[Gay Silence]

Lesbian. Gender-Fluid. She/He/E. Autistic. Artist. Feminist. Quinnette

[thetrainticket]

My new tattoo

I healed very quickly postpartum and I’m honestly angry about it. For me it felt like my body was trying to forget my son

Now it never can

[barstoolblues]

truly there are only so many words

[bitchesgetriches]

Everything Is Becoming a Bank

Most major corporations — from airlines to social media platforms — now aspire to become unregulated banks. Bankification today accounts for

[apatosaurus]

This is a long read, but worth it. Some takeaways:

-Don’t use “buy now pay later.” The fine print isn’t what it seems.

-The fine print on medical financing, store credit cards, and contactless payment is also not what it seems.

-Payday loans are still predatory, even when offered by your employer

-Rewards programs are an income stream for the companies that run them. The points systems are manipulated so that the house always wins. They depend on people leaving money in rewards accounts and not in interest-bearing traditional bank accounts.

-Electronic payment apps like VenMo are not banks. You don’t earn interest. Your money is not protected.

-Your financial information is not private if your money is not kept in a regulated bank.

-None of this is regulated by the FDIC. Your money is not protected if it is held by a non-bank doing banking business. Our economy is not protected from the collapse of financial institutions that are not banks.

-The Biden administration was making progress in increasing accountability for non-banks operating as predatory financial services providers. The current administration is reversing those protections to favor corporations.

[mierac]

Oh boy.

 A third of younger Americans hold their savings on nonbank tech platforms like Venmo

PEOPLE! DO NOT LEAVE YOUR MONEY IN VENMO OR APPLE PAY OR ANY OF THIS SHIT. FOR THE LOVE OF GOD GO FIND A REAL BANK OR A CREDIT UNION.

If Venmo were to close tomorrow all your money would vanish. There's no insurance or guarantee on any of these things. I know banks aren't great but legit banks will have the "FDIC insured" logo on their doors and websites, which means if my bank goes under tomorrow I still get my money back. Also I guarantee you there is a credit union somewhere in your town, go find it.

You can leave some money in Venmo or Apple pay or whatever, but NOT ALL OF IT for the love of God.

[jenniferdub]

FYI this is what the logo looks like and Apple Cash is FDIC insured.

[idroolinmysleep]

No, it's misleading. Go to Green Dot's T&Cs, search for "FDIC," and you'll come across this:

your funds are insured up to $250,000 by the FDIC in the event Green Dot Bank fails

In the event Green Dot Bank fails. Meaning the only time your money is protected is if Green Dot goes under. Not if Apple goes under (unlikely, granted). Or if Apple changes its terms (entirely possible). Or if you got scammed. Or if Apple freezes your account because they think you're the one scamming. Or any of the other countless mishaps your money could suffer. Green Dot is insured, but Apple Cash is not.

This is the disclaimer (highlighted) you see before you set up Apple Cash:

[heywriters]

I really need my followers, especially younger ones, to read this.

And DO NOT get store credit cards, they are money sucks and difficult to cancel.

[julevanwilde]

As someone who's worked in the industry for a decade now, here's a quick rundown (US specific,) of what your schools and parents didn't teach you:

For the love of god get an account at a federally insured institution. Look for FDIC (banks) or NCUA (credit unions) insured and regulated financial institution. They are legally required to have this status publicly available and accessible so it's not hard to find.

The FDIC and/or NCUA will insure your accounts up to $250,000 PER AUTHORIZED SIGNER and per account type. These are factors to max your coverage to even higher than $250k but the key point is that if something happens to your bank or accounts there, that first $250k of your money is secured anyway.

Banks are for profit. Credit Unions are exactly what it sounds like: unions. They are not for profit and member owned.

Bigger institutions have more money and resources at their disposal; they have the fancier apps, 24/7 phone banking and more locations. But watch out! They are no different than any other large corporation you've heard of when it comes to ethics. Smaller institutions have more limitations, and lesser size is not an indicator of morality, but it's something to consider when choosing where to keep your money.

