shark vs the universe
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occasionally subtle
tumblr dot com
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Cookie Run:Kingdom Official!
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Interview Vampire Daily
Doug Jones
Color Me Curious
oozey mess
@theartofmadeline
RMH
"I'm Dorothy Gale from Kansas"
ojovivo
Product Placement
let's talk about Bridgerton tea, my ask is open
if i look back, i am lost
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@chubbyeollie-blog
Music box puts kitten to sleep. (via osirisosito)
Sleepy Kitten
By: @osirisosito
Date: July 2018
More: This cat will be 1 yr old on Nov 15th and his mailbox is open for gifts.
Playlist: Sleepy Kitten | Sleepy Duck | Sleepy Otter | Sleepy Man
listen, I’m not the biggest fan of kids but if a child looks at me then you bet I’m gonna smile back at them. kids deserve to experience the world as a kind and safe place to explore okay.
But the world is not kind or safe.
then Fucking do your part to make it that way.
I’ve seen this before, but I am so glad it made an appearance again!
I wish I had her attitude!
Mama Tonjes always telling it like it is.
Masha The Hero
They forgot the part where the ambulance actually stopped to let the cat in
oh good I was worried
What a good cat. What a kind cat. How can anyone not love cats they are so good and loving.
they also forgot the part where they only found the baby because masha was screaming her head off bc she knew this baby was in danger. she went around outside the alley the next morning and yelled at passerby until she got one to follow her to the baby. she kept him warm all night and then made sure someone found him. she was adopted after this bc she was a stray and is in a loving home and is a hero
Hero cat
Thank you, Masha, you’re such a good girl.
See.
Kittens can’t regulate their own body temperature. That’s why they pile up.
Cats see us as colony members.
Masha saw a kitten that was on its own, no mommy, no other kittens to cuddle with. She instinctively knew that was a cold kitten. She knew that a kitten alone on a cold night was very likely to die. Because a kitten would have died too.
So, all she was doing was what any good colony member does - protecting the abandoned kitten. Then when the abandoned kitten’s mommy didn’t come back, she called the rest of the colony for help.
People have this bizarre idea that housecats don’t have a social sense. They do, and it saved this kid’s life. And possibly Masha’s too, as life on the streets is dangerous for a kitty.
We say “good dog” all the time, but Masha was being a very, very good cat…not just by human moral standards but by feline ones.
Owner fell asleep with her phone in her hand and the lights on again.
Here to help y'all gorgeous children
Tumblr Resources to Get You Through the School Year!
Hi guys!! Thank you all so much for your support!!! Happy 250 (EDIT: I SPENT A DAY ON THIS AND NOW IM PAST 300) and hope you all have a great start to the month! The community is more welcoming with all of you - I haven’t faced negativity from anyone at all. None of these are my posts - but they’ve helped me out a lot. With that said - let’s get started:
For bujos/planners:
This is one of my side blogs, and has tons of inspiration for weekly and monthly spreads, as well as a few aesthetic ideas and how to start one. I update this constantly.
How to start a studyblr - Studyblrs with creative fields
Lighting (for photos)
Study spreads
Planning your month
Printables (the same as some used down there but in a different category):
Weekly printable
To - do printable
Cornell Notes printable
Back to school printables
Daily Planner @theorganisedstudent
Weekly Planner II @theorganisedstudent
Essay Planner @theorganisedstudent
Assignment Planner @theorganisedstudent
Assignment Tracker
Novel Notes
Plot Diagrams
Correction Sheets
Grid & lined paper
Weekly schedule for studying
Printables masterpost
Exam printable & how to use it
2018 Calender set (by my QUEEN @emmastudies)
For students:
Exams & Studying:
Exam revision guide
How to beat different types of procrastination
How to deal with a crappy teacher (this has to do with studying ig)
Study tips!! (its a masterpost)
Exam Printable & How to Use it
Exam & Homework tips
Coping with hell i mean exams i mean hell
A cool studying outline to try
This is my favorite thing and it’s when to use certain remembering techniques
Correction Sheets
Memorization tips for different learners
Weekly study schedule
More sites to use in normal studying routines
How to study smarter and not harder
Study smarter II
Exam printable & how to use it
Self discipline
Study methods
Hoe tips for school and studying
Studying masterpoint
Tips and tricks to studying
Study tip - so easy
How to stay organized to study
Note - Taking:
Lecture notes
How i set up flash cards (these are nice to study from but be determined to finish setting them up)
Nifty highlighting idea (this post is so old)
Highlighting idea that i actually use
How to take Cornell Notes
Cornell style notes printable (gridded)
Notebook paper (grid & lined)
Tips for pretty notes!!
