hermits united

she/they | aro/ace | genderqueer | well into adulthood | chilling with homies and tator tot hot dish

[auriyria]

Poison Fog Incident 🫧

Practicing my layout skills, what do we think? 💪

The KimChaHan Collection came to be because of this very idea; HYJ and CEJ both being hunters resistant to high grade poisons while KDJ is the stumbling cat they found on the side of the road, dragged along for the ride.

It's because of KDJ's reliability and skills that they often forget that he's nothing more than a glass canon wrought by the sorry state of his incarnation. Fortunately, he's able to recover with their care and stories.

Expect a follow-up drawing! But please don't look forward to any more comic pages, this is so taxing 😔

(Spoiler: KDJ was, in fact, NOT resistant to the poison)

[kiddokori]

orv asks the question “is it morally reprehensible to use a narrative’s suffering for your own comfort and happiness” and answers “no, because you cared for the story and its characters, you connected to them as if they were real, you struggled with them you celebrated with them, and you prayed theyd have a happy ending. you supported them as much as they supported you.”

orv then asks “well can it be a sex thing” and goes “oh yeah for sure”

[kiddokori]

hes got something going on

[ID: Omniscient Reader's Viewpoint fanart. Kim Dokja shrugs casually and says, "Yeah I feel no connection to my name and barely recognize myself, honestly I feel like an intruder in my own body lol." Han Sooyoung stares at him with a thought bubble of the trans flag. Yoo Joonghyuk scowls at him and thinks "god he is just like me fr." Yoo Sangah looks worried and thinks of the Wikipedia page on dissociation. End ID]

thank youu @nebulations for the ID :]

[tls12lessthan3]

kim dokja really introduces us to yoo joonghyuk like yeah this is my favourite character in the whole wide world, he's singlehandedly kept me alive for 13 years, he's my idol, he's an incredibly written work of art. also he sucks so bad and i want to hit him with my car. brother if your biggest inspiration in life chokes you when you first meet you might need to look inward

[nakamorijuan]

[gayweeb]

this is wrong

[southerngamerguy-deactivated201]

Yeah, she could’ve done this in her standard Sailor Moon form. Super form is overkill, really.

[halfpastcaketime-deactivated201]

Sailor Moon is stronger than Goku. I don’t make the rules. Fight me about it.

[dragonxball]

What!? 👀

[seidmadr-secrets]

I’m on a still active forum, with a solid vs debate scene. Sailor Moon vs. the God-Emperor of Mankind from 40k is one of the most treasured threads there, as Sailor Moon trashed the guy.

[catbureau]

19 pages straight of debate over Sailor Moon vs. God-Emperor of Mankind, in which every time a 40k fan desperately brings up a new point, it immediately gets negated by another one of Sailor Moon’s powers

[kamari3]

[unidentifiedspoon]

network effect.png

[tsumugiology]

random question:

what was your first exposure to prev and what made you decide to follow them?

[magicmooshka]

my comic for terrible comic day 2026

[bitchesgetriches]

Everything Is Becoming a Bank

Most major corporations — from airlines to social media platforms — now aspire to become unregulated banks. Bankification today accounts for

[apatosaurus]

This is a long read, but worth it. Some takeaways:

-Don’t use “buy now pay later.” The fine print isn’t what it seems.

-The fine print on medical financing, store credit cards, and contactless payment is also not what it seems.

-Payday loans are still predatory, even when offered by your employer

-Rewards programs are an income stream for the companies that run them. The points systems are manipulated so that the house always wins. They depend on people leaving money in rewards accounts and not in interest-bearing traditional bank accounts.

-Electronic payment apps like VenMo are not banks. You don’t earn interest. Your money is not protected.

-Your financial information is not private if your money is not kept in a regulated bank.

-None of this is regulated by the FDIC. Your money is not protected if it is held by a non-bank doing banking business. Our economy is not protected from the collapse of financial institutions that are not banks.

-The Biden administration was making progress in increasing accountability for non-banks operating as predatory financial services providers. The current administration is reversing those protections to favor corporations.

[mierac]

Oh boy.

 A third of younger Americans hold their savings on nonbank tech platforms like Venmo

PEOPLE! DO NOT LEAVE YOUR MONEY IN VENMO OR APPLE PAY OR ANY OF THIS SHIT. FOR THE LOVE OF GOD GO FIND A REAL BANK OR A CREDIT UNION.

If Venmo were to close tomorrow all your money would vanish. There's no insurance or guarantee on any of these things. I know banks aren't great but legit banks will have the "FDIC insured" logo on their doors and websites, which means if my bank goes under tomorrow I still get my money back. Also I guarantee you there is a credit union somewhere in your town, go find it.

You can leave some money in Venmo or Apple pay or whatever, but NOT ALL OF IT for the love of God.

