a collection

nova, adult, he/him sociopolitics geek, semipracticing writer, plays too many video games

[novatix]

if shit hits the fan you can find me at legature.bsky.social

for now, welcome to my corner of the hellsite. we reblog things here. that's about it

[cirilee]

why is clark kinda poor mew mew though 🥺

[misscrazyfangirl321]

Being an adult will have you unironically craving a vegetable

[misscrazyfangirl321]

Being an adult will have you unironically sad about a parasite outbreak in fresh vegetables.

[villainwithacrush]

[blignick]

[satchels-and-socks]

UNMUTE 💯 🥺

[one-hell-of-a-sheep]

why does oscar wilde take 150 pages to write something he could literally say in a paragraph

[biggest-gaudiest-poltergeist]

gay

[yurious-george]

compelling argument

[mossadspydolphin]

what does this say about victor hugo

[biggest-gaudiest-poltergeist]

no he was just french

[jam-the-hologram]

R.R Tolkien?

[biggest-gaudiest-poltergeist]

autistic infodumping

[elden-12]

Put this together and I dread to think how long a novel by an autistic gay Frenchman would be. :p

[biggest-gaudiest-poltergeist]

[shamebats]

18th century trans guy trying to explain why he never went through masculinizing puberty: funny story, actually! So when I was a boy, I was really good at singing...

[shamebats]

Or, alternatively, a trans man who pretends to be a castrato so he can have a career in opera and live independently as a man.

[sillylandmagic]

This disability pride month remember to include and not separate yourself from disabled people with higher support needs.

I need physical help for all self care and showering, I use adaptive cutlery or else I can’t feed myself, I’m also both bladder and bowel incontinent and will be wearing adult pull ups soon.

No I’m not babyish or gross for needing physical help, I have ataxia spastic triplegia and left sided weakness, this makes fine motor skills very difficult and also makes it so my bladder and bowel muscles are weakened.

If you also have higher needs just know you aren’t alone🫂

[boxheadpaint]

And like who the fuck is this guy [gestures to reflection in mirror alone in bathroom

[topgunvolleyballscene]

how often are you getting a headache

daily

weekly

monthly

couple times a year

yearly or less

Remaining time: 3 days 15 hours

[topgunvolleyballscene]

how often are you getting a tummy ache

daily

weekly

monthly

every couple months

yearly or less

Remaining time: 3 days 15 hours

[topgunvolleyballscene]

Ok so thanks for voting on this but i need you to reblog it too

[spikelleberrygin]

If given the chance to change your height, would you want to

(4'11" or under) be taller

(4'11" or under) be shorter

(4'11" or under) stay the same

(5' - 5'7") be taller

(5' - 5'7") be shorter

(5' - 5'7") stay the same

(5'8" - 6'2") be taller

(5'8" - 6'2") be shorter

(5'8" - 6'2") stay the same

(6'3 or more) be taller

(6'3 or more) be shorter

(6'3 or more) stay the same

Remaining time: 2 days 12 hours

[stagkingswife]

You're trying to apotheosis and instead you apothe-house-is, can you imagine.

[bitchesgetriches]

Everything Is Becoming a Bank

Most major corporations — from airlines to social media platforms — now aspire to become unregulated banks. Bankification today accounts for

[apatosaurus]

This is a long read, but worth it. Some takeaways:

-Don’t use “buy now pay later.” The fine print isn’t what it seems.

-The fine print on medical financing, store credit cards, and contactless payment is also not what it seems.

-Payday loans are still predatory, even when offered by your employer

-Rewards programs are an income stream for the companies that run them. The points systems are manipulated so that the house always wins. They depend on people leaving money in rewards accounts and not in interest-bearing traditional bank accounts.

-Electronic payment apps like VenMo are not banks. You don’t earn interest. Your money is not protected.

-Your financial information is not private if your money is not kept in a regulated bank.

-None of this is regulated by the FDIC. Your money is not protected if it is held by a non-bank doing banking business. Our economy is not protected from the collapse of financial institutions that are not banks.

-The Biden administration was making progress in increasing accountability for non-banks operating as predatory financial services providers. The current administration is reversing those protections to favor corporations.

[mierac]

Oh boy.

 A third of younger Americans hold their savings on nonbank tech platforms like Venmo

PEOPLE! DO NOT LEAVE YOUR MONEY IN VENMO OR APPLE PAY OR ANY OF THIS SHIT. FOR THE LOVE OF GOD GO FIND A REAL BANK OR A CREDIT UNION.

If Venmo were to close tomorrow all your money would vanish. There's no insurance or guarantee on any of these things. I know banks aren't great but legit banks will have the "FDIC insured" logo on their doors and websites, which means if my bank goes under tomorrow I still get my money back. Also I guarantee you there is a credit union somewhere in your town, go find it.

You can leave some money in Venmo or Apple pay or whatever, but NOT ALL OF IT for the love of God.

[jenniferdub]

FYI this is what the logo looks like and Apple Cash is FDIC insured.

[idroolinmysleep]

No, it's misleading. Go to Green Dot's T&Cs, search for "FDIC," and you'll come across this:

your funds are insured up to $250,000 by the FDIC in the event Green Dot Bank fails

In the event Green Dot Bank fails. Meaning the only time your money is protected is if Green Dot goes under. Not if Apple goes under (unlikely, granted). Or if Apple changes its terms (entirely possible). Or if you got scammed. Or if Apple freezes your account because they think you're the one scamming. Or any of the other countless mishaps your money could suffer. Green Dot is insured, but Apple Cash is not.

This is the disclaimer (highlighted) you see before you set up Apple Cash:

[heywriters]

I really need my followers, especially younger ones, to read this.

And DO NOT get store credit cards, they are money sucks and difficult to cancel.

[julevanwilde]

As someone who's worked in the industry for a decade now, here's a quick rundown (US specific,) of what your schools and parents didn't teach you:

For the love of god get an account at a federally insured institution. Look for FDIC (banks) or NCUA (credit unions) insured and regulated financial institution. They are legally required to have this status publicly available and accessible so it's not hard to find.

The FDIC and/or NCUA will insure your accounts up to $250,000 PER AUTHORIZED SIGNER and per account type. These are factors to max your coverage to even higher than $250k but the key point is that if something happens to your bank or accounts there, that first $250k of your money is secured anyway.

Banks are for profit. Credit Unions are exactly what it sounds like: unions. They are not for profit and member owned.

Bigger institutions have more money and resources at their disposal; they have the fancier apps, 24/7 phone banking and more locations. But watch out! They are no different than any other large corporation you've heard of when it comes to ethics. Smaller institutions have more limitations, and lesser size is not an indicator of morality, but it's something to consider when choosing where to keep your money.

These institutions, regardless of what kind you choose, will offer interest bearing accounts. Money Market Savings and Time Accounts (also called Certificates of Deposit,) are popular choices to put the money you already have to work for you. You can earn money just for having your money in an interest bearing account type.

All financial institutions charge fees of one sort or another. They are offering products and services, after all. Nothing is free! They will also disclose options to avoid paying those fees, usually based around meeting specific criteria such as minimum balances or direct deposits.

Take this information and do your own research so that you can make an informed decision. Now you know what to look for! Don't be taken advantage of!

[creekfiend]

I realized long ago that shit just fucking happens. oddly the shit fucking happening is distributed very unevenly among the general population which I am sure is due to a variety of factors. and also due to some people having God's Terrible Eye upon them

[creekfiend]

this is it yeah

[junglejim4322]

I live a very balanced life of noticing things nobody else does and not noticing the things that literally everybody notices

[funny-tik-toks]

[phantomrose96]

When you meet Edward Elric he gives off the impression that he's the short-tempered hot-headed "violence is the answer to all life's questions" kind of protagonist, and it's in fact incredible character craft that he's actually the character who ends the series with a negative-3 kill count.

[phantomrose96]

people killed: 0

direct orders of "you really really need to kill this guy" ignored: 1

ongoing murders being committed by Ed's own friends/colleagues that Ed got in the way of to specifically stop that murder from happening: 2

[phantomrose96]

God's worst soldier Edward Elric. Showed up as the youngest member of the Amestrian army, took millions of dollars from them, never followed a single order, helped dismantle their fascist regime, left with a lower kill count than he arrived with, and fucked off to go be a house-husband. Character of all time.