How to take notes
Notes for different classes
Life, man & general school stuff:
Back - to -school guide
Things I learned as a college freshman
Get ORGANIZED
Textbooks are expensive so here’s some free ones…
Tips for working students that sound extra but may work for u ily don’t overwork urselves
Masterpost for motivation and stuff
Get ur life together again bc haha i stay organized for like a day anyway
School supplies that u should have just to stay minimal
Grad school tips
Organization masterpost
Productive afterschool routine
30 websites to kill boredom
Back to school masterpost
Get confident in presentations
Overcome procrastination
Succeeding in school masterpost
For bad days
For bad days II
A GOOD MASTERPOST for getting ur life together
General school tips
Free online courses
GOOD POWERPOINT TIPS
Sites to learns stuff
More learning stuff sites
Dealing with a trashy class
Study resources masterpost
Summer Productivity
Summer life tips
PLEASE READ THIS THIS IS SUCH AN IMPORTANT MASTERPOST
Honest guide to college
University tips
SCHOOL MINDSET
What to do on Sundays
Back to school masterpost
Useful things for going back to school
How to clean your house
Cute self care tips!
More self care tips
Plant care tips!
English:
A handy list of words to fit into ur essays
How to write an article like a journalist
Words to replace over-used words
ESSAY STRUCTURE IDEA this is in bold so u losers don’t miss this bc it’s not just for English u nerds
Get gucci while reading and be an active reader
Get gud reading them academic articles amigo
Words to replace “the author or whatever shows…” bc that is baby writing and i accidentally used that on an essay and i failed so
Novel notes
Plot Diagrams
Reading Lists
Literary techniques (what themes, personifications, metaphors are etc)
Discussing in English
How to top a literature class
Literature class masterpost
Strong/weak verbs
More essay tips!!
MLA format - a how to
ESSAY GRADER.
How to avoid essay cliches
Chemistry (I’m taking chem so i have a few resources aha)
Da terms on exam papers
Chemistry resources masterpost
Cute periodic tables
Study chapters
History/Social Studies
How to write a history paper
AP world history powerpoints masterpost
Math
General tips
Resources
Understanding math masterpost
Test Prep
PSAT I
PSAT II
ACT tips!
100 words for the SATs (start studying early!!)
Thank you so much for the support! I couldn’t have done it without all of you. A simple reblog or like will help others see these tips, and will be very appreciated. I hope these links work - feel free to message me with questions and other links!! A possible part 2 might come out at the end of august, and one for languages!!!
God BLESS
Ewwww school (but helpful tips)
my parents aren’t teaching me life lessons.
#i need some adults to TEACH ME SHIT ABOUT LIFE
I’m an adult.
Some shit about life, from a bonafide adult:
even if you get along great with your family you will get along even better with them after moving out
generic is almost always just as good as name brand. But there are some things you never buy generic, including: peanut butter, ketchup, liquid NyQuil, Chips-Ahoy chewy chocolate chip cookies
just imagine the person on the other end of the phone hates talking on the phone as much as you do. Even a receptionist. I worked as one and I hate talking on the phone
at least once in your life you will go to Wal-mart to buy something under $20 like an ironing board or something and your debit card will get rejected. No one will judge. Everyone at some point in their lives has had $2.98 in their bank account.
thrift stores
everyone else is too busy panicking about everyone else noticing every tiny thing that could possibly be wrong about them to notice any tiny thing that could possibly be wrong about you
you will screw up. a lot. you live and you learn. and when you start to think too hard about that embarrassing thing that happened and how you wish you could change it, just tell yourself that what’s done is done. There’s no changing it, so just forget it and move on. It’s the only way to stay sane.
do the dishes before the sink grows its own ecosystem
you can’t put Dawn dishsoap in the dishwasher.
if you are the only one in the aisle at the grocery store, and you need to get from one end to the other without even looking at anything in that aisle, then you should totally cart-surf down the aisle. Growing old is mandatory. Growing up is optional. Hold on to the little things. They make all the difference.
never try to make cake from scratch at 3am. You end up with a topographical map of Middle Earth.
