Surprised to be a fandom old

I'm msilverstar pretty much everywhere (dreamwidth, ao3, bluesky, mastodon).  She/her. Lotrips, Hobbit RPF, FiKi, MCU mostly Stucky & SamBucky, now Heated Rivalry and RPF Hudcon.

[cuzherboyfriendistherockandroll]

guys i’m actually crying hudson’s bodyguard posted an edit of them to rihanna’s breakin dishes THREE DAYS AGO and we’re only finding out now

View this post on Instagram

[msilverstar]

All those people who say Hudson Williams charms everyone he meets are right: that includes his new bodyguard Brad, who posted this edit! The paparazzi in Paris are really aggressive, there's news about video of Hudson telling them to leave him alone, after they followed him to the house he's staying in. Sad that he needs protection, but at least they get along so well

[anonymusbosch]

i think it would be cool if duolingo had some kind of setting that says "I am over the age of twenty-five and really truly do not need more lessons about la escuela y los maestros y los adolescentes"

[msilverstar]

There's that, but also, it's so hard to parse the sentences with the animals behaving like humans: cats cooking! pigs going to restaurants! (as per prev). I would routinely make mistakes because the subject and verb did not make sense together.

[bitchesgetriches]

Everything Is Becoming a Bank

Most major corporations — from airlines to social media platforms — now aspire to become unregulated banks. Bankification today accounts for

[apatosaurus]

This is a long read, but worth it. Some takeaways:

-Don’t use “buy now pay later.” The fine print isn’t what it seems.

-The fine print on medical financing, store credit cards, and contactless payment is also not what it seems.

-Payday loans are still predatory, even when offered by your employer

-Rewards programs are an income stream for the companies that run them. The points systems are manipulated so that the house always wins. They depend on people leaving money in rewards accounts and not in interest-bearing traditional bank accounts.

-Electronic payment apps like VenMo are not banks. You don’t earn interest. Your money is not protected.

-Your financial information is not private if your money is not kept in a regulated bank.

-None of this is regulated by the FDIC. Your money is not protected if it is held by a non-bank doing banking business. Our economy is not protected from the collapse of financial institutions that are not banks.

-The Biden administration was making progress in increasing accountability for non-banks operating as predatory financial services providers. The current administration is reversing those protections to favor corporations.

[mierac]

Oh boy.

 A third of younger Americans hold their savings on nonbank tech platforms like Venmo

PEOPLE! DO NOT LEAVE YOUR MONEY IN VENMO OR APPLE PAY OR ANY OF THIS SHIT. FOR THE LOVE OF GOD GO FIND A REAL BANK OR A CREDIT UNION.

If Venmo were to close tomorrow all your money would vanish. There's no insurance or guarantee on any of these things. I know banks aren't great but legit banks will have the "FDIC insured" logo on their doors and websites, which means if my bank goes under tomorrow I still get my money back. Also I guarantee you there is a credit union somewhere in your town, go find it.

You can leave some money in Venmo or Apple pay or whatever, but NOT ALL OF IT for the love of God.

[jenniferdub]

FYI this is what the logo looks like and Apple Cash is FDIC insured.

[idroolinmysleep]

No, it's misleading. Go to Green Dot's T&Cs, search for "FDIC," and you'll come across this:

your funds are insured up to $250,000 by the FDIC in the event Green Dot Bank fails

In the event Green Dot Bank fails. Meaning the only time your money is protected is if Green Dot goes under. Not if Apple goes under (unlikely, granted). Or if Apple changes its terms (entirely possible). Or if you got scammed. Or if Apple freezes your account because they think you're the one scamming. Or any of the other countless mishaps your money could suffer. Green Dot is insured, but Apple Cash is not.

This is the disclaimer (highlighted) you see before you set up Apple Cash:

[heywriters]

I really need my followers, especially younger ones, to read this.

And DO NOT get store credit cards, they are money sucks and difficult to cancel.

[julevanwilde]

As someone who's worked in the industry for a decade now, here's a quick rundown (US specific,) of what your schools and parents didn't teach you:

For the love of god get an account at a federally insured institution. Look for FDIC (banks) or NCUA (credit unions) insured and regulated financial institution. They are legally required to have this status publicly available and accessible so it's not hard to find.

The FDIC and/or NCUA will insure your accounts up to $250,000 PER AUTHORIZED SIGNER and per account type. These are factors to max your coverage to even higher than $250k but the key point is that if something happens to your bank or accounts there, that first $250k of your money is secured anyway.

Banks are for profit. Credit Unions are exactly what it sounds like: unions. They are not for profit and member owned.

Bigger institutions have more money and resources at their disposal; they have the fancier apps, 24/7 phone banking and more locations. But watch out! They are no different than any other large corporation you've heard of when it comes to ethics. Smaller institutions have more limitations, and lesser size is not an indicator of morality, but it's something to consider when choosing where to keep your money.

These institutions, regardless of what kind you choose, will offer interest bearing accounts. Money Market Savings and Time Accounts (also called Certificates of Deposit,) are popular choices to put the money you already have to work for you. You can earn money just for having your money in an interest bearing account type.

All financial institutions charge fees of one sort or another. They are offering products and services, after all. Nothing is free! They will also disclose options to avoid paying those fees, usually based around meeting specific criteria such as minimum balances or direct deposits.

Take this information and do your own research so that you can make an informed decision. Now you know what to look for! Don't be taken advantage of!

