Hey kids, you need to start worrying a little less about getting â#moggedâ and a little more about getting â#smoggedâ. This is an Air Quality Index public service announcement.
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@saarkazul
Hey kids, you need to start worrying a little less about getting â#moggedâ and a little more about getting â#smoggedâ. This is an Air Quality Index public service announcement.
A thing that no one tells you is that when you turn 34, you'll start to have thoughts like 'ooh, it's been a while since I heard Vivaldi's Four Seasons played live by a string quartet,' and 'gosh, maybe this weekend I'll see if there's a string quartet performance of Vivaldi's Four Seasons,' and 'golly, I simply can't get that really twiddly bit of Summer from Vivaldi's Four Seasons out of my head, that man certainly knew how to compose an earworm or two, and it's been stuck in my brain ever since I saw it played live by a string quartet for the fifth time, or possibly the sixth,' and this is a universal experience that happens to everyone the moment they turn 34, 100% of the time, and if you've turned 34 and you think it hasn't happened to you yet, then you're just plain wrong
Do you think tumblr will ever learn the difference between âIâm defending this person because I agree with them wholeheartedly and I am also like this personâ and âIâm defending this person because your behavior is dangerous and you need to stopâ
IMO, blurring the lines between âIâm defending them because theyâre rightâ and âIâm defending them because youâre taking this too farâ is step numero uno to cutting down the very existence of fair trial and democracyâeven in places where saying that might seem a little dramatic.Â
Mob mentality is extremely strong in humans and itâs also extremely dangerous. Mobs donât think things through. Mobs kill and they destroy and they canât be reasoned with. Someone trying to calm a mob down isnât someone defending the ~problematic party~ Itâs time we re-learn that.
unwinding
Since Canada is currently trying to sell itself as an "ethical alternative" to Iran's oil, I would just like to remind folks / share some quick information:
More than 50% of Indigenous communities in reserve areas in Canada are at high risk of pipeline spills. When there is a spill, reserves are disproportionately impacted.
The National Energy Board and Supreme Court of Canada has a history of declaring the "public interest and economic interests outweigh Indigenous and treaty rights." Basically, Indigenous peoples don't count enough as "public" to matter.
Pipelines are built without proper consent from the Indigenous Nations they choose to occupy. Keep in mind I say choose, because this is the case even when alternative pipeline routes are suggested that could avoid reserve land. This is a direct, constant, and often violent threat to Indigenous sovereignty.
The MMIW crisis is funded by the oil industry through the creation of worker's "man camps" near reserve land. These "man camps" are nothing but pits of sexual violence and human trafficking of Indigenous women and girls. I am not exaggerating; this is well studied and well documented.
Resources & Sources:
To become an âenergy superpowerâ, Canada wants to bulldoze Indigenous rights (START HERE!)
Indigenous Resistance to Alberta Oil and Gas Development Report
When the environment is destroyed, you're destroyed: Achieving Indigenous led pipeline justice
First Nations Consent Ignored as Canadians Asked to Subsidize LNG Expansion
Oil pipelines and food sovereignty: threat to health equity for Indigenous communities
Is Violence against Indigenous Women in âCanadaâs interestâ? Liquified Natural Gas in B.C., Sexual Violence & Narratives of Terra Nullius
The colonial playbook never ended, Canadaâs pipeline deal proves it
Stand together: Alberta's First Nations and non-Indigenous unite against Big Oil
i have a suggestion
I just started empire of silence and his mother being late to his birth fucking sent me. Dr Doofensmirtz type shit right there
OP: The carp leaping over the dragon gate 鲤鹟čˇéžé¨ is a classic Chinese folk symbol. It stands for people overcoming hardships to achieve success. We often use it to wish others a bright future and smooth progress. If you spot a carp leaping over the Dragon Gate, good luck will come your way.
everyone's talking about the ibs/autism haha funny comparison thing while I'm still stuck on the concept that hamsters exist in the wild. like naturally
tf do you mean they're a wild creature. you find those ankle-biters at the pet store
Not a biologist, but the evolution of mammals is way more granular than you might expect. Humans are the sole surviving species of the genus Homo, which was a real party before the other ones went extinct. You're in for a fun time.
Domestic cats are believed to be domesticated not from tigers, but from the African wildcat:
Which evolved to be small just because it's sometimes more useful to be small.
And no, hamsters are not off-brand rats. They're part of the rodent order, which includes beavers, moles, capybaras, guinea pigs (yes, also wild) and lots of other fun things:
Shit. This dude knows an extreme amount about a niche subject. Crazy what you can accomplish when you have treatment resistant IBS
I want it on record that I shit mostly normal.
i think it is important to recognize the ways in which your favorite thing sucks. i think it keeps u normal
prev im so sorry to put you on blast like this but please know this had me in hysterics
"Oh yeah, we have an outdoor Corgi, he just gets so bored cooped up inside all day. He knows to stay off the road. Don't worry, he's way too smart for coyotes and the neighbor's know to look out when they drive past."