15% tip.
the best way to get money for food is to tell your grandparents about how you basically live on microwaved mac and cheese. Their horror may result in twenty bucks and orders to go out and get yourself “a real dinner”.
sometimes life sucks, and knowing that it might get better doesn’t always make it suck any less, but you’ll never get to the non-sucky days without enduring the suckiness.
no seriously, NEVER put Dawn in your dishwasher
Do not buy generic brand spaghetti sauce either.
Always check the type of light bulb that goes in lamps. A 60w is not interchangeable with a 40w.
Dollar store batteries work just as well as store brand.
Reward yourself from time to time when you do things that you needed to get done. It’s a good way to remind yourself to do them. Going out to pay a bill? Get Starbucks or something you don’t get often. Rewards don’t have to be huge, they can be small things like that.
Rice, pasta, flour, sugar, cheese, eggs, milk, a pack of chicken, a pack of frozen veggies and a well stocked spice cabinet go a long way food-wise. Splurge and get the biggest container of rice you can. You don’t have to go back and buy it again anytime soon and it makes a TON of meals in the meantime.
Rice can be cooked on the stove. You don’t need a fancy rice cooker. Two parts water to every one part rice (two cups water for one cup of rice for example). Get your water boiling, add rice, put a plate or lid on it, put it on low for 20 minutes. It should be done.
Keep a calendar on your pc of bill due dates. If your bills are set up at inconvenient times, like all of the services started on the first or something, then call up the company and find out if you can get your billing date switched to something more manageable. A lot of places do try to work with you.
There is no shame in calling a company and asking for an extension on a bill. Let them know what you can pay, pay that amount, and they arrange when the rest of the payment is required. This can stop you from having services shut off man. It shows responsibility on your part.
Take time to eat, even when you don’t feel like eating. Your body needs energy to live.
Wash or rinse your dishes before putting them in the dishwasher. It prevents gross caked on junk.
“The Works” is an excellent cheap toilet cleaner.
MAGIC. FUCKING. ERASERS. THEY WORK ON EVERYTHING JUST DON’T SCRUB HARD. I took the ring out of our bathtub with one. Also generic ones work just as well.
Keep some bleach around but if you use it for cleaning? Dillute it. There’s rarely ever a case where you need to pout straight bleach on anything. A cap full or two in a bucket of water works just fine.
DO NOT MIX CLEANERS. Chemical reactions are can be very dangerous. Here’s a good list. (Note that vinegar and baking soda can actually be a good combo for removing smells from things but it’s not very good at actually -cleaning-.)
If you drink? Don’t take meds at the same time it’s just not good.
Make sure you check the dosages on your pill bottles. No one wants to accidentally overdose on cough syrup or ibuprofen.
If you have a uterus make sure you have a heating pad and ibuprofen on hand for the pain. Hot baths also generally help and Ginger Tea is excellent for any nausea.
Buy a first aid kit. It’s worth it in the long run.
You can often do your taxes online at places like TurboTax.
Here’s some good sex ed resources because I had to explain what a yeast infection was recently.
Petroleum jelly (aka Vaseline) is good for chapped lips and you can get a decent sized tube or tub of it (generic brand version) for cheaper/same price as Chapstick.
KEEP TRIPLE ANTIBIOTIC OINTMENT IN YOUR HOUSE FOR CUTS AND SCRAPES AND SORES.
~~Medications~~
Over the counter medications (stuff you can buy right off the shelf no prescription needed) have a name brand and a generic name. ALWAYS buy generic if it’s available it is literally the same thing and way cheaper usually.
Some names to remember when you’re looking for meds!
Acetaminophen = Tylenol
Used to treat pain and reduce fever. Do not take with Ibuprofen.
Ibuprofen = Advil, Midol, Motrin
Used for pain and fever, is an anti-inflammtory. Is good for period cramps because it is an NSAID (non-steroidal anti-inflammatory drug).
Naproxen = Aleve, Naprosyn
Treats fever, pain, arthritis pain, gout, period cramps, tendinitis, headache, backache, and toothache. Is also an NSAID.
