[kuromi-hoemie]

hey um. so sorry to tell you this, but op of that post plays toys kinda weird. yeah you should just block them, that's not how normal people play with toys

[kuromi-hoemie]

this is what shipping discourse sounds like to me

[bitchesgetriches]

Everything Is Becoming a Bank

Most major corporations — from airlines to social media platforms — now aspire to become unregulated banks. Bankification today accounts for

[apatosaurus]

This is a long read, but worth it. Some takeaways:

-Don’t use “buy now pay later.” The fine print isn’t what it seems.

-The fine print on medical financing, store credit cards, and contactless payment is also not what it seems.

-Payday loans are still predatory, even when offered by your employer

-Rewards programs are an income stream for the companies that run them. The points systems are manipulated so that the house always wins. They depend on people leaving money in rewards accounts and not in interest-bearing traditional bank accounts.

-Electronic payment apps like VenMo are not banks. You don’t earn interest. Your money is not protected.

-Your financial information is not private if your money is not kept in a regulated bank.

-None of this is regulated by the FDIC. Your money is not protected if it is held by a non-bank doing banking business. Our economy is not protected from the collapse of financial institutions that are not banks.

-The Biden administration was making progress in increasing accountability for non-banks operating as predatory financial services providers. The current administration is reversing those protections to favor corporations.

[mierac]

Oh boy.

 A third of younger Americans hold their savings on nonbank tech platforms like Venmo

PEOPLE! DO NOT LEAVE YOUR MONEY IN VENMO OR APPLE PAY OR ANY OF THIS SHIT. FOR THE LOVE OF GOD GO FIND A REAL BANK OR A CREDIT UNION.

If Venmo were to close tomorrow all your money would vanish. There's no insurance or guarantee on any of these things. I know banks aren't great but legit banks will have the "FDIC insured" logo on their doors and websites, which means if my bank goes under tomorrow I still get my money back. Also I guarantee you there is a credit union somewhere in your town, go find it.

You can leave some money in Venmo or Apple pay or whatever, but NOT ALL OF IT for the love of God.

[jenniferdub]

FYI this is what the logo looks like and Apple Cash is FDIC insured.

[idroolinmysleep]

No, it's misleading. Go to Green Dot's T&Cs, search for "FDIC," and you'll come across this:

your funds are insured up to $250,000 by the FDIC in the event Green Dot Bank fails

In the event Green Dot Bank fails. Meaning the only time your money is protected is if Green Dot goes under. Not if Apple goes under (unlikely, granted). Or if Apple changes its terms (entirely possible). Or if you got scammed. Or if Apple freezes your account because they think you're the one scamming. Or any of the other countless mishaps your money could suffer. Green Dot is insured, but Apple Cash is not.

This is the disclaimer (highlighted) you see before you set up Apple Cash:

[heywriters]

I really need my followers, especially younger ones, to read this.

And DO NOT get store credit cards, they are money sucks and difficult to cancel.

[julevanwilde]

As someone who's worked in the industry for a decade now, here's a quick rundown (US specific,) of what your schools and parents didn't teach you:

For the love of god get an account at a federally insured institution. Look for FDIC (banks) or NCUA (credit unions) insured and regulated financial institution. They are legally required to have this status publicly available and accessible so it's not hard to find.

The FDIC and/or NCUA will insure your accounts up to $250,000 PER AUTHORIZED SIGNER and per account type. These are factors to max your coverage to even higher than $250k but the key point is that if something happens to your bank or accounts there, that first $250k of your money is secured anyway.

Banks are for profit. Credit Unions are exactly what it sounds like: unions. They are not for profit and member owned.

Bigger institutions have more money and resources at their disposal; they have the fancier apps, 24/7 phone banking and more locations. But watch out! They are no different than any other large corporation you've heard of when it comes to ethics. Smaller institutions have more limitations, and lesser size is not an indicator of morality, but it's something to consider when choosing where to keep your money.

These institutions, regardless of what kind you choose, will offer interest bearing accounts. Money Market Savings and Time Accounts (also called Certificates of Deposit,) are popular choices to put the money you already have to work for you. You can earn money just for having your money in an interest bearing account type.

