~banishment spell~

hi i'm anni! I like cartoons, webcomics and drawing! knda genderfluid, they/them pronouns thank you In case you're following me for my art check out my artblog! also, a separate blog for fanart and sillier stuff - aghhtdraws.tumblr.com Otherwise tho, this blog also has art tags: >>everything<< >>drawings<< the queue is currently ON. currently: going offline. still taking a few breaks at a time.

[a-silly-poll-side-blog-yay]

the last food you ate is your nickname now how is it going

good

bad

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results

Remaining time: 17 hours 27 minutes

[daftdan]

GKND poster I used their weapons and clothes from the 2025 animatic <]:)

[bitchesgetriches]

Everything Is Becoming a Bank

Most major corporations — from airlines to social media platforms — now aspire to become unregulated banks. Bankification today accounts for

[apatosaurus]

This is a long read, but worth it. Some takeaways:

-Don’t use “buy now pay later.” The fine print isn’t what it seems.

-The fine print on medical financing, store credit cards, and contactless payment is also not what it seems.

-Payday loans are still predatory, even when offered by your employer

-Rewards programs are an income stream for the companies that run them. The points systems are manipulated so that the house always wins. They depend on people leaving money in rewards accounts and not in interest-bearing traditional bank accounts.

-Electronic payment apps like VenMo are not banks. You don’t earn interest. Your money is not protected.

-Your financial information is not private if your money is not kept in a regulated bank.

-None of this is regulated by the FDIC. Your money is not protected if it is held by a non-bank doing banking business. Our economy is not protected from the collapse of financial institutions that are not banks.

-The Biden administration was making progress in increasing accountability for non-banks operating as predatory financial services providers. The current administration is reversing those protections to favor corporations.

[mierac]

Oh boy.

 A third of younger Americans hold their savings on nonbank tech platforms like Venmo

PEOPLE! DO NOT LEAVE YOUR MONEY IN VENMO OR APPLE PAY OR ANY OF THIS SHIT. FOR THE LOVE OF GOD GO FIND A REAL BANK OR A CREDIT UNION.

If Venmo were to close tomorrow all your money would vanish. There's no insurance or guarantee on any of these things. I know banks aren't great but legit banks will have the "FDIC insured" logo on their doors and websites, which means if my bank goes under tomorrow I still get my money back. Also I guarantee you there is a credit union somewhere in your town, go find it.

You can leave some money in Venmo or Apple pay or whatever, but NOT ALL OF IT for the love of God.

[jenniferdub]

FYI this is what the logo looks like and Apple Cash is FDIC insured.

[idroolinmysleep]

No, it's misleading. Go to Green Dot's T&Cs, search for "FDIC," and you'll come across this:

your funds are insured up to $250,000 by the FDIC in the event Green Dot Bank fails

In the event Green Dot Bank fails. Meaning the only time your money is protected is if Green Dot goes under. Not if Apple goes under (unlikely, granted). Or if Apple changes its terms (entirely possible). Or if you got scammed. Or if Apple freezes your account because they think you're the one scamming. Or any of the other countless mishaps your money could suffer. Green Dot is insured, but Apple Cash is not.

This is the disclaimer (highlighted) you see before you set up Apple Cash:

[heywriters]

I really need my followers, especially younger ones, to read this.

And DO NOT get store credit cards, they are money sucks and difficult to cancel.

[julevanwilde]

As someone who's worked in the industry for a decade now, here's a quick rundown (US specific,) of what your schools and parents didn't teach you:

For the love of god get an account at a federally insured institution. Look for FDIC (banks) or NCUA (credit unions) insured and regulated financial institution. They are legally required to have this status publicly available and accessible so it's not hard to find.

The FDIC and/or NCUA will insure your accounts up to $250,000 PER AUTHORIZED SIGNER and per account type. These are factors to max your coverage to even higher than $250k but the key point is that if something happens to your bank or accounts there, that first $250k of your money is secured anyway.

Banks are for profit. Credit Unions are exactly what it sounds like: unions. They are not for profit and member owned.

Bigger institutions have more money and resources at their disposal; they have the fancier apps, 24/7 phone banking and more locations. But watch out! They are no different than any other large corporation you've heard of when it comes to ethics. Smaller institutions have more limitations, and lesser size is not an indicator of morality, but it's something to consider when choosing where to keep your money.