Acetaminophen + Asprin + Caffeine = Excedrin
Usually marketed as “Migraine Relief” as a generic.
Asprin = Bayer
Use for pain, fever, arthritis, and inflammation. Makes you bleed easily so should not be used for periods. Might reduce risk of heart attacks.\
Triple Antibiotic Ointment = Neosporin
Used on cuts, sores, and scrapes to reduce risk of infection and promote healing.
Also a general mutli-vitamin isn’t a bad idea and if you don’t get a lot of fruits or milk/sunshine in your diet you might want to get vitamins C and D specifically for daily use.
if you do accidentally lapse and put dawn in your dishwasher, run it empty and put hair conditioner where the detergent goes. that’ll clean it out (tip given to me by dorm custodian when roommate did the thing).
if you live off ramen, add stuff to it! add veggies you like, don’t use the whole flavor packet to cut down on sodium and msg or don’t use it at all and add your own spices.
if you’re making something with potatoes in it (beans, stew) potatoes are done when you can easily stab a fork through them.
you can microwave a hotdog as long as you put it in a microwave safe container of water. microwaves work by making water molecules vibrate. also, when reheating rice leftovers, add a small amount of water, like maybe a spoonfull, so it doesn’t get hard and crunchy.
the rice cooking advice above is for long grain rice. if you’re making short or medium grain rice, a 1:1 ratio (one cup water for one cup rice) is better, so the rice doesn’t come out too mushy.
buy a few cans of chicken. wholesale club stores like sam’s, costco, or bj’s tend to carry multipacks for a good price. they’re incredibly useful for when you forget to defrost meat.
buy meat on sale and put it in the freezer. buy vegetables on sale, and put them in the freezer. frozen veggies are often as flavorful and good as fresh ones, keep longer, and often come in microwaveable bags or with microwave directions.
soak ink stains in milk to help get them out or at least lighten them.
soak blood stains in water as soon as possible, with a bit of detergent or stain remover. scrub at them. use cold water, heat binds proteins to fabric. tbh, there’s no real need to change the washer from cold-cold setting unless the thing you’re washing says to wash in warm water.
acetone, found in most nail polish removers, dissolves super glue.
YOU’RE ALL DOING GOD’S WORK BLESS YOU
Takes pictures, have prints made and put them in photo albums. Be IN the pictures, have someone take pictures of you and your friends. Get over not looking perfect in thw picture. Someday that friend might be gone and those pictures might be all you’ll have, you will want to be in them. I made that mistake with my best friend, i always felt weird asking for a picture together… he died of cancer January of 2014 and now i have no pictures of us together. Its my only regret in life.
This is really helpful, thank you all!
I’m the newest of new adults but I’m gonna throw these little tips in there. IF YOU HAVE AN OLD CAR:
-coolant or water if your car overheats (coolant is preferable cause it won’t hurt the engine in the long run but hey i know money is tight)
-flashlight in case you break down at night and need to check under the hood and your phone is dead
-SPARE TIRE.
-jumper cables.you will at some point leave your lights on. you just will.
AAA or any other road side service is never a bad investment i swear. (try to mooch it off your parents as long as you can though)
Know how to change a tire. You’re going to need to do it at some point in time and you can’t always rely on someone else to do it for you.
Don’t be afraid to go to your local food bank. They are there for a reason.
Don’t be ashamed to ask for help period. Life is hard, everyone needs help occasionally.
You can put a LOWER wattage bulb in a lamp that says it’s for a higher one, but don’t put a HIGHER wattage bulb in. Also, watts refer to the amount of electricity used. LUMENS refers to the amount of light put out, and can vary quite a bit between brands, even though the wattage is the same. Look for the one with the highest lumens unless you actually want a slightly dimmer bulb in a certain location. Those dollar store batteries? Fine if they’re alkaline. “Heavy-duty” batteries, however, won’t last nearly as long. You can microwave a hot dog and bun simply by wrapping them in a toweling for a minute, less if you don’t want them scalding hot.
Reblogging to save lives.
Two adulting (kitchen-related) tips from me!
1. Buy a roll of parchment paper from the cooking shit aisle. A big roll will last you for-fucking-ever. Pretty much any time you’re using a baking pan you can line it with that stuff and save yourself A: food sticking to the pan and B: it’s a quick rinse and it’s clean.