"Us? Oh, of *course* our Dachshund sleeps inside- we just let him out in the morning and make sure he comes back for dinner. He just does his own thing, no worries."
"Um, you know it's not humane to keep a chihuahua confined to an apartment? They're dogs, they're natural predators. They need to experience hunting behaviors or they get depressed. No we don't leash ours, he absolutely hates it, we just let him come and go whenever."
Yall get how fucking stupid that sounds, right? So stop letting your goddamn cats get eaten and attacked and infected and hit by cars
A toddler would probably love full unattended access to the neighborhood too, but we don't do that either, do we
It's 2026, "keep your damn pet in a house or in your view" should not be controversial
I had to go on a hunt for this but it was worth it. 100% agree
Most major corporations â from airlines to social media platforms â now aspire to become unregulated banks. Bankification today accounts for
This is a long read, but worth it. Some takeaways:
-Donât use âbuy now pay later.â The fine print isnât what it seems.
-The fine print on medical financing, store credit cards, and contactless payment is also not what it seems.
-Payday loans are still predatory, even when offered by your employer
-Rewards programs are an income stream for the companies that run them. The points systems are manipulated so that the house always wins. They depend on people leaving money in rewards accounts and not in interest-bearing traditional bank accounts.
-Electronic payment apps like VenMo are not banks. You donât earn interest. Your money is not protected.
-Your financial information is not private if your money is not kept in a regulated bank.
-None of this is regulated by the FDIC. Your money is not protected if it is held by a non-bank doing banking business. Our economy is not protected from the collapse of financial institutions that are not banks.
-The Biden administration was making progress in increasing accountability for non-banks operating as predatory financial services providers. The current administration is reversing those protections to favor corporations.
Oh boy.
 A third of younger Americans hold their savings on nonbank tech platforms like Venmo
PEOPLE! DO NOT LEAVE YOUR MONEY IN VENMO OR APPLE PAY OR ANY OF THIS SHIT. FOR THE LOVE OF GOD GO FIND A REAL BANK OR A CREDIT UNION.
If Venmo were to close tomorrow all your money would vanish. There's no insurance or guarantee on any of these things. I know banks aren't great but legit banks will have the "FDIC insured" logo on their doors and websites, which means if my bank goes under tomorrow I still get my money back. Also I guarantee you there is a credit union somewhere in your town, go find it.
You can leave some money in Venmo or Apple pay or whatever, but NOT ALL OF IT for the love of God.
FYI this is what the logo looks like and Apple Cash is FDIC insured.
No, it's misleading. Go to Green Dot's T&Cs, search for "FDIC," and you'll come across this:
your funds are insured up to $250,000 by the FDIC in the event Green Dot Bank fails
In the event Green Dot Bank fails. Meaning the only time your money is protected is if Green Dot goes under. Not if Apple goes under (unlikely, granted). Or if Apple changes its terms (entirely possible). Or if you got scammed. Or if Apple freezes your account because they think you're the one scamming. Or any of the other countless mishaps your money could suffer. Green Dot is insured, but Apple Cash is not.
This is the disclaimer (highlighted) you see before you set up Apple Cash:
I really need my followers, especially younger ones, to read this.
And DO NOT get store credit cards, they are money sucks and difficult to cancel.
As someone who's worked in the industry for a decade now, here's a quick rundown (US specific,) of what your schools and parents didn't teach you:
For the love of god get an account at a federally insured institution. Look for FDIC (banks) or NCUA (credit unions) insured and regulated financial institution. They are legally required to have this status publicly available and accessible so it's not hard to find.
The FDIC and/or NCUA will insure your accounts up to $250,000 PER AUTHORIZED SIGNER and per account type. These are factors to max your coverage to even higher than $250k but the key point is that if something happens to your bank or accounts there, that first $250k of your money is secured anyway.
Banks are for profit. Credit Unions are exactly what it sounds like: unions. They are not for profit and member owned.
Bigger institutions have more money and resources at their disposal; they have the fancier apps, 24/7 phone banking and more locations. But watch out! They are no different than any other large corporation you've heard of when it comes to ethics. Smaller institutions have more limitations, and lesser size is not an indicator of morality, but it's something to consider when choosing where to keep your money.
These institutions, regardless of what kind you choose, will offer interest bearing accounts. Money Market Savings and Time Accounts (also called Certificates of Deposit,) are popular choices to put the money you already have to work for you. You can earn money just for having your money in an interest bearing account type.
All financial institutions charge fees of one sort or another. They are offering products and services, after all. Nothing is free! They will also disclose options to avoid paying those fees, usually based around meeting specific criteria such as minimum balances or direct deposits.
Take this information and do your own research so that you can make an informed decision. Now you know what to look for! Don't be taken advantage of!
Most major corporations â from airlines to social media platforms â now aspire to become unregulated banks. Bankification today accounts for
This is a long read, but worth it. Some takeaways:
-Donât use âbuy now pay later.â The fine print isnât what it seems.
