Avery's Ramblings @aaaaaves - Tumblr Blog

Posts

eclecticopposition

what is THE worst thing you've ever drank. all liquids acceptable. please tell me what it was, bonus points for why

love-ardour-anarchism

Black coffee mixed with tumeric extract and vinegar.

Why? Mental illness.

aaaaaves

Black coffee mixed with liquid-IV

Why? Curiosity

Also I don't like coffee

bitchesgetriches

Most major corporations — from airlines to social media platforms — now aspire to become unregulated banks. Bankification today accounts for

apatosaurus

This is a long read, but worth it. Some takeaways:

-Don’t use “buy now pay later.” The fine print isn’t what it seems.

-The fine print on medical financing, store credit cards, and contactless payment is also not what it seems.

-Payday loans are still predatory, even when offered by your employer

-Rewards programs are an income stream for the companies that run them. The points systems are manipulated so that the house always wins. They depend on people leaving money in rewards accounts and not in interest-bearing traditional bank accounts.

-Electronic payment apps like VenMo are not banks. You don’t earn interest. Your money is not protected.

-Your financial information is not private if your money is not kept in a regulated bank.

-None of this is regulated by the FDIC. Your money is not protected if it is held by a non-bank doing banking business. Our economy is not protected from the collapse of financial institutions that are not banks.

-The Biden administration was making progress in increasing accountability for non-banks operating as predatory financial services providers. The current administration is reversing those protections to favor corporations.

mierac

Oh boy.

A third of younger Americans hold their savings on nonbank tech platforms like Venmo

PEOPLE! DO NOT LEAVE YOUR MONEY IN VENMO OR APPLE PAY OR ANY OF THIS SHIT. FOR THE LOVE OF GOD GO FIND A REAL BANK OR A CREDIT UNION.

If Venmo were to close tomorrow all your money would vanish. There's no insurance or guarantee on any of these things. I know banks aren't great but legit banks will have the "FDIC insured" logo on their doors and websites, which means if my bank goes under tomorrow I still get my money back. Also I guarantee you there is a credit union somewhere in your town, go find it.

You can leave some money in Venmo or Apple pay or whatever, but NOT ALL OF IT for the love of God.

jenniferdub

FYI this is what the logo looks like and Apple Cash is FDIC insured.

idroolinmysleep

No, it's misleading. Go to Green Dot's T&Cs, search for "FDIC," and you'll come across this:

your funds are insured up to $250,000 by the FDIC in the event Green Dot Bank fails

In the event Green Dot Bank fails. Meaning the only time your money is protected is if Green Dot goes under. Not if Apple goes under (unlikely, granted). Or if Apple changes its terms (entirely possible). Or if you got scammed. Or if Apple freezes your account because they think you're the one scamming. Or any of the other countless mishaps your money could suffer. Green Dot is insured, but Apple Cash is not.

This is the disclaimer (highlighted) you see before you set up Apple Cash:

heywriters

I really need my followers, especially younger ones, to read this.

And DO NOT get store credit cards, they are money sucks and difficult to cancel.

julevanwilde

As someone who's worked in the industry for a decade now, here's a quick rundown (US specific,) of what your schools and parents didn't teach you:

For the love of god get an account at a federally insured institution. Look for FDIC (banks) or NCUA (credit unions) insured and regulated financial institution. They are legally required to have this status publicly available and accessible so it's not hard to find.

The FDIC and/or NCUA will insure your accounts up to $250,000 PER AUTHORIZED SIGNER and per account type. These are factors to max your coverage to even higher than $250k but the key point is that if something happens to your bank or accounts there, that first $250k of your money is secured anyway.

Banks are for profit. Credit Unions are exactly what it sounds like: unions. They are not for profit and member owned.

Bigger institutions have more money and resources at their disposal; they have the fancier apps, 24/7 phone banking and more locations. But watch out! They are no different than any other large corporation you've heard of when it comes to ethics. Smaller institutions have more limitations, and lesser size is not an indicator of morality, but it's something to consider when choosing where to keep your money.

These institutions, regardless of what kind you choose, will offer interest bearing accounts. Money Market Savings and Time Accounts (also called Certificates of Deposit,) are popular choices to put the money you already have to work for you. You can earn money just for having your money in an interest bearing account type.

All financial institutions charge fees of one sort or another. They are offering products and services, after all. Nothing is free! They will also disclose options to avoid paying those fees, usually based around meeting specific criteria such as minimum balances or direct deposits.

Take this information and do your own research so that you can make an informed decision. Now you know what to look for! Don't be taken advantage of!

radiofreederry

Sounds hot

thatgoblinjess

adventureo

theres a whole album of song titles you can make just from the words of this tweet

rockergiirl

check out my next stoner metal ep, featuring such classics as:

Marijuanification

Complete Derangement

Stoned Sex Drive

Derangement Manifests a Literal Sex Demon

Monstrum Incarnate

Narcotic Parody of Sex

edjicatrydau-deactivated2026012

this makes smoking weed sound so much cooler than it is

kremlin

uninstall adobe acrobat. it is malware. it has been malware. these aren't opinions: acrobat meets the definition of malware.