2. Bread can get fucking expensive, so make your own. A bigass bag of flour and a bag of active dry yeast (store it in the friiiiidge!!!) works out a FUCK of a lot cheaper than buying bread at the store, and you can do so much more with it. Bread, pizza, rolls, cinnibuns, homemade pizza pockets. It seems intimidating but it’s stupid easy.
Seriously. It’s stupid simple to make, and most of the “3 hours” to make it is sitting around surfing the internet or doing whatever the fuck you want while the dough rises. If you have an afternoon free once a week to sit and play video games or surf the net, you have the time to make your own bread on the cheap. Here’s my simple-as-fuck recipe:
2 ¼ teaspoons active dry yeast (You can buy a bag of this stuff CHEAP in bulk stores, the little packets are hella stupid priced) 1 cup warm water (think a hot bath) 1 ½ teaspoons sugar 2 tablespoons oil (any kind works for the most part) 2 ¼ cups flour 1 teaspoon salt
1. Stir the yeast, water, sugar, and oil up in a bowl. Let it sit for about 10 minutes. It will foam up VERY high, this is the yeast getting happy! If it doesn’t get all foamy, the water may have been too hot or not hot enough. Remember, Yeast is alive! Treat it like a nice girlfriend!
2. Mix your flour, salt, and the yeast concoction up in a bowl.
3. Knead that shit for about 5 minutes. It will start sticky as heck, but will come together into a nice dough. If it’s still super sticky, toss in a bit more flour. Here’s how to knead it:
4. Put your dough in a covered, lightly oiled bowl and leave it someplace warmish for an hour. At that point it will have roughly doubled in size, give it a gentle punch to release the gasses that have built up inside. Cover it again and let it sit for a bit longer.
Boom. You have bread dough. Here are some baking times and uses for ya:
Optional egg-wash: Just crack an egg into a bowl, add a pinch of salt, and mix the bejeebus out of it with a fork. Brush (or if you’re like me, goop it on with said fork) that shit thinly on bread before baking for a nice crust.
Pizza: Stretch it on a pan, stab the fucker all over with a fork, add toppings, bake 425*F 15-20 minutes.
Bread Sticks: Make snake-shapes, let rest on pan 10-ish minutes, bake 400*F 10-20 minutes.
Dinner rolls: Make ball-sized (yes those balls) balls. Place on greased pan, let rest 10-20 minutes to rise. Egg-wash and bake 375*F 25 minutes.
Bread: Lightly score (cut) the top, let sit for 20-ish minutes on/in whatever you’re using to bake it, egg-wash, bake at 375*F for 20-ish minutes. It’s done when it sounds hollow if you knock on the bottom.
You bet your ass you can deep-fry this shit for cheapie yeast doughnuts. Roll that shit in sugar or dip it in whatever, it’s fucking tasty.
Bagels: YES. YOU. CAN. Form bagel-shapes out of the dough and boil them in salty water for about 2 minutes. Egg-wash them and bake them at 400*F for 10 minutes.
Cinnamon Rolls: Roll that shit out into a rectangle. Brush it with a mix of butter, cinnamon, sugar, and a pinch of salt (no exact amounts here, do it to your taste). Roll it up into a log, and cut it into discs. Let them sit 20 minutes in a pan and then bake at 375*F 15-17 minutes.
You can add whatever you want to the dough for some variety, just if it’s dried spices remember you really only need 1-ish tablespoons. I personally like making bread with about 1 tablespoon of dill in the dough. Roll it out flat, sprinkle it with cheddar, roll it into a log, squeeze the ends shut, and bake it like a regular loaf of bread. Cheesy dill bread OMNOMNOM.
*ahem* That got a bit long. But yeah. Bread’s expensive, yo. Save your wallet.
(Also it’s ridiculous amounts of therapeutic to bake, for me anyway)
Being able to bake your own bread is pretty awesome, if you got the time for it.
Real seal and beanie seal
!!!!!
HIS CHEEEEKKKKKKSSSSSSSSSS
This ghost has lesson for you about directions! You’re going in the right direction, but you have to keep going!
Loading Penguin Hugs | Instagram | Patreon
Some things it is A-OK to say to your doctor:
No
Wait
Stop
(These are full sentences! You do not need to say any more)
I am not comfortable.