All financial institutions charge fees of one sort or another. They are offering products and services, after all. Nothing is free! They will also disclose options to avoid paying those fees, usually based around meeting specific criteria such as minimum balances or direct deposits.

Take this information and do your own research so that you can make an informed decision. Now you know what to look for! Don't be taken advantage of!

[danielkahndyke]

[genderkoolaid]

its crazy that megan thee stallion is not considered a queer artist by some people. the woman is not shy about the fact that she finds women attractive and likes having sex with them. she references it pretty frequently in her music, she made a whole song about enjoying having threesomes with a woman and a man, she made a Jennifer's Body-themed music video, she had Victoria Monét full riding her thigh on stage at a coachella, and there's literally a video of a lesbian interviewing glorilla at a party & asking who she would date if she was queer and her immediate response is "megan. megan like girls!" and then megan turns around and immediately starts flirting with the interviewer. i don't know what more you want. that woman is Bi Sexual and we should all be thankful every day for that. bi women are still bi when they wanna fuck men too you know. the fucking of men is also done bisexually.

[genderkoolaid]

someone PLEASE call the gay people police !!!!!!! a queer woman of color is talking about being horny for women guys please we NEED to stop this quick!!!!!!!!!!!!!!!!!!!!!!!!!!

[genderkoolaid]

does a bi woman sexualizing women in her music & wanting an FMF threesome make her a gay icon

yes

veritably

indubitably

its a requirement actually

Remaining time: 4 days 8 hours

[genderkoolaid]

really good tags so far. also. just have to make this point:

meg's music in general is frequently very horny. when she includes her attraction to women in her music its sexual because when she includes her attraction to men in her music its sexual. she's a sexually explicit artist. you know. "your honor i'm a freak bitch handcuffs leashes" "hoes tryna get picked, i'm just tryna get dick" "mandatory that i get the head but no guarantees on the penetration" literally references pimping out men in her music all the time 1/2 of Wet Ass Pussy herself.

she very much depicts herself as a sexual subject and sexual actor in her music, someone who desires and chooses to act upon those desires with confidence and skill. and given how much intense misogynoiristic hate she gets from cishet men i think it should be very very obvious she's not faking being into women to get cis male approval!

so to assume that her talking about being sexually attracted to women and faking wanting a threesome with a man and a woman and faking having had and planning to continue having sex with women is her performing fake bisexuality to pander to straight men is laughable. and also disgustingly biphobic and racist. as with the original post, its very much an intersection of biphobia and anti-Blackness; there is no way for her to be a "good queer icon" to such people as shown above. this whole post could apply to Cardi B or any number of Black mspec artists, or just queer Black artists in general.

[serial-unaliver-deactivated2024]

[serial-unaliver-deactivated2024]

this post has more people in my inbox defending working for lockheed martin than you'd expect

[json-derulo]

it sucks that the overwhelming majority of medical messaging around salt/sodium is "evil poisonous substance that you're definitely already eating way too much of," because like. you do still need it. (trust me, as a POTS-haver, I've had to completely rewire my own brain about salt.) and you need more salt when the entire northern hemisphere is hot enough to fry an egg on. ever tried sucking down the recommended 64oz of hydration per day entirely as water, only to find you're peeing constantly without any of the purported benefits of being "hydrated"? assuming you don't have another medical condition that causes frequent urination, your body probably needed more salt/electrolytes to be able to hold onto that water and make use of it. if there was ever a time to keep a sports drink/pedialyte/etc within constant reach, it's when the heat index is 110°F/43°C.

[headspace-hotel]

Southern folks salt their watermelon for a reason I suppose

[technicoloryuri]

I love being in IT

[smorzinc]

are you having a fun International Bluescreen Day

[technicoloryuri]

I've recovered a letter from the front lines, it reads

"dear my beloved girl wife,

The hours are long and strenuous, and the bathrooms needlessly gendered. I'm being hailed as a hero for my work in the trenches, but I am merely a simple soldier. They shower us with praise and iced coffee, but the line barely moves in our favor. Bit locker holds us back more than any null file.

