I Miss Tenna @black-star-kunzite - Tumblr Blog

it feels gurd when itouch my ouiner

Week 8 of crowdfunding! Major update!

So I went to my bank last week to discuss the teens of an auto loan and was advised that my bank was conservative and as such, wouldn't authorize an auto loan with someone who has my credit history (doesn't use credit cards but has an established history of on time rent and bill payments). However, the manager on staff advised me that even with my history most major auto dealers (such as the one I was looking at) would finance me, and that in my situation the best thing to do was to go ahead with the money I had even though it was a smaller downpayment than I wanted to do, secure a car so I could take extra shifts at other company sites, and return to discuss credit building options so I could refinance after a year or two.

I went ahead and did that, especially because I was coming to that conclusion as well. Unfortunately, her high estimate of what I'd be paying was somehow optimistic. I can manage the payments, especially with the additional hours I should be getting, but I'll definitely have to refinance at some point down the line.

As I mentioned in previous posts, the fundraiser has always been to recoup transit + the tow fees for the old car, and ideally some of the downpayment. In practice it's mostly gone towards recouping my transit cost, has made up the loss from towing, and hasn't helped much with the new car payments yet. I'm going to be keeping the fundraiser active to help me cover the car payments in case I see a lean month or two, though I'm hoping to be able to overpay on my monthly installments slightly occasionally so I can get this loan off my ass sooner. Because I have the car im going to be a little less stressed about meeting milestones, though I'm going to keep them at the same amount for now. I'm not anticipating any work on this car super quickly; at most I'll probably need to budget to get new tires around winter time.

As usual, the weekly goal is 250. We've raised 1514 out of 2373.

$FaeKhawal and ko-fi.com/rosebijoumme are my paylinks. I prefer cashapp because kofi takes a cut from me. I also have venmo and PayPal but those have my dead name, so dm me if you want to use those. You can also go directly through gfm, which will be linked in a reblog.

bijoumikhawal

In the past 6 months I moved states and had to sell my old car because i… Idris Arazi needs your support for Urgent Support Needed for Relia

bijoumikhawal

Part way into a new month! Updates:

-car insurance company wants to increase my rate by 100, im going to investigate to see if I can get something better.

-I moved, but it was kinda hectic and I ended up using the majority of the money I had on hand, so I'm rebuilding my meager savings for any emergencies and routine maintenance

-I was advised to doversify my credit so I can refinance the car in a year or two when I can show a better credit score, which annoyingly required a 400 usd downpayment for a card I'm only gonna use for gas. I can get that money back... if the bank decides ive been very good after an unknown length of time, or when I close the card.

-as can be seen ive given up on weekly posts because shits been draining and I haven't had time

All in all, not dying but im still hoping to meet my long term goals for fundraising

panicawa

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#Black Stars goin crazyyyyyyy

queerafricans

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loveridden1999

a good fan edit will change how to you listen a certain song forever

drops-of-universe

i be like “never again” and guess what i did? agained

designedslut

there is honestly no reason to lie to me. im too understanding. i get shit. i get life. i know that shit happens. just be straight up w me

paparaxote

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#louis de pointe du lac #claudia de pointe du lac #claudia iwtv #interview with the vampire #son.

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#I’m so entertained rn #queen deltarune #queen posting

annabelle--cane

can i use you as a substitute for forming my own opinions

I would usually caution against this but lucky for you all my opinions have always been correct so it's fine

andreweatspussy111

little gay ppl in my phone you’re in my pocket rn next to my boner

I’m gonna learn twi by talking to my 7yo cousin who won’t shut the fuck up I love her but good lord.

#she genuinely ahead of the game out of all her cousins in the US she’s the only one who was taught twi lmaooo

anarqueeen

The heros journey keeps trying to get me but ive been unloading an entire clip of 9mm into every mentor that tries to teach me anything. Ive killed 7 wizards this way.