EXPECTATIONS
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Doug Jones
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@thelocstarlife
My New Toy
A week ago today I went and purchased the new 14″ MacBook Pro with M1 Pro chip and on Thursday it was delivered. Today (Tuesday) I am still in the middle of setting it up to my liking. Sure I could have used the backup from the time machine on my iMac and made the process easy and quick. That however takes away all the fun for me, I actually love doing a clean setup. Plus, I didn’t want to…
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Emergency Fund
60% of Americans can’t cover a $1000 emergency These days you can hardly sneeze without incurring $1000 expense it seems. Unexpected medical visits, vet bills, car repairs, ac breakdowns. Yet 6 out of 10 of us will have to go into debt to cover such an expense. And we wonder why so many Americans are in debt. We need to change this statistic.How?We need to change the narrative. We are a…
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Best Buy is Going Down Hill
Best Buy is Going Down Hill
It’s not news to anyone that more people are buying online and less in physical stores. So much that over the years Best Buy has been closing locations and letting go of full time employees to replace them for part time employees. Side note: there was a time that the geek in me, would have loved to have worked there. However the remaining Best Buy locations in my opinion have been going down…
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American Horror Story / Stories
American Horror Story / Stories
I love this show, and I am so excited for the new season of American Horror Story (AHS) to be coming out soon. I think I am even more excited about the new show American Horror Stories (AH Stories). AH Stories will only be featured on FX on Hulu and premiers July 15th. 2021. Yes, that means tomorrow evening I will be glued to our sofa in anticipation of what it will bring, just like I am every…
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Dave Ramsey and Credit Cards
Dave Ramsey and Credit Cards
Dave Ramsey is a finance guru with a Bachelor of Science degree in Finance and Real Estate. He ended up in debt for $1.2 million in 1987 and in 1988 he filed for bankruptcy. Now in 2021 he has a net worth of 200 million dollars by helping tons of people getting out of debt. So obviously he is doing something right. First off I want to say that I am not going to go off on him. I am also not…
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Financial Advice and Youtube
Financial Advice and Youtube
We are gonna talk about Financial Advice on Youtube. Ten years ago I would have never imagined that I would be somewhat of the “finance geek” that I am today and that I actually want to blog about it. Before I didn’t think much about money, except for how I was going to make it so I can pay my bills and then what to spend it on. Today is a completely different story, I try to keep up to date…
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Credit Card Hacking - Part 2
Credit Card Hacking – Part 2
Yesterday we started to discuss credit card hacking and how to get the most cash back from your purchases. Today I would like to discuss sign up bonuses and referrals and the importance of spacing them out. As mentioned yesterday I want to remind you of the following: Stop reading this now if you follow Dave Ramsey, this goes against everything he teaches and I would hate to derail you. …
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Credit Card Hacking - The Art of Receiving Cash Back
Credit Card Hacking – The Art of Receiving Cash Back
It’s been a long time since I’ve blogged about anything. I mentioned to a friend (via text) that we had recently started to credit card hack. When she asked what it was, I advised that it’s too long to explain in a text. So I thought what a great way to attempt getting into my blog again, here is my explanation. I will start off by saying regardless of the name, Credit Card Hacking, it’s…
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Hot Topic Customer Service Sucks
Hot Topic Customer Service Sucks
The store itself is pretty cool, with loud upbeat music to grab the interest of teenagers and young adults with shirts and accessories that is geared toward fans of music and popular movies/shows. It’s one of the stores we tend to always visit whenever we are at our local mall. However Hot Topics customer service and shipping departments over the last year have suffered. I have had my share of…
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Social Media Marriage - Anonymous Question
Social Media Marriage – Anonymous Question
I am a part of a few LGBTQ Marriage Groups on Facebook. And time to to time there is a anonymous question posted, the user sends a message to one of the admins of the group and the admin post the question in the group as a “Anonymous Post”. Some of the post I see I find myself wondering, why are even married? The Question: Here’s my dilemma, I am a social media person. Meaning I like to post my…
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Waiting to Give Gifts, I suck at it
Waiting to Give Gifts, I suck at it
My wife’s birthday is next week. Let me say this right now, I am horrible at waiting to give gifts I mean I really suck at it. Almost every year I have given one of her gifts early (like on the day it arrives). I have her birthday gift sitting right next to me and it’s going to take everything in me to hold back from giving them to her. However since she is only getting 1 gift for her…
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Losing a Best Friend
Losing a Best Friend
My Friend Nyia (on the right) with her fiancé at our wedding in 2016 Back in July my friend Nyia got diagnosed with Pancreatic Cancer. It was a hard thing to accept, but I figured she is a strong willed woman and she will make it through. Last Tuesday, I found out that she was given just days to live. I rushed to the hospital to spend some time with her. She was not responsive, but I played…
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Where have I been?
Where have I been?
It’s been a long time since I’ve gotten a post out, which leaves me and many readers wondering… where in the world is Carmen… oops, Heather? Ok maybe not as I only have a few readers. I’m the type of person that once I start something I need to keep it going, I am horrible at taking a day off and returning back to it the next day like nothing ever happened. And my lack of posting over the…
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That one time when the FBI
That one time when the FBI
While watching another episode of Criminal minds last night, I thought hey I should share my FBI story, nothing serious, but it was a scary few hours of my life.
This happened in back in 2007 shortly after being separated from my 2nd husband. I get a phone call from my Sister in Law while driving over to my friends house. At first I thought she was calling me back to talk about the little fender…
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Love is Insanity
I was watching “Criminal Minds” last night S2 E13, the suspect (or the un-sub as they call them) says “Love is Insanity, just the good kind.” For the most part the “just the good kind” is true” however we all know that we can sometimes have those Love Hate Relationships.
If being in love is being insane, then I hope I never become sane again because I love being insane with Terry
So I decided…
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Restless Legs
Restless legs syndrome (RLS) is a condition that causes an uncontrollable urge to move your legs, usually because of an uncomfortable sensation. It typically happens in the evening or nighttime hours when you’re sitting or lying down. Moving eases the unpleasant feeling temporarily.
I woke up last night once again at about 1:30 tossing and turning with the need to move my legs. I hate it not…
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Vaguebooking
Vaguebooking: A blend of vague and Facebooking, vaguebooking is the practice of making a post on social media, primarily Facebook, that is intentionally vague but highly personal and emotional. Designed to elicit concerned responses from friends and family, it’s often looked down upon as a desperate call for attention or need for validation.
Something I really hate when people do it is,…
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