[msilverstar]

If you use credit cards for major purchases like groceries and car repair, first of all pay them off ASAP! If you pay them in full on time every month, there's no interest or penalty. And if you get rewards, use them! You do not need to use them for air travel: there's usually a cash option that goes right back into your account.

[rockifresa]

[msilverstar]

Sebastian Stan, maybe from Cannes 2026?

[i-will-help-you-swim]

Reblog if you think asexuality is a legitimate sexuality.

I’m trying to prove something.

[cmoon-rabbit4-blog]

Reblog if your blog is a safe place for asexuals.

[maedaeeee]

hi i am asexual and i approve this message

[artemisiamasterofnone]

Hi I am the asexual

[obsessivebookwormalert]

hi, asexual

[nug-offical-deactiv]

hello all asexuals!!!

[trans-sans-offical]

I’m arospec, you’re all safe here :D

[mopni9051]

I’m aromantic and I have ace packmates and headmates and it’s totally valid •^-^•

[redcat55]

👍👍👍👍👍

[akuworld777]

I Am pan but everyone deserved all the respect 🫡👏👏👏

[touchofhemlocktea]

Aroace here.

[eisenkrahe]

How the hell does one go about judging what a “valid sexuality” is in the first place?

Leave Aro Ace people in peace.

[manny-jacinto]

Pedro Pascal shares this picture for Oscar Isaac's birthday (March 9, 2025)

[billy-crudup]

[robertreich]

The Real Message of Trump's Address to the Nation https://robertreich.substack.com/p/the-real-message-of-trumps-address

[msilverstar]

What an evil shitty sleazebag our president is, making it very clear he plans to steal the next election

[thundergrace]

that's hot

[cognitiveinequality]

[msilverstar]

Mamdani addressing wage theft and getting money owed to workers, so inspiring!

[russianblush]

bby 🥺

[msilverstar]

Connor Storrie

[chaneilkular]

JOHN BOYEGA Pirelli Calendar 2025

[queerautism]

Hey so as the economy continues to get worse in the next few years, gambling companies are going to go extra hardcore predatory as people become more desperate. Yes, even more than they already are. You have to promise me right now you're not going to fall for it. No gambling, okay?

This is going to be especially bad with prediction markets and sports gambling, and it's already really fucking bad. But it also goes for loot boxes, blind box collectables, trading card games, and ESPECIALLY gacha games.

[english-mace]

yes labubus are gambling

[lethalbutterfly]

I need everyone to remember:

The House Always Wins.

[msilverstar]

Get your adrenaline fix on rollercoasters or something, gambling is addictive and way too easy

[snowbairdd]

LUPITA NYONG'O attending "The Odyssey" New York Premiere (July 14, 2026)

[hr-rep]

In #myhrtimeline Shane is on Sesame Street to talk about good sportmanship whether it be a win or a loss and then a week later he tries to physically fight Scott on the ice after winning his game against him. Ilya sends him pretty much nonstop memes about this. Most of them are just Elmo wildly swinging his arms around w/ “you” attached.

[msilverstar]

Some said Shane would be dead-eyed, but I think he'd be deeply sincere.

Ilya would hang with the muppet Animal

[junkfoodcinemas]

Time Bandits (1981) dir. Terry Gilliam

[stainedglassboots-blog]

Let’s say you wanted to glue fabric to wood, but what do you use? What about glass to paper? This to That lets you choose two things you want to glue and lists what types of glue is best. (Because people have a need to glue things to other things!)

[dramaticthreads]

This is an incredibly awesome site.  Go check it out!

[aicosu]

Whhhhaaaaaattt!???

[techfails]

EVERYONE NEEDS TO KNOW ABOUT THIS

This is one of the first websites I was told about in props. It also has information about the toxicity, adhere time, price, and other stuff about the glues.

[geekhyena]

Useful for cosplayers and DIY!

[backofthebookshelf]

THIS IS MY FAVORITE WEBSITE

I consider it my duty as a librarian to make sure everyone knows about it.

[msilverstar]

This To That is around in all its Web 1.0 glory in 2026!

[cozyindungeon]

the way aragorn runs is so chaotic

[jesterbells]

@tathrin's tags have been vetted and approved

#that is a man who A: has tripped over his sword before and been laughed at by EVERY ELF IN RIVENDELL and is NOT going to do it again#and B: knows that he has more leg than anyone else in the room and is GOING TO USE IT BY GODS#he is COVERING GROUND with every step#he got that moniker of strider through HARD HONEST WORK (and very very big steps)#aragorn#lotr movies#viggo mortensen

[floating-in-the-blue]

#So basically. He runs like an actual real person would over uneven ground 😂#The Hollywood Run is pretty to watch sure but also takes place on a paved surface usually#There is no way to look dignified whilst running across lumpy bumpy ground down across a hill. Unless one is an actual gazelle#thankyou Mr. Viggo for that Real Human rep (saving @jonairadreaming's excellent tags because everyone who has ever tried running down an incline over uneven, possibly shifting, ground knows you try to get down there as fast as possible with the least amount of time of foot actually touching the ground and constantly being prepared to shift your weight to keep your balance. By the time the stones actually shift from your weight you already want to be two steps away)

[elodieunderglass]

He’s so leg

[fluentisonus]

Stephen Maturin + Animals

[msilverstar]

(Book Maturin, who is short, slight, dark and very weird)