No Identity

[justghoulishthings]

BREAKING NEWS: I GOIG TO FUCKING GET YOU

[heartseeker]

[crabussy]

people online are on a mission to hold every single random person "accountable" in the same way as a thief in the middle ages who is about to be beheaded in the town square for stealing a tomato

[crabussy]

sometimes, if someone makes a cruddy mistake that hurt some feelings, you don't have to make a 10 page callout doc detailing every time they were sort of a dick to you. sometimes it's okay to just block someone and talk about the situation to a close friend instead of doing this whole "hear ye hear ye" thing

[picsthatmakeyougohmm]

hmmm

[caecilius-est-pater]

[waterandsilver]

if you have to rely on specific scripts or turns of phrase to socialise that's totally fine, but you must NOT reveal them to your friends while slightly drunk. it's like showing how the magic trick works, you can't do it in front of them afterwards

[waterandsilver]

i like dogs a lot but i can never remember the differences between breeds (apart from the few types i've actually owned/interacted with). but i know people looove their dogs and love talking about their dogs, so whenever im talking to a dog owner i'll ask what breed it is, and no matter what breed they say i'll say "oh! i've heard they have a really nice nature :D" and they always go YESSS THEY'RE GREAT and start gushing about their dog and we have a nice conversation and i build social credit with this person. anyway i told my friends about this script a few weeks ago when slightly drunk and now every time we're in public together and a dog goes past they turn to me and ask "does that one have a nice nature?" im in a hell of my own making

[datasoong47]

[3liza]

this was on one of the Anne Rice writing method reblogs and its so good but i know people will take it the wrong way and i want to post it here to preserve and honor it. because theyre right, her writing IS mid. i really really enjoy her work but she is not particularly good at it. and i think that is the most important aspect of conceptualizing of yourself as a creative producer that is performing non-alienated work: how "good" it turns out to be has nothing to do with 1. how much of it you will sell 2. how much people will enjoy it 3. how MANY people will enjoy it and finally 4. the effort you put into making it. developing skill and taste are DIFFERENT tasks from the actual production. let this inspire you

[eflatminorseven]

reading about how slipper lobsters feed on bivalves and

behold your new lesbian icon

[catmask]

by the way. it never is too late to decide you want to be happy. the woman who helped me get hormones didnt start hers until she was 70, and i met her at 73, beautiful and smiling - and told me that the last three years of her life had been her favorite. your favorites might be ahead of you too. why not hang around and find out?

[noelledeltarune]

"you can jack off you can eat grapes all else banned" is kind of the post of the summer because literally wtf else are you supposed to do once it’s 30°C outside

[swagcatholic-deactivated2026021]

[dcnkey]

back in my day, we didn’t have twenty one pilots. we had two. wilbur and orville wright. reblog if ur a true 1900’s kid

[overthinkinglotr]

Another hilarious thing I feel we should talk about more is the fact that *film* Aragorn and Arwen break up right before Aragorn leaves Rivendell……. meaning that film!Aragorn spends most of the quest in an “oh my god my relationship of 50 years just ended what do I even do with myself????” depression haze. 

It explains so much…..

Like. Externally Aragorn is on an epic quest to save Middle Earth, internally he’s crying on the couch in his sweatpants eating a tub of the Middle-Earth equivalent of Ben and Jerry’s

[overthinkinglotr]

Legolas: Aragorn?

Aragorn: Arwen used to call me Aragorn…..

Legolas: Because it’s your fucking name

[overthinkinglotr]

To be clear I actually love the film’s version of Aragorn/Arwen’s relationship, there’s a lot of Dramatic Potential/ angsty meta you could write on it, but–.

BUT

It’s also like– you think Aragorn has to put up with Legolas and Gimli’s annoying romance antics? Legolas and Gimli have to deal with Aragorn spending half the quest staring wistfully into the distance and sighing dramatically about What Can Never Be™…with how often he sings the Lay of Luthien,  basically the Middle Earth equivalent of Adele’s Someone Like You….

[overthinkinglotr]

Gimli: You haven’t washed your hair in MONTHS. We’re staging an intervention.

Aragorn (lying flat on the ground with his face in the dirt): aweralwkerjwae

Legolas: You’re only 87– you’ve got your whole life ahead of you. You can find love a second time!

Aragorn: I did. Boromir died.

Legolas: Maybe three is your lucky number!

[teddy-after-all]

#for me film Legolas’ main character trait#is that he’s incapable of reading the room (tags via @overthinkinglotr)

[sweetiepie08]

Aragorn, any time he gets a moment to himself during the quest:

[starr-bryte]

Gimli: This lovely Rhohirrim woman is clearly into you. She’s a fighter. You’re a fighter. She loves horses. You love horses (also you smell like one). Give her a chance!

Aragorn: *flashbacks to him and Arwen making out in Imladris while the elvish version of “when somebody loved me” plays in the background.