I am not comfortable, I would like…
you to wait a moment.
another person in the room.
everyone else out of the room.
a doctor/nurse of my same gender to preform this test/procedure.
the person who came with me to this appointment in the room.
you to explain everything before you begin.
you to tell me what you are doing as you go.
to do this another day.
I want to get a second opinion before we proceed.
I don’t understand, please repeat that.
I don’t understand, please explain more simply.
Please say that slower/spell that, I want to do some research myself.
I would like to talk to [someone in my life, ie my parents to SO] before making this decision.
No, I do not need to talk to [anyone] before making this decision, I am confidant on my own and am ready to proceed.
What are the side effects of this medication/procedure? What are the potential complications?
Why are you recommending/prescribing this specific thing?
What other treatment options are there? Why are you choosing this?
Would your treatment plan be different if I were a man/woman older/younger had kids, etc? Why are you choosing this one then?
IS there anything I should know about this treatment you have not yet told me?
I understand you say not to, but If I choose to do X, against medical advice, what risks am I running? (ie taking recreational drugs while on medication)
How much will this cost?
Are there any less expensive options/tests we can run first?
Is there a generic of this medication you can prescribe instead?
I think you are not understanding me, I said…
You are not listening to me, please let me finish describing my symptoms.
You are not understanding how much pain I am in, let me clarify…
I do not think it is anxiety/depression/my weight/etc, what else could it potentially be?
I think by assuming it is anxiety/depression/my weight/etc you are ignoring some symptoms. Please listen again and let’s discuss what else it could be.
Please write in my chart that you are not testing for X and why not.
I am in enough pain/this is detrimental enough to my life that non-treatment is not an option. If you can not treat this/figure out what is wrong, to whom can you refer me?
Please write (or help me write) a summary of what we did today so I don’t forget
What are our next steps?
If [what you are recommending] is ineffective, what would my next steps be? What other doctor should I talk to?
What is the best way to contact you if I have additional questions or issues?
Remember, a doctor is a person YOU pay because they know a lot about bodies in general, to help you figure out whats best for YOUR body. It is still your body, not theirs! They know about medicine but you are the expert in your body. Don’t let them act like they own you. Don’t leave if you’ve still got questions, don’t stay if you’re uncomfortable, and feel free to insist on ANY information you want.
ask questions, advocate for yourself. Be aware!!
Good list!
“Remember, a doctor is a person YOU pay because they [paid a lot to] know a lot about bodies in general, to help you figure out whats best for YOUR body.”
Just felt it wouldn’t hurt to point out that doctors aren’t inherently geniuses – it costs blood, sweat, money, time and tears to learn medicine (which is probably why some doctors end up behaving like they DO own your body? not cool).
great self-advocacy post, that list is golden!
Also, especially if you have specific anxieties, we may not know. As part of my pre-Pap history I always gently let the patient know that sometimes paps are awkward or uncomfortable, and I want them to tell me so I don’t cause them distress. If they don’t automatically know what I’m hinting at, I confirm if they’ve had sex before and will ask if they’ve ever done when they didn’t really want to. This gives someone who is uncomfortable admitting that they’ve been raped or assaulted (especially in the context of a relationship, because we don’t teach that this is still assault) an easy way to let me know. Then I can find ways to make them more comfortable.
For providers: look up the Trauma-Informed Gyn Exam. I do all my paps/pelvics this way and I’ve never had any of my patients be uncomfortable.
