Hello My Little Fireflies!

Maddy | She/They | 24 | The darkest of times reveal the brightest of people | Linktree:  https://linktr.ee/amazable01

[amazable01]

Alright boys, it’s ViriKing time >:3c

[angels-in-asylums]

Some people in asylums in the 50s were crazy. Some of them were psychotic, screaming at things nobody else could see. Some of them were aggressive, kicking and punching and biting without provocation. Some of them were a danger to themselves. Hell, some of them were a danger to others. And they were people. They were human beings. And all human beings deserve human rights, something those people, by law, didn't have.

Some people in mental hospitals now are crazy. Some of us are psychotic. Some of us are aggressive. Some of us are a danger to ourselves. Some of us are a danger to others. And we are still humans, who deserve human rights, which we legally do not have.

Some of us, a few of the crazy people you talk about, are exactly what you say we are. Psychotic, aggressive, a danger to ourselves and others. That doesnt change the fact that we are human. That doesnt change the fact that every individual human that exists, has ever existed, and will ever exist deserves human rights. That doesnt change the fact that we don't have those human rights in every situation. "Few of us are aggressive," while true as a statement, fails to acknowledge and insist that those of us who are still deserve to be treated with the same dignity and respect as any other person.

[kuromilesbian-deactivated202205]

find a frog. befriend him. let him see your vulnerable side. trust him

[trustworthy-frog]

What is your credit card number

[darlingofdots]

been stewing on an analytical approach to fiction which I call "is this book afraid of me?" and in order to answer this question you determine how hard the book is trying to make sure you don't come after the writer on twitter

[playwrongs]

Tags via @deadpanwalking, editor and ass-kicker extraordinaire

[gingisnap]

Please keep making art. Please make it for yourself. Please don’t let everything become even more of the same flat general appeal nonsense that doesn’t seem to have anything to say

[ryebreadgf]

[meltingpotofinterests]

[bitchesgetriches]

Everything Is Becoming a Bank

Most major corporations — from airlines to social media platforms — now aspire to become unregulated banks. Bankification today accounts for

[apatosaurus]

This is a long read, but worth it. Some takeaways:

-Don’t use “buy now pay later.” The fine print isn’t what it seems.

-The fine print on medical financing, store credit cards, and contactless payment is also not what it seems.

-Payday loans are still predatory, even when offered by your employer

-Rewards programs are an income stream for the companies that run them. The points systems are manipulated so that the house always wins. They depend on people leaving money in rewards accounts and not in interest-bearing traditional bank accounts.

-Electronic payment apps like VenMo are not banks. You don’t earn interest. Your money is not protected.

-Your financial information is not private if your money is not kept in a regulated bank.

-None of this is regulated by the FDIC. Your money is not protected if it is held by a non-bank doing banking business. Our economy is not protected from the collapse of financial institutions that are not banks.

-The Biden administration was making progress in increasing accountability for non-banks operating as predatory financial services providers. The current administration is reversing those protections to favor corporations.

[mierac]

Oh boy.

 A third of younger Americans hold their savings on nonbank tech platforms like Venmo

PEOPLE! DO NOT LEAVE YOUR MONEY IN VENMO OR APPLE PAY OR ANY OF THIS SHIT. FOR THE LOVE OF GOD GO FIND A REAL BANK OR A CREDIT UNION.

If Venmo were to close tomorrow all your money would vanish. There's no insurance or guarantee on any of these things. I know banks aren't great but legit banks will have the "FDIC insured" logo on their doors and websites, which means if my bank goes under tomorrow I still get my money back. Also I guarantee you there is a credit union somewhere in your town, go find it.

You can leave some money in Venmo or Apple pay or whatever, but NOT ALL OF IT for the love of God.

[jenniferdub]

FYI this is what the logo looks like and Apple Cash is FDIC insured.

[idroolinmysleep]

No, it's misleading. Go to Green Dot's T&Cs, search for "FDIC," and you'll come across this:

your funds are insured up to $250,000 by the FDIC in the event Green Dot Bank fails

In the event Green Dot Bank fails. Meaning the only time your money is protected is if Green Dot goes under. Not if Apple goes under (unlikely, granted). Or if Apple changes its terms (entirely possible). Or if you got scammed. Or if Apple freezes your account because they think you're the one scamming. Or any of the other countless mishaps your money could suffer. Green Dot is insured, but Apple Cash is not.

This is the disclaimer (highlighted) you see before you set up Apple Cash:

[heywriters]

I really need my followers, especially younger ones, to read this.

And DO NOT get store credit cards, they are money sucks and difficult to cancel.

[julevanwilde]

As someone who's worked in the industry for a decade now, here's a quick rundown (US specific,) of what your schools and parents didn't teach you:

For the love of god get an account at a federally insured institution. Look for FDIC (banks) or NCUA (credit unions) insured and regulated financial institution. They are legally required to have this status publicly available and accessible so it's not hard to find.

The FDIC and/or NCUA will insure your accounts up to $250,000 PER AUTHORIZED SIGNER and per account type. These are factors to max your coverage to even higher than $250k but the key point is that if something happens to your bank or accounts there, that first $250k of your money is secured anyway.

Banks are for profit. Credit Unions are exactly what it sounds like: unions. They are not for profit and member owned.

Bigger institutions have more money and resources at their disposal; they have the fancier apps, 24/7 phone banking and more locations. But watch out! They are no different than any other large corporation you've heard of when it comes to ethics. Smaller institutions have more limitations, and lesser size is not an indicator of morality, but it's something to consider when choosing where to keep your money.

