You're dead, could be fatal

Just someone spamming what they enjoy and/or get angry about. 22 at time or writing, stop yelling at me.

[amaraqwolf]

Good news: if you’re currently laying around and not producing anything, you are a credit to your species.

[willow-wanderings]

It’s recently been found that even hive insects rest. Bees will play with colorful toys. Ants sleep for about 1 minute but they do it so frequently it amounts to a few hours per day. Even trees take breaks.

The only things that work without rest are machines; literally everything that lives requires rest.

EVERYTHING THAT LIVES REQUIRES REST. STOP JUDGING YOURSELF FOR NOT BEING A ROBOT.

[roach-works]

robots require very frequent breaks! welding machines generally have it programmed in that they can’t run so long they melt themselves. ive overseen two different manufacturing robots now and each of them were fragile, finicky idiots that require constant maintenance and repair. they pause in between moves, in between jobs. you’re always keeping an eye on programming errors, on coolant levels, on heat. you’re always pulling bits of scrap out of joints, sweeping up debris, washing off nozzles and untangling hoses. and even then it snaps a chain and takes a whole morning’s vacation.

even robots need downtime.

[can-i-make-image-descriptions]

[Image ID: Tweet from SpookyBritches Jules (@/ SQLPi) on Oct 12, 2020 reading: Reminder that you are an omnivore, a predator, and a pretty big one at that. You are not a bee or an ant. It is, in fact, normal for you to just want to lay around not producing anything. You’re a mammal. Stop judging yourself for not being a hive insect. /End ID]

Plain text: Everything that lives requires rest. Stop judging yourself for not being a robot.

[antibunni]

The only thing — not man, animal, insect, plant, or machine — that demands no rest is capitalism

[lesbianeo]

mutuals, you can pick me up to put me in your inventory

[bitchesgetriches]

Everything Is Becoming a Bank

Most major corporations — from airlines to social media platforms — now aspire to become unregulated banks. Bankification today accounts for

[apatosaurus]

This is a long read, but worth it. Some takeaways:

-Don’t use “buy now pay later.” The fine print isn’t what it seems.

-The fine print on medical financing, store credit cards, and contactless payment is also not what it seems.

-Payday loans are still predatory, even when offered by your employer

-Rewards programs are an income stream for the companies that run them. The points systems are manipulated so that the house always wins. They depend on people leaving money in rewards accounts and not in interest-bearing traditional bank accounts.

-Electronic payment apps like VenMo are not banks. You don’t earn interest. Your money is not protected.

-Your financial information is not private if your money is not kept in a regulated bank.

-None of this is regulated by the FDIC. Your money is not protected if it is held by a non-bank doing banking business. Our economy is not protected from the collapse of financial institutions that are not banks.

-The Biden administration was making progress in increasing accountability for non-banks operating as predatory financial services providers. The current administration is reversing those protections to favor corporations.

[mierac]

Oh boy.

 A third of younger Americans hold their savings on nonbank tech platforms like Venmo

PEOPLE! DO NOT LEAVE YOUR MONEY IN VENMO OR APPLE PAY OR ANY OF THIS SHIT. FOR THE LOVE OF GOD GO FIND A REAL BANK OR A CREDIT UNION.

If Venmo were to close tomorrow all your money would vanish. There's no insurance or guarantee on any of these things. I know banks aren't great but legit banks will have the "FDIC insured" logo on their doors and websites, which means if my bank goes under tomorrow I still get my money back. Also I guarantee you there is a credit union somewhere in your town, go find it.

You can leave some money in Venmo or Apple pay or whatever, but NOT ALL OF IT for the love of God.

[jenniferdub]

FYI this is what the logo looks like and Apple Cash is FDIC insured.

[idroolinmysleep]

No, it's misleading. Go to Green Dot's T&Cs, search for "FDIC," and you'll come across this:

your funds are insured up to $250,000 by the FDIC in the event Green Dot Bank fails

In the event Green Dot Bank fails. Meaning the only time your money is protected is if Green Dot goes under. Not if Apple goes under (unlikely, granted). Or if Apple changes its terms (entirely possible). Or if you got scammed. Or if Apple freezes your account because they think you're the one scamming. Or any of the other countless mishaps your money could suffer. Green Dot is insured, but Apple Cash is not.

This is the disclaimer (highlighted) you see before you set up Apple Cash:

[heywriters]

I really need my followers, especially younger ones, to read this.

And DO NOT get store credit cards, they are money sucks and difficult to cancel.

[julevanwilde]

As someone who's worked in the industry for a decade now, here's a quick rundown (US specific,) of what your schools and parents didn't teach you:

For the love of god get an account at a federally insured institution. Look for FDIC (banks) or NCUA (credit unions) insured and regulated financial institution. They are legally required to have this status publicly available and accessible so it's not hard to find.

The FDIC and/or NCUA will insure your accounts up to $250,000 PER AUTHORIZED SIGNER and per account type. These are factors to max your coverage to even higher than $250k but the key point is that if something happens to your bank or accounts there, that first $250k of your money is secured anyway.

Banks are for profit. Credit Unions are exactly what it sounds like: unions. They are not for profit and member owned.