it installs a user-login-time "startup" executable that ignores any windows directives to disable it on startup. doing so only removes the even-more-malicious taskbar-icon-creating advertisement-notification-creating process. no matter what you do, the sleeper "updater" process starts when you log in, and runs perpetually

it sends & receives encrypted network traffic both periodically and non-periodically. both are bad, both are suspicious, and a program doing both is more suspicious than the sum of their parts. and to boot: acrobat will polymorphically edit its code after such network activity

this isn't new: it has always done this. now, it does not even do the thing it is meant to: provide a way to interact with documents, which is amongst the very first features computers were built to provide. you can merely open PDFs and read some of their content in the narrow space between the requests for adobe to give them your money, and interface for features you cannot use (because you don't) or do not, have not, and will not ever need

adobe and microsoft would very much like the user's cultural norms around computers to allow for advertisement built into the local software and even operating system itself. the web being 100% advertisements was not enough! sure enough, acrobat will hijack the windows notifications system thing to give you the 2026 equivalent of pop-ups

i don't really know enough about windows software equivalents, so i'll paypal $20 to the first person that reblogs this with a list of 3-5 PDF reader/editor/etc acrobat equivalents that meet the following criteria:

open source, locally-built executables must match checksum of prebuilt distributed executable

no paid features/premium version/subscription/whatever

not a toy hobby project thing, must be windows-users-proof

cheers

andmaybegayer

Firefox's built-in PDF.js viewer: does everything you could want from a basic viewer, fast enough search, and can now do annotations for filling in forms and such

KDE Okular: is a decent viewer and can also do basic annotations, and is so not-a-toy that you can even download it on the Windows app store.

LibreOffice Draw: I don't ever really like having to open this but if you have to edit a PDF in detail it does work, and doesn't just vomit up a bunch of polygons when you give it text to work with. Better as an authoring tool than an editor.

audacityinblack

Also SumatraPDF if you just want a lightweight bare bones PDF viewer for things like reading ebooks and documentation.

natural-blogarithm

nice thing about being in a relationship with a tumblr mutual is that u can bother them into reblogging your flop posts its like nepotism for something that doesnt matter at all

pansylair

A great place to donate to First Nations groups impacted by the ongoing wildfires 👇

True North Aid provides practical humanitarian support to northern and remote Indigenous communities in Canada through community-led project

Also consider Mikinakoos' as they're extending support beyond their traditional service areas due to the scale of this emergency!

Donations for Namaygoosisagagun First Nation:

Individuals who support the goals and vision of AN7GC can make a donation. The ways to donate: call us, mail your donation, use Paypal or Ca

Donations for Whitesand First Nation:

aaaaaves

Something morbidly poetic about driving past a busy golfcouse full of identical looking unmasked white guys on my way home from work when the AQI is like 200 right now and I watched a dove that was sitting and panting near the loading dock at work die over the course of a few hours from either smoke inhalation or flu, I'm not sure (I was hoping it would get better).

aaaaaves

Today was a rough day between it just being an unusually heavy workload and the air quality making everything a little harder and it being really hot and the dove

#climate change #climate crisis #wildfire #air quality

sashayed

imagine being a bird watching hot ones. you'd be like "wtf is 'hot sauce,' peppers don't do that" bc you don't have the neural receptors that cause a burning sensation if your tissues come in contact with capsaicin; you can stick your whole head in a ghost pepper no problem, so you'd think, wow these bald apes are full of shit they are faking a whole big physiological response to normal food for entertainment. weird. and then you'd be like wait, what are they eating? what are they eating?

escuerzoresucitado

crpl-pnk

you ever realize how able bodied people just are not expected to do things that cause them excruciating physical pain? like they’re just. not

if i shouldn’t use my cane because i can sometimes technically walk without it, it would just hurt like a motherfucker then abled people should no longer be allowed to use potholders to take things out of the oven because i mean

well they could technically pick up a hot pan with their bare hands. it would just hurt like a motherfucker

crpl-pnk

*sees an abled person using potholders*

i just think it’s really sad that you’re giving up on yourself like that

crpl-pnk

if you use potholders how will you ever build up the calluses necessary to pick up scalding hot metal without burning yourself so severely? it’s like you’re not even trying to get better

darklingdawns

I mean, my mother uses potholders, but she’s in her 70s. You’re just… too YOUNG to be resorting to potholders at your age.

kipplekipple

If you start using potholders, your inability to hold hot metal will only get worse.

planouteverythingitwentwrong-de

As a professional cook I was, and still am, able to pick most stuff up out of an oven without a pot holder. I might get blisters and maybe it will hurt, but usually it won’t

crpl-pnk

AMAZING! based on this one specific individual’s experiences i will now safely assume that it’s possible for anyone to overcome hand pain & leave potholders behind for good!!! as long as you want it bad enough, anything is possible!! make this story go viral so that all those self pitying losers who still use potholders know that there’s no excuse

☆♡LIKE & SHARE IF YOU WERE INSPIRED!!!♡☆

cutecipher

"if there's a revolution disabled people might die" wow so glad thats not happening right now.

cutecipher

i just dont think communists are going to cut power to hospitals while on the other hand private equity might and quite literally "america" and its collaborators will bomb a childrens hospital

best-bird-tournament

Skimming the Wikipedia gallery for a vertically oriented great blue heron picture, and it's just a sea of carnage

That baby can eat!!!

aropride

youre monogamous? oh… it’s ethical, right? ethical monogamy? okay good for you! i mean pretty much every monogamous couple i’ve met didn’t work out but maybe you guys will beat the odds! haha. so is it a sex thing? you guys have sex with- just each other? huh. how does that work? i could never do monogamy, i’m too jealous, i’d worry my partner would leave me for someone else instead of dating us both… how do you deal with the jealousy? is it hard? like, how hard? extremely? do you think you’ll break up? i mean in the long run these things rarely work out,