-The fine print on medical financing, store credit cards, and contactless payment is also not what it seems.
-Payday loans are still predatory, even when offered by your employer
-Rewards programs are an income stream for the companies that run them. The points systems are manipulated so that the house always wins. They depend on people leaving money in rewards accounts and not in interest-bearing traditional bank accounts.
-Electronic payment apps like VenMo are not banks. You donât earn interest. Your money is not protected.
-Your financial information is not private if your money is not kept in a regulated bank.
-None of this is regulated by the FDIC. Your money is not protected if it is held by a non-bank doing banking business. Our economy is not protected from the collapse of financial institutions that are not banks.
-The Biden administration was making progress in increasing accountability for non-banks operating as predatory financial services providers. The current administration is reversing those protections to favor corporations.
Oh boy.
 A third of younger Americans hold their savings on nonbank tech platforms like Venmo
PEOPLE! DO NOT LEAVE YOUR MONEY IN VENMO OR APPLE PAY OR ANY OF THIS SHIT. FOR THE LOVE OF GOD GO FIND A REAL BANK OR A CREDIT UNION.
If Venmo were to close tomorrow all your money would vanish. There's no insurance or guarantee on any of these things. I know banks aren't great but legit banks will have the "FDIC insured" logo on their doors and websites, which means if my bank goes under tomorrow I still get my money back. Also I guarantee you there is a credit union somewhere in your town, go find it.
You can leave some money in Venmo or Apple pay or whatever, but NOT ALL OF IT for the love of God.
FYI this is what the logo looks like and Apple Cash is FDIC insured.
No, it's misleading. Go to Green Dot's T&Cs, search for "FDIC," and you'll come across this:
your funds are insured up to $250,000 by the FDIC in the event Green Dot Bank fails
In the event Green Dot Bank fails. Meaning the only time your money is protected is if Green Dot goes under. Not if Apple goes under (unlikely, granted). Or if Apple changes its terms (entirely possible). Or if you got scammed. Or if Apple freezes your account because they think you're the one scamming. Or any of the other countless mishaps your money could suffer. Green Dot is insured, but Apple Cash is not.
This is the disclaimer (highlighted) you see before you set up Apple Cash:
I really need my followers, especially younger ones, to read this.
And DO NOT get store credit cards, they are money sucks and difficult to cancel.
As someone who's worked in the industry for a decade now, here's a quick rundown (US specific,) of what your schools and parents didn't teach you:
For the love of god get an account at a federally insured institution. Look for FDIC (banks) or NCUA (credit unions) insured and regulated financial institution. They are legally required to have this status publicly available and accessible so it's not hard to find.
The FDIC and/or NCUA will insure your accounts up to $250,000 PER AUTHORIZED SIGNER and per account type. These are factors to max your coverage to even higher than $250k but the key point is that if something happens to your bank or accounts there, that first $250k of your money is secured anyway.
Banks are for profit. Credit Unions are exactly what it sounds like: unions. They are not for profit and member owned.
Bigger institutions have more money and resources at their disposal; they have the fancier apps, 24/7 phone banking and more locations. But watch out! They are no different than any other large corporation you've heard of when it comes to ethics. Smaller institutions have more limitations, and lesser size is not an indicator of morality, but it's something to consider when choosing where to keep your money.
These institutions, regardless of what kind you choose, will offer interest bearing accounts. Money Market Savings and Time Accounts (also called Certificates of Deposit,) are popular choices to put the money you already have to work for you. You can earn money just for having your money in an interest bearing account type.
All financial institutions charge fees of one sort or another. They are offering products and services, after all. Nothing is free! They will also disclose options to avoid paying those fees, usually based around meeting specific criteria such as minimum balances or direct deposits.
Take this information and do your own research so that you can make an informed decision. Now you know what to look for! Don't be taken advantage of!
say what u want about the manscaped ads I know they are shit, all of them but the âevil, sinister, malcontent, ballsâ one puts me into fucking hysterics actually
please this is SO funny
HUH?!
come over
American diet and "healthy living" culture is insane and runs DEEP
who the heck is eating dice, cards, and pool
WHAT is the first one supposed to be? It looks like 'piecing between meals' to me, but that can't be what it says, right?
It does in fact say âpiecing between mealsâ and it refers to snacking
I'm more struck by the fact that the progression set forth here implies that laudanum and cocaine are less concerning that spicing your food.
Organised crime? Nah girl I'm into disorganised crime. If a goon doesn't have ADHD they aren't getting hired
Cops can't stop us if they don't know what we're doing, and they can't find out if we have no idea either
Nah I'm safe it wouldn't happen twice
Minions stop this post from reaching 1k
On it, boss! Gettin' this post to 10k, just like you said!
oh this phrase is not going to leave my mind for a solid week at least. obsessed with this collection of words
le doohickie in question btw: