Not today Justin
d e v o n
Cosmic Funnies
No title available
⁂
Monterey Bay Aquarium
Discoholic 🪩
Keni
Xuebing Du
One Nice Bug Per Day
Acquired Stardust
i don't do bad sauce passes
No title available
noise dept.
No title available
Aqua Utopia｜海の底で記憶を紡ぐ
Mike Driver
almost home
let's talk about Bridgerton tea, my ask is open
roma★
seen from Czechia
seen from Germany
seen from United States
seen from Belgium
seen from Malaysia
seen from United Kingdom
seen from France
seen from United States
seen from Switzerland
seen from Russia
seen from Türkiye
seen from United Kingdom
seen from Germany
seen from United States
seen from United States
seen from United States
seen from Germany
seen from Switzerland
seen from Malaysia
seen from France
@sthrox
I TRIED MY BEST DRAWING THEM 😭 @sthrox
They are honestly so much fun to draw!!! The sillies ever
I'm not great at taking photos on my phone..
That was SO FAST OMG
You made them look so much better than I did lol I love them!! And yes Jim has a tail but I haven't decided what kind so it's under his long ass shirt lol
They look adorable!!! Thank you!!!!
You made me actually like Todd's design now lmao
“but what if you abort the baby who’ll cure cancer?!” sir the baby who will cure cancer is an organic chemistry major who works at a Home Depot because you use AI to go through your resumes
"I am, somehow, less interested in the weight and convolutions of Einstein’s brain than in the near certainty that people of equal talent have lived and died in cotton fields and sweatshops." - Stephen Jay Gould, The Panda's Thumb: More Reflections in Natural History
the "came back wrong" trope except like... they didnt. like this mad scientists wife died, and so he studied necromancy, brought her back, and she came back and it all worked. like she came back exactly the same as she was before with literally no difference. but the scientist guy is like "oh no... what have i done.... shes Different now!!!! she came back Wrong!!!!" and shes just like. chilling. reading a book. cooking dinner. shes just so so normal but in the guys mind hes like "oh shes soooo weird" but shes just normal
Peer reviewed tags from @somanyofthekids
NO its a JOKE and YOU DONT GET IT. ITS NOT THAT DEEP
While she was dead he put his memory of her on such a high pedestal that she could never live up to it alive
alternatively‚ she came back perfectly fine but he thinks she came back wrong‚ because the tragic reality is that he never actually knew his wife
im going INSANE thats MY POST.
It's your post but the journey to posting it changed it to such a degree that even its closest intimacies are now foreign to you. Sorry dude.
Please do not let debt collectors play in your face.
I am super busy so I honestly don’t even know if I should be taking the time to write this, but hopefully this will help those of you who may find yourself in a similar situation.
Earlier this year I received a letter of notice from a debt collector stating that they had acquired a debt supposedly belonging to me and that, per law, I have 30 days to dispute the debt. I immediately drafted a letter and sent it to both disputing the debt and request validation of the debt as well as possible settlement arrangements had they actually been able to validate said debt
I sent this letter via certified mail. Always certified mail.
About a week after the 30 day period for them to respond expired, I received a Phone call very specifically crafted in a way to invoke urgency and panic and suggest legal action. So, naturally, I called this number only to discover this was a different company that had only just recently acquired said supposed debt. I reiterated to them that I was disputing this debt and required validation in writing.
The initial conversation went smoothly, they then called me back the next day and became aggressive. They accused me of lying and did everything under the sun to try and trick me into validating this debt as mine so that they would not have to legally send me that validation. I, knowing my rights, insisted that I was disputing the debt and that they were required to send me validation despite them claiming that they were not and that they already had and many other number of lies. I refused to continue the conversation until someone had sent me validation to which they continually responded that they would be forwarding this to their legal department and blah blah blah blah blah.
Surprise surprise, I get a phone call today from yet another company, this one claiming to be in the process of forwarding my account to the county clerks office. That was an immediate red flag as the county clerk does not handle debt disputes. They would have to hire a lawyer in my state to handle this case. I asked what company this was as they had not stated initially, and when they told me I realized this was now another company who had purchased said alleged debt and we’re trying to collect on it. this one outright illegally threatening to take me to court knowing they weren’t.
Beyond that, he tried to lie to me and tell me that a debt validation was not what I thought it was and that a validation was actually just a notice that they had purchased a debt so when I received a letter stating that they had purchased this debt that would be a validation.
That is not true! Debt companies are legally required to send you notice of an allegedly acquired debt in writing and you have 30 days to dispute and request that validation. The company then has 30 days themselves to respond and validate your debt or the debt is forfeit. This man tried to lie to me and tell me that a notice was the same thing as a dead validation in order to trick me into paying a debt that he cannot validate that I am actively disputing.
This is now the fourth company that has attempted to collect on a debt they cannot validate. They know they cannot validate this debt and instead have relied on trying to trick me into paying it. These tactics would absolutely work if I did not have a sales background and or know my rights.
And this ladies and gentlemen is why you always always always dispute a debt. The last debt I disputed was immediately pulled from collections and that allowed me to get back in contact with the original creditor and work out a payment plan so that it would never hit my credit and keep my account with them current. This debt is invalid and therefore they cannot hit my credit with it nor can I collect on it or I will sue them.
If you guys have any questions about dealing with that collectors please ask me.
I'm not surprised they gave you the long ass run around on this.
For anyone that has a debt sold to a Collections Agency do exactly what OP did and request debt validation (Google-able). Most of the time, the Original company you owed debt to did not give them your Social Security Number or your date of birth; just a good phone number and address. In order to be held legally responsible for it and to be on your credit score, they need your SSN or DOB to prove it's yours.
Usually, they're initial call will say "Hey so before we can discuss your debt of $Xxxx, we need you to verify your SSN and DOB." They're lying. That means they want you to confirm it so they can legally pin that debt to you. If you send a Debt Validation letter VIA CERTIFIED MAIL, that Collections Agency has 30 days to prove you owe the debt and that it does in fact tie to you. Since in most cases they can't, they'll send a letter saying "We don't have the necessary information to collect on this debt. It is now null and void." Send copies of that to the credit bureaus, and they wipe it from your credit report.
With OP, they did the shadiest thing possible by constantly re-selling the debt, thus starting over that 30 day response period.
Never pay a debt unless you're certain that you owe it. Especially if it's for a deceased relative. Debt collection companies are especially predatory during the grieving period asking you to "Pay down the debt" or "Clear their good name". Unless you (co)signed, don't give them anything. The debt will get written off on their taxes. If you do pay, you're locked in on that debt. You basically showed "willingness and ability to pay" which is all they need.
I gotta say... even if you *are * "certain you owe it", get it validated. If someone forgot to make sure to dot all the i's and cross all the t's and didn't connect the DOB and SSN and everything... That isn't your fault. This whole capitalistic hellscape is fucking broken. don't pay *anything* that you legally can't be compelled to.
#an extremely good rule of thumb also is 'never give someone who called you your ssn/sin'#scammers also will ask you to 'confirm' it to deal with a debt or a legal issue or a tax thing#and it should not be on you to provide your ssn/sin over the phone.#if they're legitimate and they know who you are they will have that information. you should not provide it
This is so important.
Do not give your ssn on the phone to anyone who has called you, ever, no matter what the caller ID shows. If you are doing something for which you should be providing your ssn (e.g. applying for a loan), look up the appropriate phone number for the organization you should give it to you, and you call them. If it's at all practical, find a way you can give your ssn to the organization in person at their offices instead, or by a form sent to you via paper mail. (If they're committing fraud by paper mail, that's mail fraud, the feds actually take that seriously.)
Anyone who needs to confirm your identity based on your ssn will tell you the last four digits of your ssn (not the whole thing).
Never, ever give your ssn to someone that has called you. Any reputable organization that you want to do business with will respond to "I don't feel comfortable providing that information over the phone" by giving you an alternative.
Good advice. ⬆️⬆️⬆️⬆️⬆️⬆️
do you ever think about how a series of tiny choices like “I guess I’ll watch that show” can like totally and entirely change huge aspects of your life
do you ever think about how a series of tiny choices like “I guess I’ll watch that show” can like totally and entirely change huge aspects of your life
I turn 30 next month so here’s what I learned in my 20s:
—don’t work for startups, they’re always one ‘innovative idea’ away adding ‘sell your kidneys on the black market’ to your job description.
—keeping a collection of basic OTC medicine on you will save your life one day. I recommend Advil, Imodium, and TUMS.
—those little single-use glasses cleaning wipes are 1000% worth the money
—overly self-depreciating jokes just make people uncomfortable, wean yourself off of them
—you can buy dehydrated mini marshmallows in bulk online and they’re a godsend for hot cocoa
—people don’t care if you have fidget toys on your desk they just want to play with them
—try to go to bed BEFORE the existential ennui kicks in
Also drink water and eat a plant
This is all GREAT. I turned 40 last week, so permit me to add what I learned in my 30s:
keep on not working for startups
sometimes there comes a point where the thing (fandom, hobby, friendship, romantic relationship) you loved no longer brings you joy. And that's okay. Try to mourn the loss, take joy in the memories, and don't burn any bridges in case ten years go by and you find yourself back in that fandom/hobby/relationship again
it turns out that (ugh) moderate regular exercise is (spit) good for you. The sooner you make it part of your life, the easier it'll be
related: if you throw yourself into a new exercise regime too hard and too fast, without stopping to rest or consider whether a particular move is good for you ... well, shoulder injuries are painful and consults with orthopedic surgeons are expensive
knees are bastards too
don't even get me started on ankles
there may come a time when your digestive system is too fragile for ibuprofin. I'm sorry
one day you're gonna wake up and realise you no longer give any fucks about some things that used to bother you
on the other hand, you might be alarmed to realise what you still give a fuck about
never get down on the floor without an exit strategy for getting back up
I turn 50 this year. what I have learned in my 40s:
"loving yourself" is less of a feeling and more of an action. you can start doing it any time and it will make your life better and better as you go on
this will happen incrementally - be patient
along those lines, if you haven't started making an active effort to quit shit-talking yourself, suck it up and do it
no, shut up. do it. "but it's haaaaard!" don't care. do it.
whether you like it or not, you are mortal and you need to go to the doctor for an annual checkup
stretch regularly - your future self will thank you
at some point you will encounter people much younger than you arguing passionately and incorrectly about history you personally remember and experienced
this will be infuriating and annoying
otoh, most other things just... will not matter to you as much
at some point you will shift from wanting to go out to being like "eh" and deciding to stay in. this is okay.
you will have absolutely no idea what The Youth are talking about and you will not care
but if you keep your mind open to new ideas you'll never be irrelevant
your company still doesn't love you - don't give them more than they pay you for
get a fucking hobby, especially a hobby that involves physically creating/handling something and/or moving your body in physical space. it will do you more good than you can imagine
Just turned 60 and let me say:
Find joy, every kind, it's always worth it
I'm talking that massive, never-ending Discord chat with your bestie? The one that makes you giggle through the day? It's not a "waste of time," it's what time was made for
If that's fanfic for your favorite characters who never even met on screen celebrate that!
If that's building a tiny fleet of snake villagers for your snake town and they just cover your mantel hell yes!
If that's collecting pillows and making a fort of them every weekend I'll be right over
Feeling and sharing joy is the whole point
This is too tempting…, so, I’m 74, and: don’t fund startups
Please keep stretching and exercise enough NOT to need an elaborate strategy to get up from the floor. IT MAY SAVE YOUR LIFE
Say bye to your employer as early as you possibly can, unless you really love your job. You won’t be sorry.
Keep doing the annual checkups 🙏🏼
Enjoy that fucking hobby you’ve acquired in your 50, or find something new. Do try new things & adventures.
I think I found my new favorite comic of all time
If existence is meaningless, create your own purpose and meaning.
this is everything I ever needed, and I had no idea until now.
me rereading my own fic so i can remember my damn writing style and be consistent:
Write it badly or it'll never be written
Write it badly or it'll never be written
Write it badly or it'll never be written
Write it badly or it'll never be written
Write it badly or it'll never be written
Please keep interacting with this post because when I come to tumblr to procrastinate, this shows up again in my notifications and guilts me into writing again
When you thought it would be easy peasy lemon squeezy but it turns out to be difficult difficult lemon difficult.
Wait that’s actually really good, gonna pop this out of the tags
Not the citrus scale I was looking for but I like it
“are they lovers?” worse. they were supposed to be and never got the chance to
Reblog if you write fan fiction
Doesn’t matter if you write in a frequent basis, or once in a blue moon, just how many of us are there?
I don’t say this often, but you really should unmute and listen to the song

not using AI genuinely feels like the rest of the world is experiencing some kind of mass amnesia. if someone says they never use it, the immediate response is that can't be true because "everyone" uses it to write their emails or answer their questions. saw a comment suggesting that not using chatgpt to write an essay is "like the 90s". girl I graduated in 2021 and we weren't doing that! how is it that everyone has suddenly forgotten that they were entirely capable of doing these things all by themselves for their entire lives up until the past few years!! am I going crazy!!!
'Friends' of people who commited suicide always say things like "why didn't they reach out?" But those exact same 'friends' are the same people who never check on them, never acknowledge when that person did try to vent to them about something small, and just skipped right over it to complain about their own problems.
They don't reach out because you showed them they don't matter to you.
in my sickly haze I somehow installed 2 tumblrs
the tumblr brothers
so interesting news but after using both for a bit, while they initially seemed the same, it has become clear that the right tumblr app takes place in a timeline where 9/11 did not happen
is it better there
you might think so but you'll never believe what happened on 9/12