This is fantastic. Advocacy is SO important
Emoji spell for extreme good luck for the next two months
🍀🌰🌒🌓🌔🌕🌠⭐⚡☀⚡⭐🌠🌕🌔🌓🌒🌰⭐🌱🌿🍀🎆🌋🎇🌠🔮🔔💰💰💰💰💸💸💸💸💳💳💳💳💸💸💸💸💸💸💸💸💰💰💰🍀🌿🍀🌿🍀🌿🍀🍀🍀🍀🍀🍀🍀🌋🌊🌈🎆🎇🎉🎊🔓🔆🔓💰💸💳🔅📈🏁🍚⬆⬇↕🔄✳✴🌊🌈🌒🌓🌔🌕🌠⭐⚡🌋🎆🎇🎆🎉🎊🎍💸💸💸✴✳✳✳✳↕↕↕↕🎆🎇🌋✴✳🐇🐸🍀🌰🌱🌼🍀🍀🍀🌻🌺🍀🍀🌿🍀🌰🌱🌿🍀
Likes charge. Reblogs CAST
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When I re blogged this it had 777 🤲🏻
hey guys psa regarding hospital bills
don’t just pay it. do not automatically pay the hospital bill when you receive it. call your health insurance provider and POLITELY say, “excuse me, i just received a bill for $1200 for my hospital visit/ER visit/etc., is that the correct amount i’m supposed to pay?” because hospitals bill you before your health insurance and they will take your money no matter how the amount due may change based on your health insurance looking at it. 90% of the time, if your health insurance is in any way involved in the payment of that bill, you do not have to pay as much as the hospital is billing you for. call your health insurance provider first, and POLITELY request clarification, always remember that the person you are talking to is human and this is just their job, and then you will very likely find out you actually only owe $500.
don’t shout at anyone about it, don’t get mad, just understand that this is The Way Things Are right now and call your health insurance provider before paying the bill your hospital just sent you. there’s a chance the hospital bill might be correct, true, but call your health insurance provider.
THIS IS SUPER IMPORTANT. after my car accident last year the hospital billed me ~$8000. They sent me letters asking me to pay, and I called them back saying my insurance was processing the claim. This is also what I told the collection agency when they kept calling me about the $1000 emergency room fee (billed separately from the hospital fee, mind you). Once everything got straightened out, all I was actually liable for was my $200 emergency copay.
!!!!!!! things my ass didn’t know !!!!!!!!
Yes this is a life lesson my adulting ass didn’t know I needed and I’m out 80 bucks for an anti-nausea pill. 😒😒😒😒😒
Reblogging for American friends.
Also, it is important [for people receiving medical care in the USA] to carefully read all of the items on the medical bill and look for errors and overcharges. I know that the normal feelings of avoidance and dread can make it hard to look at scary hospital bills, and that’s okay! But as the OP mentions, private orgs like hospitals don’t monitor overpayment of bills - they are motivated to charge you extra - and it is basically impossible to get your money back. Read the bill carefully and make sure that the charges are correct, using the links below for help if you need. If they haven’t sent you an itemized list, you can ask for one. Sometimes you will be charged extra for items or treatment you didn’t receive. Most people don’t know that you can dispute medical bills! But in 2009, Consumer Reports stated that 8 out of 10 medical bills scrutinized by a watchdog had errors, and generally you are not obligated to pay for someone else’s error.
You may be charged for using medication that you actually brought into the hospital with you - that’s easy to dispute! You may be charged for the consumables used during your stay such as sheets, gloves, gowns, etc - the hospital should actually cover that under its running budget. You may be charged for a brand name drug if the generic was available for cheaper - the links below explain how and when you can dispute this. You may be charged a surprisingly expensive “oral administration fee” (where a nurse puts pills for you to take in a little clean paper cup and then hands it to you) but that’s worth disputing if you were actually able to take the pill out of a bottle and put it in your own mouth. And so on.
8 Things You Should Know About Challenging a Medical Bill (FORBES) (includes links to sites that help you calculate how much a procedure/treatment usually costs in your area, if the costs seem super high)
7 Tips for Fighting and Paying A Huge Medical Bill (FORBES) This explains briefly how to negotiate costs, and payment plans.
10 Common Medical Billing Overcharges You Can Prevent (Bill Advocates) A breakdown of errors and overcharges to double check.
Check medical bills for errors: Overcharges are fairly common, and correcting them can save you thousands of dollars (Consumer Reports) More of the same with links to some groups.
Ugh one thing I loved about Thailand was I had a hospital visit, filled out a (half) sheet of paper, saw the doctor, had tests run and got 5 medications under 45 minutes all for $60 flat no insurance needed.
Get it together America.
.
I’m proud of you for making it through today ♡
okay, i got real fucked up last week and ordered a fuck ton of webkinz, which i thought was a mistake, until the first ones arrived and pud decided she absolutely fucking loved them
at first i just put em on her to see what shed do, which was nothing, so i decided to just leave her alone in my room for a bit. when i came back in later, she was doing this and i dead ass started crying
UPDATE: another one came :'^)