I fear I will have to work over time as the laptops continue to pile.

Wait for your darling my love

-a simple IT worker"

[technicoloryuri]

Can this get more notes please it's the only thing keeping me going

[copperbadge]

I'm hearing this with Ken Burns documentary banjos in the background, but played on a synth.

[rpepperpotshipssciencebros]

Happy International Bluescreen Day!

[mistflarden-deactivated20200816]

“In Europe they–”

WHERE in Europe??!? WHERE??? You mean Iceland?? Azerbaijan? The Netherlands? Liechtenstein???? THERE ARE 50 COUNTRIES IN EUROPE. ALL WITH DIFFERENT CULTURES. SO PRAY TELL ME, WHERE IN FUCKING EUROPE.

[eldriitchmurmurs]

in europe they got antisemitism

[number-one-malloc-appreciator]

[cbc-bb-deactivated20250802]

please be patient with me im from the 1900s

[ot3]

i think out of disrespect we should just start using "spamtenna moment" as shorthand for when a nothing tier yaoi ships between side characters somehow manages to eclipse in fandom popularity all of the central character relations of both the main cast and the rest of the side characters that aren't men. i think this should become such a widespread and entrenched form of fandom lingo for insulting ships that the next generation of teens will grow up understanding its meaning and not its origins in the same way teens of my generation used adjective!character parlance long before ever learning what bang paths were.

[catilinas]

friendly reminder that [the most cherrypicked interpretation of the text possible] <3

[mtgxfinalfantasyfa]

Raubahn, Bull of Ala Mhigo

PenekoR/п猫Ｒ: Tumblr / Twitter

Source: Card Scan

[politijohn]

Source

Some good news

[currentlycryingaboutlancelot]

today I learned that in 2008, the city council of florence overturned dante’s sentence of execution if he returned from exile. yes, dante’s inferno dante, who died in 1321.

but the funniest part of this is not that they were debating the exile of a man who has been dead for over 500 years.

the funniest part is that the vote was 19-5. five people voted to uphold dante’s exile.

[stabethadeathwhisper]

The objectively funniest part of this is actually that the city that holds his remains, Ravenna, refused to give his remains back. This was a ploy from florence to have his remains moved back for the tourist money and its been ongoing for a long time. Florence had a fake tomb built in the city to trick people into visiting, and have tried to force the return of the remains.

His actual caretakers have been very steadfast in keeping them hidden, moved, or generally out of reach to respect his choice in life to never, ever, ever return to florence, even when he was first offered the chance to return. This is at this point an almost millenium long feud that florence is really, really mad about losing

[mysteryteacup]

so basically the five people who wanted to uphold his exile were in the right

[hateusandseeifwemind]

[pinene]

Can anyone explain wtf is going on here especially a Korean speaker

[tadeadshihamurder]

someone on reddit explained 😭

[no-one-offical]

‎

[desmolbean404]

That is one of the most astronomical fuck up translations I have ever seen.

[sahonithereadwolf]

And this, children, is why you can't replace translation work with AI

[animentality]

[weirdgirl247]

every year small towns and indigenous communities across canada are burnt to nothing by horrific wildfires and americans go on the internet to complain about it and blame us bc the smoke has spread to their state. i’m so tired.

go yell at mark carney or your own local politicians about climate change and urge them to do more to stop it. the namaygoosisagagun first nation had their community destroyed today. you can find a link to donate to them here. donate to your local food bank. go to the beach next week when the smoke clears and you don’t have to think about it anymore while the people who’s lives have been destroyed will have to pick up the pieces and try to move forward when we are already in a huge cost of living crisis across the country.

[weirdgirl247]

rbing with other places you can donate to to support those impacted by the fires!

true north aid (an organization aimed at providing support to remote/northern indigenous people in canada)

canadian red cross wildfire fund

ontario spca and humane society (links to their donate page specifically aimed at supporting pets and animals in areas impacted by the fires)

and the anishinabek nation’s page where you can donate to support the namaygoosisagagun nation who had their land destroyed by the fires is still accepting donations