victims were rejected by an email server, at least one of the employee accounts was likely compromised, the agency concluded. The NSA notes in its report that it is âunknown whether the aforementioned spear-phishing deployment successfully compromised all the intended victims, and what potential data from the victim could have been exfiltrated.â
So instead of having Trump and his entire party removed, they gon throw home girl in jail and try to act like none of this happened.