[ruffboi-mags]

He literally did this. (and then imagined Arwen kissing him before getting woken up by his horse)

[trickster-archangel]

At least he managed to wash himself AND his hair

[penandinkprincess]

sometimes you see Takes™ that make you go "mmmhmmm okay yeah i see we both interpreted that differently based on what the show gave us, but i see how you arrived at your ideas even if they're different from mine," and then sometimes you see Takes™ that make you go "brother what show did you even fucking watch"

[porcelain-dollbones]

snakes really make you appreciate how gross mammals really are. squamates are very dry and clean

[porcelain-dollbones]

a bird is a kind of reptile that has learned to be yucky.

[etchif]

I'm on it.

[bitchesgetriches]

Everything Is Becoming a Bank

Most major corporations — from airlines to social media platforms — now aspire to become unregulated banks. Bankification today accounts for

[apatosaurus]

This is a long read, but worth it. Some takeaways:

-Don’t use “buy now pay later.” The fine print isn’t what it seems.

-The fine print on medical financing, store credit cards, and contactless payment is also not what it seems.

-Payday loans are still predatory, even when offered by your employer

-Rewards programs are an income stream for the companies that run them. The points systems are manipulated so that the house always wins. They depend on people leaving money in rewards accounts and not in interest-bearing traditional bank accounts.

-Electronic payment apps like VenMo are not banks. You don’t earn interest. Your money is not protected.

-Your financial information is not private if your money is not kept in a regulated bank.

-None of this is regulated by the FDIC. Your money is not protected if it is held by a non-bank doing banking business. Our economy is not protected from the collapse of financial institutions that are not banks.

-The Biden administration was making progress in increasing accountability for non-banks operating as predatory financial services providers. The current administration is reversing those protections to favor corporations.

[mierac]

Oh boy.

 A third of younger Americans hold their savings on nonbank tech platforms like Venmo

PEOPLE! DO NOT LEAVE YOUR MONEY IN VENMO OR APPLE PAY OR ANY OF THIS SHIT. FOR THE LOVE OF GOD GO FIND A REAL BANK OR A CREDIT UNION.

If Venmo were to close tomorrow all your money would vanish. There's no insurance or guarantee on any of these things. I know banks aren't great but legit banks will have the "FDIC insured" logo on their doors and websites, which means if my bank goes under tomorrow I still get my money back. Also I guarantee you there is a credit union somewhere in your town, go find it.

You can leave some money in Venmo or Apple pay or whatever, but NOT ALL OF IT for the love of God.

[jenniferdub]

FYI this is what the logo looks like and Apple Cash is FDIC insured.

[idroolinmysleep]

No, it's misleading. Go to Green Dot's T&Cs, search for "FDIC," and you'll come across this:

your funds are insured up to $250,000 by the FDIC in the event Green Dot Bank fails

In the event Green Dot Bank fails. Meaning the only time your money is protected is if Green Dot goes under. Not if Apple goes under (unlikely, granted). Or if Apple changes its terms (entirely possible). Or if you got scammed. Or if Apple freezes your account because they think you're the one scamming. Or any of the other countless mishaps your money could suffer. Green Dot is insured, but Apple Cash is not.

This is the disclaimer (highlighted) you see before you set up Apple Cash:

[heywriters]

I really need my followers, especially younger ones, to read this.

And DO NOT get store credit cards, they are money sucks and difficult to cancel.

[julevanwilde]

As someone who's worked in the industry for a decade now, here's a quick rundown (US specific,) of what your schools and parents didn't teach you:

For the love of god get an account at a federally insured institution. Look for FDIC (banks) or NCUA (credit unions) insured and regulated financial institution. They are legally required to have this status publicly available and accessible so it's not hard to find.

The FDIC and/or NCUA will insure your accounts up to $250,000 PER AUTHORIZED SIGNER and per account type. These are factors to max your coverage to even higher than $250k but the key point is that if something happens to your bank or accounts there, that first $250k of your money is secured anyway.

Banks are for profit. Credit Unions are exactly what it sounds like: unions. They are not for profit and member owned.

Bigger institutions have more money and resources at their disposal; they have the fancier apps, 24/7 phone banking and more locations. But watch out! They are no different than any other large corporation you've heard of when it comes to ethics. Smaller institutions have more limitations, and lesser size is not an indicator of morality, but it's something to consider when choosing where to keep your money.

These institutions, regardless of what kind you choose, will offer interest bearing accounts. Money Market Savings and Time Accounts (also called Certificates of Deposit,) are popular choices to put the money you already have to work for you. You can earn money just for having your money in an interest bearing account type.

All financial institutions charge fees of one sort or another. They are offering products and services, after all. Nothing is free! They will also disclose options to avoid paying those fees, usually based around meeting specific criteria such as minimum balances or direct deposits.

Take this information and do your own research so that you can make an informed decision. Now you know what to look for! Don't be taken advantage of!

[emmaklee]