Bigger institutions have more money and resources at their disposal; they have the fancier apps, 24/7 phone banking and more locations. But watch out! They are no different than any other large corporation you've heard of when it comes to ethics. Smaller institutions have more limitations, and lesser size is not an indicator of morality, but it's something to consider when choosing where to keep your money.

These institutions, regardless of what kind you choose, will offer interest bearing accounts. Money Market Savings and Time Accounts (also called Certificates of Deposit,) are popular choices to put the money you already have to work for you. You can earn money just for having your money in an interest bearing account type.

All financial institutions charge fees of one sort or another. They are offering products and services, after all. Nothing is free! They will also disclose options to avoid paying those fees, usually based around meeting specific criteria such as minimum balances or direct deposits.

Take this information and do your own research so that you can make an informed decision. Now you know what to look for! Don't be taken advantage of!

[hometoursandotherstuff]

[tredlocity]

[tredlocity]

[thedoctorfalls]

“If somebody told you when you were 15 that one of your best mates would be a vicar, what would you do?” “I dunno. Go to the police, probably”

Endless list of things I love This Country (2017-2020)

[teddy-stonehill]

I went to the local aviary today and they had some really mean things to say about owls.

[teddy-stonehill]

[elodieunderglass]

I can confirm that most birds have a detectable amount of wiring behind the eyes - blinking lights and buttons and sliders and frizzy things that spark and chirp and beep. They also have a lot of soul that can communicate with ours because the programming is fairly compatible. Vultures are clever and curious, swans are clear and lawful, chickens have a lot of personality, caged parrots are dissociated and disinherited and frankly worrying, falconry-trained birds of prey are tremendously businesslike.

And owls are absolutely lovely beasts with their own irreplaceable validity. but they are basically stuffed with polyester fiberfill. They have one button, like a child's toy dinosaur that opens and closes its mouth when you press the back of its head. And it isn't even a sophisticated electronic button it's just a lever that rocks back and forth to make the claws open and close. I think they may have actually evolved independently from sponges. Their skulls simply exist to create holes that funnel sound and light, and as a place to hang a giant hinged beak. An owl is just an empty tube like a windchime that the wind whistles through, and you can drop meat down it. They use the meat to generate feathers, and then emit the bones in pressed little packages like those machines that flatten a penny and stamp it with the logo of a theme park. I think that's the gist of it - most birds are electronics of varying levels of sophistication, but owls are just a system of levers and pulleys. No elevator music in those skulls, just the wind echoing through empty caverns of slightly irritating design. Absolutely fantastic.

[dailycatsblog]

[incendavery]

DONT ask why corvid isnt wearing a shirt bc the answer is embarrassing. (i forgor to draw it)

[edgebug]

emh: captain.... I must confess..... I.... poisoned a man... it was the only way i could get treatment for my dying patients... he was keeping vital care from them...

janeway, taking a huge hit of alien weed off her space bong, probably having just dealt with her 18th temporal paradox this year: poison him harder next time I don't give a fuck anymore

[edgebug]

emh: captain???

janeway, slapping her combadge: janeway to neelix. do you have any more talaxian vicodin

[edgebug]

neelix: sure captain, but are you sure you wouldn't like something stronger?

janeway: what do you have.

neelix: i found a little something called... cocaine :)

janeway, intrigued: TALAXIAN cocaine?

neelix: no, just regular earth cocaine. someone programmed the recipe into the replicator :)

emh: PARIS.

[edgebug]

as it turns out, it wasn't tom!

seven: i have begun to test the efficacy of my Borg implants' ability to clear toxins from my system

emh, furious: and i suppose that explains why you replicated FIVE KILOS of COCAINE in MY SICKBAY?!

seven: it was logical to replicate more when one kilo had no effect

[edgebug]

emh: one--how were you administrating it?!

seven: i consumed it orally, as is customary with self administered human medications of the era

emh: you ATE a kilo. of cocaine

seven: no. as we established. i ate five kilos

[tonysopranoproskater69420]

thanks tvtropes I can always count on you to gas me up

[robdogdraws]

Real conversation I had with someone last semester

Full panel ver.

[liarsblade]

there's this weird thing people fall into online a lot, where people assume that if the [perceived-to-be-inferior] version of [activity] is discouraged then people will, naturally, do [perceived-to-be-superior] version of [activity] instead. When really it's just as (or more) likely that if [perceived-to-be-inferior] version of [activity] is discouraged people just won't do it at all.

[liarsblade]

audiobook listeners are not necessarily people who would otherwise do a lot of traditional reading if audiobooks did not exist, many are people who simply would experience zero books. Booktok romance readers would not necessarily be reading the classics if booktok did not exist, many of them would simply not read. Fanfiction writers would not necessarily be novelists if fanfic wasn't an option, many would just be people who didn't write. You know?

[my-dailydreams]

[somethingusefulfromflorida]

[pangur-and-grim]

I told my little nephew that I'd wave at his airplane when it flew over my house today, and he very calmly and politely explained that it wouldn't be possible to see me due to the limitations of human vision. I said he just had to squint real hard, and he took a deep breath and went into the toddler version of "see, what you're not understanding–"

[pangur-and-grim]

[oneheadtoanother]