These institutions, regardless of what kind you choose, will offer interest bearing accounts. Money Market Savings and Time Accounts (also called Certificates of Deposit,) are popular choices to put the money you already have to work for you. You can earn money just for having your money in an interest bearing account type.

All financial institutions charge fees of one sort or another. They are offering products and services, after all. Nothing is free! They will also disclose options to avoid paying those fees, usually based around meeting specific criteria such as minimum balances or direct deposits.

Take this information and do your own research so that you can make an informed decision. Now you know what to look for! Don't be taken advantage of!

[mr-croma]

Happy anniversary :]

[poopy-pants-gremlin]

That's it, that's the plot

[jdebbiel]

make it exist first

you can make it good later

[janegumball]

⭐️Through the Generations⭐️

Happy to share that these will be unlockable pin designs in my upcoming pony pin kickstarter!

Sign up to be notified when the KS goes live 💕

[halethleia]

one of the funniest and saddest parts of project hail mary is that stratt absolutely did kidnap a guy to send off to die in space without hesitation but also made sure to pack all his funky t-shirts and favorite sweater and his crochet earth ball and his favorite coffee settings so!

[shelberrie]

Saint Valentine, model and manager of Valentine's Angels ❤️✨🪽

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[qamar2026]

I write these words with a broken heart. To those who read this and choose to ignore it, you can simply scroll past, but I am living through the most difficult moments of my life. My husband is slowly dying before my eyes. Due to a severe head and jaw injury, he has been unable to eat or drink for over a week, his weight has dropped to just 39 kilograms, and he is suffering from severe, life-threatening malnutrition.

[qamar2026]

The doctors confirmed he needs urgent surgery, but we can't afford the operation and treatment. I feel helpless watching him weaken day by day, while time is running out.💔

chuffed - Vetted#53

[qamar2026]

I'm not asking for the impossible; I'm simply asking for a chance to save his life. Please, if you can't donate, don't hesitate to share our story. It might reach someone who can give him a new lease on life.💔🙏

[wurmzone]

unrestrained summer fun

[pingnova]

[helphusam12]

💔 I am a father of five, and I live with my wife and children in extremely harsh conditions. We are seven people trying to survive day after day amidst the ongoing war in Gaza.

Help Hussam and his family in Gaza

Hello, I'm Shadow and I'm raising money for my friend Hussam and his family who are facing war and hardship in Gaza:

🏕️ Many people think the war is over, but for us, it hasn't. It may have disappeared from the news screens, but the truth is that the danger persists, displacement and forced migration are still a part of our lives, and fear is our constant companion.

👨‍👩‍👧‍👦 I cannot go to work or provide for my family's needs because I stay in the tent to protect and care for my children in these difficult circumstances.

🍼 My youngest daughter desperately needs milk. 👶 She also needs diapers and clothes. 💔 I am unable to provide these basic necessities for her.

🙏 I am writing these words and appealing to anyone who can help. Any support, no matter how small, can make a huge difference in my children's lives and give us hope during these difficult times.

🌍 If you are unable to donate, sharing this post may help our story reach people who can help

🤲 We ask for nothing more than the opportunity to live with dignity and provide for our children's basic needs.

❤️ A heartfelt thank you to everyone who reads, shares, or offers any kind of support. Every little bit of help means the world to us..

This is our tattered tent.

Help Hussam and his family in Gaza

Hello, I'm Shadow and I'm raising money for my friend Hussam and his family who are facing war and hardship in Gaza:

[itsoverfeeling]

that woman is not his little sister, shes his grown ass adult coworker

[itsoverfeeling]

also not his daughter

[gremlininho]

let me. innnnnnnnnnnnnnnnnnnnnn

[tsuquilisda]

rebecca black was right. It’s Friday

[homophobla]

Twice a year in Hawaii the sun passes directly overhead and objects cast no shadow. It’s a phenomenon called “Lahaina Noon”

[phoenix-theurge]

You're full of shit, Hawaiians are just able to levitate coconut milk.

[the-irreverend]

Here's to hellsite solidarity!