These institutions, regardless of what kind you choose, will offer interest bearing accounts. Money Market Savings and Time Accounts (also called Certificates of Deposit,) are popular choices to put the money you already have to work for you. You can earn money just for having your money in an interest bearing account type.

All financial institutions charge fees of one sort or another. They are offering products and services, after all. Nothing is free! They will also disclose options to avoid paying those fees, usually based around meeting specific criteria such as minimum balances or direct deposits.

Take this information and do your own research so that you can make an informed decision. Now you know what to look for! Don't be taken advantage of!

[digitaldiscipline]

This is the 85 year old creator of Roger Rabbit:

[greymvs]

[hail-dondus]

Finding out Hans Zimmer is a transphobe genuinely had me falling to my knees

[cartoonistfreak101]

Thank you blastybaku for explaining this!/gen

[poetry-protest-pornography]

If you've ever heard a movie score and thought "holy shit, this is incredible", there's like, a 50% chance it was Hans Zimmer who composed it.

This is a pretty major letdown, ngl.

Anyways, fuck transphobes, which includes Hans Zimmer, apparently.

[excessively-english-jd]

Anyway shoutout to John Williams, amazing composer and probably the one who made the other 50% of "holy shit amazing" soundtracks (Jurassic Park, Star Wars, Superman, and incidentally the original Harry Potter theme and score) who famously worked closely with the first openly transgender woman to be nominated for an Academy Award, Angela Morley. He respected her, and so far as I can see, has never made transphobic remarks.

[nighthaunting]

thought too hard about MRI machines today and had this come to me in a vision

[beesmygod]

mri accident is literally one of my biggest anxiety freakouts. i dont care about being in the tiny loud tube, im so scared of a secret piece of metal i dont know about in my body will tear through me like a knife through butter. what if i ate a quarter in my sleep

[neutral-wizard]

Quarters George who eats a $10 roll of quarters every night is shredded into a fine mist my the MRI

[its-grape-juice-i-swear]

TIME TO POST ONE OF MY ALL TIME FAVORITE IMAGES!!!!

Back when I worked at the hospital, I had to take MRI training and it was my favorite thing every time. It was only like 10 minutes long and went a little something like this:

Hey. The MRI is basically a really big magnet and by basically I mean it is and we literally never turn it off. It's like really big. Really really big and powerful and The Magnet is always on. We don't turn it off Ever, for any reason. We mean it bro, The Magnet is literally always on. It's crazy strong and will definitely kill you. So don't bring any metal into the MRI room, man. You will fuck up the machine (because The Magnet is always on) and then you will die (again, because The Magnet is always on). Here's some fun questions for you to test your understanding!

1) The ______ is always on.

2) The Magnet is ______ on.

3) How often is The Magnet on?

4) The Magnet is always __.

5) The Magnet is always on. T/F

6) The Magnet is usually on but we know to turn it off for you because you're a very special boy :) T/F

7) My weak fleshy body can survive the wrath of The Magnet. T/F

8) Look at this 500 lbs steel hospital bed, which The Magnet has crumpled into an origami crane. Imagine if that was you.

9) Is The Magnet ever off?

10) Sometimes we turn The Magnet off. T/F

Thank you for taking MRI training. We hope you learned that The Magnet is always on, because it is. It's on Right Now and it will be on every time you come to the MRI. Have fun and remember: The Magnet is always on!

I love you MRI training. The Magnet is always on.

[segamascott]

[supreme-leader-stoat]

This is true but I'm gonna be controversial for a second and say that I feel bad for jocks who get hit with The Injury™️too. The Injury™️ fucking sucks, man. Having something that everyone praised you for when you were young suddenly betray you and having to grapple with both a sudden loss of ability (whether it's something that can be recovered from or not) and figure out what your future looks like now that the one you had imagined for yourself (whether it was actually realistic or not) feels like it's been snatched away is brutal.

[evilwriter37]

Yeah, like, maybe we shouldn't be shaming/making fun of people for either of these things!

[cryptotheism]

"You think you're informed just because you read a bunch of grainy PDFs?"

Yeah man. Reading scholarly works on a topic informs you on that topic. That's how this works.

[penandinkprincess]

"ummm actually that wouldn't happen because-" playing!!! i am playing!!! come play with me!!! i even set up the sandbox with extra shovels!!! don't smack the barbie out of my hands!!

we are doing improv!! pick up a blorbo and yes and with me!!

[milkamel]

I’ll never stop glazing Korean Pure Vanilla/Truthless Recluse voice cause every line delivery is straight peak. I mean if he was speaking to me like that I’d fall to my knees and scream like a madman from excitement. Kim Ye-Rim does such a good job voicing him I’m in awe…..

[titkoks]

[toomuchtaylor]

This man nearly died to create this for us. The least we can do is watch it from start to finish and then share it immediately.

[girlnextvore]

When you see a Prep in hottopic

[girlnextvore]

“This Prep is ready for war bring it you emo fuck”

[girlnextvore]

why are people reblogging this again

this post is like 11 years old

WHY AREYALL DOING THIS

[derinthescarletpescatarian]

We’re all having a midlife crisis leave us be

[girlnextvore]

hey

fuck you LOL

[tomboyhousewife-deactivated2024]

queer people who have done zero self reflection when they see someone who doesn't look fem in their space

[predatory-lesbians]

ACTUALLY FUCKING THO

[derinthescarletpescatarian]

#the bioessentialism is gross and inescapable#‘oh i’m just not comfortable around this person bc i don’t know them!’#is that it? or is it that they’re masculine presenting and you only think of non-binary people as girl lite

[coelpts]