[jenniferdub]

FYI this is what the logo looks like and Apple Cash is FDIC insured.

[idroolinmysleep]

No, it's misleading. Go to Green Dot's T&Cs, search for "FDIC," and you'll come across this:

your funds are insured up to $250,000 by the FDIC in the event Green Dot Bank fails

In the event Green Dot Bank fails. Meaning the only time your money is protected is if Green Dot goes under. Not if Apple goes under (unlikely, granted). Or if Apple changes its terms (entirely possible). Or if you got scammed. Or if Apple freezes your account because they think you're the one scamming. Or any of the other countless mishaps your money could suffer. Green Dot is insured, but Apple Cash is not.

This is the disclaimer (highlighted) you see before you set up Apple Cash:

[heywriters]

I really need my followers, especially younger ones, to read this.

And DO NOT get store credit cards, they are money sucks and difficult to cancel.

[julevanwilde]

As someone who's worked in the industry for a decade now, here's a quick rundown (US specific,) of what your schools and parents didn't teach you:

For the love of god get an account at a federally insured institution. Look for FDIC (banks) or NCUA (credit unions) insured and regulated financial institution. They are legally required to have this status publicly available and accessible so it's not hard to find.

The FDIC and/or NCUA will insure your accounts up to $250,000 PER AUTHORIZED SIGNER and per account type. These are factors to max your coverage to even higher than $250k but the key point is that if something happens to your bank or accounts there, that first $250k of your money is secured anyway.

Banks are for profit. Credit Unions are exactly what it sounds like: unions. They are not for profit and member owned.

Bigger institutions have more money and resources at their disposal; they have the fancier apps, 24/7 phone banking and more locations. But watch out! They are no different than any other large corporation you've heard of when it comes to ethics. Smaller institutions have more limitations, and lesser size is not an indicator of morality, but it's something to consider when choosing where to keep your money.

These institutions, regardless of what kind you choose, will offer interest bearing accounts. Money Market Savings and Time Accounts (also called Certificates of Deposit,) are popular choices to put the money you already have to work for you. You can earn money just for having your money in an interest bearing account type.

All financial institutions charge fees of one sort or another. They are offering products and services, after all. Nothing is free! They will also disclose options to avoid paying those fees, usually based around meeting specific criteria such as minimum balances or direct deposits.

Take this information and do your own research so that you can make an informed decision. Now you know what to look for! Don't be taken advantage of!

[death-420]

does anyone have that gif of a penis growth ad thats a guinea pig that stretches out rly long and a girl says “hot!” and the guinea pig spins around pls i need it

[raeuberkotzenrotz]

I gotchu

[death-420]

YES!!! YES!! YES!!!!!

[doomstar]

You literally cannot find this type of community interaction on twitter or instagram or any other app. Look at the support, the gratitude, the absolutely incomprehensible shared knowledge of this most cursed, most rare gif. 

Truly this is beauty.

[tacobellfries]

I MISS THE HEADPHONE JACK FUCK YOU!!!!!!

[depsidase]

[bumblebeebats]

How is it that you can a music library of like 1,200+ absolute bangers but as soon as you put it on shuffle in a group setting it's like. anime opening you added in 2010. homestuck parody song. musical artist who was cancelled last year for kidnapping and eating children in his basement. Hamilton

[bumblebeebats]

I can't believe some people are actually reblogging this like "Tch. Omg, so embarrassing OP, I can't believe you would ever admit to liking Hamilton 😏 " like ok, first of all congratulations for hatching as a fully formed adult in 2022 from the pure white egg of a virgin swan i guess. Raised in a cave on a diet consisting solely of nuts and berries and leftist twitter clapbacks. "ooooooh, I've never had a complicated relationship with a piece of art that was phenomenally well-received at the time but aged like milk as later reflection revealed the fundamental flaws in its premise that were in fact present from its inception but which I didn't notice because I was 17 and hadn't heard of neoliberalism yet" Should we throw a party? Should we invite Anthony Fantano? Anyway second of all. you draw the line at Lin Manuel Miranda but you're fine with basement guy?

[anti-parent]

teamwork makes the dream work. and dreamwork. makes shrek

[anti-parent]

fantastic. i love it. i posted this after my wife said it yesterday and as i was doing it i was like "this can't be an original thought. as soon as i hit post someone's going to say 'you stole this from a tweet from 2014' and i'll say 'no, i stole it from my beautiful wife.'"

[northirish]

Not only should I be studied by science, but I should be studied by pseudoscience as well. Let's see of those deranged cranks can work out what the fuck is wrong with me

[oneheadtoanother]

[valtsv]

i hate it when people ask me to "explain my thought process" like hell if i know

[valtsv]

"what's going on in that head of yours?" nothing i want to be a part of