#title protection

[secureitlock1-blog]

3 Things to Know About Title Insurance and Title Protection

Many homeowners think that they simply need title insurance and this will protect them from any problems that might arise. However, this is not the case. Title insurance is designed to help a homeowner should someone contest their legal ownership of a property. But it doesn’t help if someone steals your identity and makes changes to your title. The only way that you can protect yourself from this problem is by being aware of when the situation occurs. Here are some things that you should know about the difference between title insurance and title protection.

Title Insurance Protects Your Money and Ownership

There are two primary ways that a homeowner can be protected by title insurance. The first is when money is being wired from one account to another to pay off a loan. There is the possibility that the money could end up being stolen in the process. If this happens while a homeowner is switching banks, using the loan from one to pay off the other, it could result in the homeowner owing both mortgages. Title insurance will help you in this situation. It will also help should someone decide to challenge your ownership of the property. The homeowner will be able to state their claim of ownership and avoid a lengthy legal battle.

Title Lock Monitors Your Title

While title insurance helps you defend your ownership of a property, title lock monitors your title. Home title fraud occurs when a criminal steals a homeowner’s identity and makes changes to the title of the home. This can create various problems for the homeowner. Title lock monitors for any activity that might occur regarding the title. If something is changed, the homeowner will be immediately notified. If they didn’t make the change, they’ll be able to stop the criminal activity before the damage becomes too severe.

Why You Need Both

While title insurance will protect you should someone challenge your ownership of a property, it won’t protect you from all criminal activity. Title lock will monitor your title for any suspicious activity and notify you if anything occurs. This will allow you to protect yourself from any criminal activity that might happen regarding your title. These differentiating factors are important to understand as you need both services to fully protect your title and the ownership of your property.

Title insurance and title protection are commonly thought to be the same thing. However, there are some very specific differences. Understanding these differences will help homeowners realize why they need both of these services in order to fully protect their title and the ownership of their property.

[division-name-jesus-rn]

Finding the Constituted authority Infinite Estate Decreement Tuft

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7) Filing on the strand. Subsequent to the larger number (outstanding 90 %!) of land transactions are shut electronically, fend that your lawyer has been eminent by the Ontario Shire (azure the common government in the quarter in which you will be obtaining) to close your transaction electronically. <\p>

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[the-running-vegan-msw]

Institutional Fail

Law & Order SVU's recent episode, Institutional Fail, made me excited for the social work profession! They called the DCF worker a caseworker instead of social worker! And later mentioned specifically that he was a caseworker NOT a social worker!!!! This distinction may have gone under some or most viewers' radar, but I am hopeful that it is a sign that the media is learning the difference! Just because someone has a job in the field of social work/welfare- does NOT make them a Social Worker! So happy after watching that episode for that reason. (The case was terribly sad though-of course!)

[the-running-vegan-msw]

Title protection in social work

I've had a professor or two really instill the concept of title protection in the social work profession. If someone does not have an actual degree in social work-they should not refer to themselves as a social worker because they probably do not follow the NASW code of ethics (or even know it exists). Try telling this to anyone who does not have a social work degree and works in a social worker position and they are either confused, offended or both. But I think it does matter... The profession will not improve in the eyes of our society without making the distinction.

[ptingatc]

Support AB 161

Last year, the Athletic Training Title Protection bill AB 1890 was passed by both the state senate and assembly nearly without any opposition. Once it got to the Governor’s desk, Governor Brown vetoed the bill saying:

“I am returning Assembly Bill 1890 without my signature.This bill would make it illegal for any person to use the title of “athletic trainer” unless that person goes to college, gets a bachelor degree and meets various other certification requirements.These conditions impose unnecessary burdens on athletic trainers without sufficient evidence that they are really needed.”

Being there for our athletes and patients and gaining the clinical experience in my studies as a graduate student does not impose ANY burden on me. We are here because we want to prepare as they perform. We want to protect our profession and hold each other accountable for our own actions. The title protection bill is our first step towards achieving licensure and regulation of our athletic training profession in the state of California. 

With all due respect, when you vetoed this bill Governor Brown, you are imposing not a burden, but a risk for everyone in the state of California, especially for high school athletes who dream of playing in college or in the professional sports realm. We are recognized healthcare professionals and it is unfair to let someone else without any athletic training and healthcare background do our jobs and put someone else in danger.

Please support AB161! You may submit: http://cqrcengage.com/cata/app/write-a-letter?0&engagementId=81680

[socialjusticesolutions]

Why Social Work?

by Michelle Sicignano, LMSW   Recent chats about licensing standards and title protection and scope of practice made me wonder,why social work? Why do people choose to enter such a broad, almost amorphous career path, and then fight so hard to define it, instead of embracing the...

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[socialjusticesolutions]

Most states that have enacted title protection have decided that you can only legally call yourself a Social Worker if you hold a social work license.  My problem with this is that in New York state the LMSW and LCSW only.....