These institutions, regardless of what kind you choose, will offer interest bearing accounts. Money Market Savings and Time Accounts (also called Certificates of Deposit,) are popular choices to put the money you already have to work for you. You can earn money just for having your money in an interest bearing account type.

All financial institutions charge fees of one sort or another. They are offering products and services, after all. Nothing is free! They will also disclose options to avoid paying those fees, usually based around meeting specific criteria such as minimum balances or direct deposits.

Take this information and do your own research so that you can make an informed decision. Now you know what to look for! Don't be taken advantage of!

[paranormal-taters]

hang on i need to review my entire post history from all time and make sure i haven't said anything embarrassing

[paranormal-taters]

awful news guys

[working-on-my-backwards-walk-de]

[isleofthings-deactivated2025042]

An excellent addition hiding in the tags

[disgustinggf]

[absoluteconceptofbeauty]

How about Other people start worrying about how I perceive them

[pooblet]

Dyke March London 2026

** TERFs, SWERFs, transmisogynists, & the like who interact with this post will be shamed & blocked 💖 **

[thetrainticket]

Had a lucid dream last night about my favorite OCs being in a TV show

They looked fantastic

[fincherly]

past-tense slogans

[fincherly]

we were farmers

[fincherly]

nationwide was on your side

[horrible-memes-deactivated20201]

You were in good hands

[fincherly]

because you were worth it

[fincherly]

only you couldve stopped forest fires

[catchymemes]

[cristalplanetheart]

[bigbigtruck]

sucking at something is the first step to getting good at it

[illmadekn1ght]

ohh my god but what if there is still time. what if there is still time. hey. there is still time? there is still time. have you heard. there is still time. hi. there is still time. did you know. there is still time.

[bettyrightnow]

blogging is too dignified a term for what i’m doing on here

[noahsfault]

One of the biggest tragedies of half the TADC fandom rejecting Jax's transness is they're not appreciating the fact that goose trojan horsed her transfem character in the shell of a tumblr sexyman and then made it canon in cinemas

You are robbing yourself of how funny that is and I'm sad for you

[mzmzmzmz-deactivated20260529]

[is-the-fox-video-cute]

Imagine being so braindead that you think the UK being one of the most nature-depleted countries in the world is a good thing 🤡

[the-perfect-wagnerite-again]

wtf are you talking about, they didn't "deplete" the nature of their country, they cultivated their wilderness over centuries into some of the most idyllic pastoral landscapes in the entire world. And they did such a good job of it that the phrase "English countryside" is now synonymous with beauty and serenity and peacefulness. They didn't destroy their country's nature, they became its caretaker, they're right to be proud of it. All you're doing is pretending that the only kind of nature that should count is whatever is completely untouched by human hands.

[is-the-fox-video-cute]

The UK is literally ranked in the bottom 10% of most nature-depleted countries in the world. The 2023 State of Nature report shows just how dire the situation is. A third of UK bird species have declined since the 1990s, 97% of the UK's wildflower meadows have been lost since the 1930s, raw sewage is constantly being pumped into our rivers and seas with agricultural slurry also causing massive damage to rivers, three quarters of Britain's hedgehogs have been lost in the past 20 years and UK butterfly numbers are at their lowest ever, a sign of impending ecosystem collapse. Plus people in Britain are the most disconnected from nature in Europe.

Not to mention over populated deer destroying what little is left due to a lack of predators, 60 million non-native birds released for sport shooting every year, plus huge amounts of wildlife crime, including large numbers of birds of prey being shot/poisoned.

There is nothing beautiful about a sterile, ecologically damaged landscape that contains nothing but sheep and deer. Don't comment on something you clearly know nothing about. I live in England. I can see first hand just how dire the situation is.

[graaaaceeliz]

REBLOG TO ADD WE ARE NOW IN THE

BOTTOM 5%.

:)